tiprankstipranks
Topicus.com (TSE:TOI)
:TOI
Want to see TSE:TOI full AI Analyst Report?

Topicus.com (TOI) AI Stock Analysis

405 Followers

Top Page

TSE:TOI

Topicus.com

(TOI)

Select Model
Select Model
Select Model
Neutral 59 (OpenAI - Gpt-5.6Sol)
Rating:59Neutral
Price Target:
C$98.00
▼(-5.99% Downside)
Action:Reiterated
Date:08/10/26
The score is primarily supported by strong and improving cash generation and generally positive technical momentum. Offsetting these positives are meaningful profitability compression and leverage risk, while the very high P/E ratio materially weakens the valuation component.
Positive Factors
Mission-critical vertical software portfolio
Topicus operates mission-critical, industry-specific software businesses with specialized customer relationships and high switching costs. This portfolio structure can support recurring demand, customer retention, and durable competitive positioning while decentralized operations preserve local expertise across multiple end markets.
Negative Factors
Significant margin compression
The sharp decline in gross and net margins signals weaker profitability quality than in prior years and may reduce the earnings benefit of continued revenue growth. If the compressed margin profile persists, Topicus will have less flexibility to fund investment and acquisitions from each dollar of sales.
Read all positive and negative factors
Positive Factors
Negative Factors
Mission-critical vertical software portfolio
Topicus operates mission-critical, industry-specific software businesses with specialized customer relationships and high switching costs. This portfolio structure can support recurring demand, customer retention, and durable competitive positioning while decentralized operations preserve local expertise across multiple end markets.
Read all positive factors

Topicus.com (TOI) vs. iShares MSCI Canada ETF (EWC)

Topicus.com Business Overview & Revenue Model

Company Description
Topicus.com Inc. provides vertical market software and vertical market platforms in the Netherlands and internationally. It develops, installs, and customizes software solutions, as well as provides related professional services and support. The c...
How the Company Makes Money
Topicus primarily makes money by owning and operating vertical market software businesses that sell and support specialized, mission-critical software. Its key revenue streams generally include: (1) recurring software revenue from maintenance/supp...

Topicus.com Financial Statement Overview

Summary
Cash flow is a key strength (strong, stable operating cash flow and growing free cash flow), supported by sustained revenue growth and improving equity versus 2021. However, profitability has weakened with notable gross and net margin compression, and the balance sheet remains meaningfully leveraged (debt-to-equity above 1.0), which limits overall financial quality.
Income Statement
62
Positive
Balance Sheet
56
Neutral
Cash Flow
74
Positive
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue1.69B1.52B1.29B1.12B916.68M742.54M
Gross Profit448.81M347.75M471.35M399.63M325.55M269.36M
EBITDA336.12M428.18M376.30M313.11M251.99M-2.08B
Net Income36.93M40.84M91.99M71.75M87.61M-2.22B
Balance Sheet
Total Assets2.52B2.51B1.54B1.44B1.29B1.03B
Cash, Cash Equivalents and Short-Term Investments323.47M326.13M206.16M179.06M136.77M75.33M
Total Debt561.59M790.89M351.83M287.83M328.88M226.91M
Total Liabilities1.63B1.73B1.00B842.67M827.01M672.69M
Stockholders Equity542.60M473.01M311.28M339.18M266.10M-705.60M
Cash Flow
Free Cash Flow397.75M378.15M339.34M238.78M195.71M171.04M
Operating Cash Flow408.12M388.56M347.63M246.56M203.01M176.42M
Investing Cash Flow-277.49M-664.51M-110.22M-127.20M-133.41M-213.43M
Financing Cash Flow-57.48M396.95M-211.60M-77.98M-8.15M56.69M

Topicus.com Technical Analysis

Technical Analysis Sentiment
Negative
Last Price104.24
Price Trends
50DMA
98.26
Negative
100DMA
97.77
Negative
200DMA
102.64
Negative
Market Momentum
MACD
-1.25
Positive
RSI
37.45
Neutral
STOCH
7.92
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:TOI, the sentiment is Negative. The current price of 104.24 is above the 20-day moving average (MA) of 100.88, above the 50-day MA of 98.26, and above the 200-day MA of 102.64, indicating a bearish trend. The MACD of -1.25 indicates Positive momentum. The RSI at 37.45 is Neutral, neither overbought nor oversold. The STOCH value of 7.92 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:TOI.

Topicus.com Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
66
Neutral
C$6.22B76.708.07%4.05%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
59
Neutral
C$7.85B129.807.58%1.98%28.27%-64.80%
59
Neutral
C$380.13M-14.28-19.77%9.70%11.90%
54
Neutral
C$103.88M-138.08-0.73%11.64%42.73%
43
Neutral
C$49.06M-1.49-9.67%2.57%-12.23%84.72%
41
Neutral
C$2.92M-0.2870.08%714.29%-15.68%-47.54%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TSE:TOI
Topicus.com
94.01
-71.00
-43.03%
TSE:BB
BlackBerry
10.61
5.14
93.97%
TSE:MTLO
Martello Technologies Group Inc
0.01
0.00
0.00%
TSE:DND
Dye & Durham
0.73
-9.61
-92.94%
TSE:HAI
Haivision Systems
3.88
-1.27
-24.66%
TSE:CVO
Coveo Solutions
4.09
-5.05
-55.25%

Topicus.com Corporate Events

Business Operations and StrategyFinancial Disclosures
Topicus.com lifts Q2 revenue 18% as acquisitions boost cash flow
Positive
Aug 5, 2026
Topicus.com Inc. reported strong top-line growth for the second quarter ended June 30, 2026, with revenue rising 18% year-on-year to €437.3 million, driven mainly by acquisitions and supported by 4% organic growth. Net income for the quarter...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 10, 2026