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TFSL Stock Chart & Stats
$18.19
-$0.11(-0.60%)
At close: 4:00 PM EDT
$18.19
-$0.11(-0.60%)
Day’s Range― - ―
52-Week Range$12.54 - $19.49
Previous CloseN/A
Volume407.70K
Average Volume (3M)814.57K
Market Cap
$4.93B
Enterprise Value$10.75K
Total Cash (Recent Filing)$28.62M
Total Debt (Recent Filing)$5.81B
Price to Earnings (P/E)48.2
Beta0.40
Next Earnings
Oct 29, 2026EPS Estimate
0.09Next Dividend Ex-DateN/A
Dividend Yield6.42%
Share Statistics
EPS (TTM)0.37
Shares Outstanding280,442,750
10 Day Avg. Volume721,954
30 Day Avg. Volume814,574
Financial Highlights & Ratios
PEG Ratio2.88
Price to Book (P/B)1.94
Price to Sales (P/S)4.64
P/FCF Ratio51.76
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$19.00Price Target Upside4.45% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)0.34
Revenue Forecast (FY)$345.14M
Bulls Say, Bears Say
Bulls Say
Strong Revenue Growth & Cash GenerationSustained revenue acceleration and very high free cash flow conversion indicate durable earnings quality and internal funding capacity. Over the next 2–6 months this supports reinvestment, dividend capacity and buffers against shocks, improving financial optionality and execution on strategy.
Focused Residential Mortgage FranchiseA concentrated retail mortgage and home-equity franchise gives scale in a core, stable market niche. Consistent originations and servicing scale support steady net interest income and lower credit volatility versus riskier portfolios, underpinning predictable earnings and competitive positioning over time.
Dividend-waiver Governance Boosts Capital FlexibilityThe mutual holding company’s dividend-waiver mechanism, when approved by regulators, preserves more cash within the public company and for public shareholders. That structural governance tool enhances capital allocation flexibility for growth, buybacks or cushions against stress over the medium term.
Bears Say
Rising Balance-sheet LeverageLeverage rising materially over recent years increases sensitivity to higher funding costs and to credit losses, tightening regulatory and capital breathing room. Higher debt-to-equity constrains strategic options and raises the risk that adverse rate or credit moves materially pressure returns and capital ratios.
Margin Compression Vs Prior YearsMeaningful compression in margins reduces the buffer between revenue and costs, making profitability more sensitive to funding-cost swings. With lower spread cushion, sustaining net interest income through a tougher funding environment will be harder and could limit durable earnings growth.
Deposit Decline & Greater Reliance On FHLB AdvancesA shift from core deposits toward FHLB advances increases funding cost and liquidity risk. Reliance on wholesale funding is a structural vulnerability for a thrift-model lender, reducing resilience in stressed markets and making loan growth more contingent on external funding availability.
TFS Financial News
TFSL FAQ
What was Tfs Financial’s price range in the past 12 months?
Tfs Financial lowest stock price was $12.54 and its highest was $19.49 in the past 12 months.
What is Tfs Financial’s market cap?
Tfs Financial’s market cap is $4.93B.
When is Tfs Financial’s upcoming earnings report date?
Tfs Financial’s upcoming earnings report date is Oct 29, 2026 which is in 80 days.
How were Tfs Financial’s earnings last quarter?
Tfs Financial released its earnings results on Jul 30, 2026. The company reported $0.11 earnings per share for the quarter, beating the consensus estimate of $0.08 by $0.03.
Is Tfs Financial overvalued?
According to Wall Street analysts Tfs Financial’s price is currently Undervalued.
Does Tfs Financial pay dividends?
Tfs Financial pays a Quarterly dividend of $0.282 which represents an annual dividend yield of 6.42%. See more information on Tfs Financial dividends here
What is Tfs Financial’s EPS estimate?
Tfs Financial’s EPS estimate is 0.09.
How many shares outstanding does Tfs Financial have?
Tfs Financial has 280,442,750 shares outstanding.
What happened to Tfs Financial’s price movement after its last earnings report?
Tfs Financial reported an EPS of $0.11 in its last earnings report, beating expectations of $0.08. Following the earnings report the stock price went up 1.994%.
Which hedge fund is a major shareholder of Tfs Financial?
Currently, no hedge funds are holding shares in TFSL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
TFS Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$19.00 (4.45% Upside)
$19.00 (4.45% Upside)
Blogger Sentiment
Bullish
TFSL Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $95.2K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 4.4%
Last 30 Days ▼ 4.4%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
54.34%
12-Months-Change
Fundamentals
Return on Equity
6.42%
Trailing 12-Months
Asset Growth
4.02%
Trailing 12-Months
Company Description
Tfs Financial
TFS Financial Corporation delivers a comprehensive array of retail banking solutions to individual consumers across the United States. The company's deposit offerings encompass savings, money market, and checking accounts, in addition to individual retirement accounts, various qualified retirement plans, and certificates of deposit. It also extends a range of lending products, such as residential real estate mortgages, construction financing, home equity loans and lines of credit, alongside options for home purchase mortgages and first mortgage refinancing. Furthermore, TFS Financial provides escrow and settlement services. Established in 1938, the corporation is headquartered in Cleveland, Ohio, where its main office is located. Its operations are further supported by 37 full-service branches and 7 loan production offices distributed throughout Ohio and Florida. TFS Financial Corporation functions as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
TFSL Stock 12 Month Forecast
Average Price Target
$19.00
▲(4.45% Upside)
Technical Analysis
Bank OZK
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Axos Financial
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First Financial Bankshares
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ServisFirst Bancshares
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Eastern Bankshares
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Ownership Overview
0.50% Insiders
2.65% Mutual Funds
0.52% Other Institutional Investors
91.20% Public Companies and
Individual Investors