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Dominion Lending Centres, Inc. (Canada) Class A
(TSX:DLCG)
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Rating:68Neutral
Price Target:
C$10.00
▲(10.99% Upside)
Action:Reiterated
Date:08/24/26
The score is driven primarily by solid financial performance (strong profitability, growth, and improved leverage) and supported by positive corporate developments (strong EBITDA margin, low leverage, dividend increase, and the Filogix acquisition). Offsetting these strengths are a mixed technical picture with limited trend strength and a relatively high P/E valuation with only a modest dividend yield.
Positive Factors
Strong profitability and revenue growth
High operating and net margins indicate a scalable brokerage platform with meaningful earnings from network production. Sustained low-to-mid 30% revenue growth also suggests continued broker productivity and demand for DLCG’s services.
Negative Factors
Historical earnings volatility
The sharp divergence between operating profitability and reported net income shows that one-time or non-operating items can materially affect results. This makes earnings quality less predictable and complicates assessment of sustainable profitability.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong profitability and revenue growth
High operating and net margins indicate a scalable brokerage platform with meaningful earnings from network production. Sustained low-to-mid 30% revenue growth also suggests continued broker productivity and demand for DLCG’s services.
Read all positive factors
Dominion Lending Centres, Inc. (Canada) Class A (DLCG) vs. iShares MSCI Canada ETF (EWC)
Market Cap
C$680.25M
Dividend Yield1.89%
Average Volume (3M)87.95K
Price to Earnings (P/E)31.2
Beta (1Y)0.57
Revenue Growth3.93%
EPS GrowthN/A
CountryCA
Employees177
SectorFinancial
Sector Strength70
IndustryFinancial - Mortgages
Share Statistics
EPS (TTM)0.29
Shares Outstanding77,026,580
10 Day Avg. Volume26,802
30 Day Avg. Volume87,954
Financial Highlights & Ratios
PEG Ratio-0.29
Price to Book (P/B)5.76
Price to Sales (P/S)7.54
P/FCF Ratio30.56
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.49
Revenue Forecast (FY)C$114.87M
Dominion Lending Centres, Inc. (Canada) Class A Business Overview & Revenue Model
Company Description
Operating within Canada, Dominion Lending Centres Inc. specializes in offering mortgage brokerage franchising and associated data connectivity solutions. The company's operations are divided into two main segments: Core Business Operations and Non...
How the Company Makes Money
Dominion Lending Centres, Inc. makes money primarily through fees and commissions generated from mortgage originations completed by its network. When a mortgage agent/broker in the network places a borrower’s mortgage with a lender, the lender typ...
Dominion Lending Centres, Inc. (Canada) Class A Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
77
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 97.82M | 102.88M | 76.75M | 62.52M | 70.72M | 78.82M |
| Gross Profit | 82.32M | 82.35M | 65.93M | 52.09M | 60.02M | 68.97M |
| EBITDA | 40.52M | 44.95M | 41.36M | 25.75M | 30.84M | 43.44M |
| Net Income | 22.55M | 24.56M | -126.77M | 64.00K | 12.06M | -5.51M |
Balance Sheet | ||||||
| Total Assets | 226.09M | 226.04M | 218.89M | 218.11M | 223.94M | 253.93M |
| Cash, Cash Equivalents and Short-Term Investments | 2.78M | 2.01M | 4.73M | 5.61M | 9.21M | 20.89M |
| Total Debt | 44.27M | 36.21M | 32.19M | 35.76M | 34.27M | 37.53M |
| Total Liabilities | 86.43M | 90.72M | 85.19M | 192.16M | 191.75M | 220.10M |
| Stockholders Equity | 138.91M | 134.62M | 132.14M | 25.70M | 31.96M | 31.74M |
Cash Flow | ||||||
| Free Cash Flow | 21.28M | 25.39M | 30.40M | 5.18M | 8.63M | 34.03M |
| Operating Cash Flow | 30.73M | 32.04M | 37.20M | 16.99M | 15.87M | 39.06M |
| Investing Cash Flow | -21.09M | -9.53M | -4.20M | -11.41M | 9.10M | -4.76M |
| Financing Cash Flow | -10.68M | -25.23M | -33.89M | -9.18M | -36.64M | -23.75M |
Dominion Lending Centres, Inc. (Canada) Class A Technical Analysis
Positive
9.01
Price Trends
8.88
Positive
9.04
Negative
9.12
Negative
Market Momentum
0.02
Positive
51.46
Neutral
39.19
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:DLCG, the sentiment is Positive. The current price of 9.01 is above the 20-day moving average (MA) of 9.01, above the 50-day MA of 8.88, and below the 200-day MA of 9.12, indicating a neutral trend. The MACD of 0.02 indicates Positive momentum. The RSI at 51.46 is Neutral, neither overbought nor oversold. The STOCH value of 39.19 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:DLCG.
Dominion Lending Centres, Inc. (Canada) Class A Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | C$431.69M | 12.29 | 8.48% | 8.42% | -10.14% | -7.73% | |
70 Outperform | C$904.38M | 10.62 | 13.08% | 6.53% | 12.78% | 14.21% | |
69 Neutral | C$879.26M | 29.94 | 5.64% | 0.36% | 9.23% | -14.64% | |
68 Neutral | C$680.25M | 31.24 | 16.54% | 1.96% | 3.93% | ― | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | C$556.95M | 11.71 | 9.06% | 8.65% | -10.85% | -5.88% | |
62 Neutral | C$497.35M | 19.54 | 3.85% | 11.15% | -5.01% | -41.36% |
* Financial Sector Average
TSE:DLCG
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Dominion Lending Centres, Inc. (Canada) Class A Corporate Events
Business Operations and StrategyDividendsFinancial DisclosuresM&A Transactions
DLC Group lifts mortgage volumes and margins as it bets on Filogix acquisition
Positive
Aug 6, 2026
Dominion Lending Centres Inc. reported second-quarter 2026 funded mortgage volumes of $22.1 billion, up 5% year over year, driven by higher broker productivity despite a soft housing market. Revenue rose 1% to $24.9 million, adjusted EBITDA held s...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.