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TFS Financial (TFSL) Stock Price & Analysis

256 Followers

TFSL Stock Chart & Stats

$16.46-$0.08(-0.48%)
At close: 4:00 PM EST
$16$16.5$17$17.5Aug 17Aug 31Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
$16.32 - $16.55
52-Week Range
$13.21 - $19.49
Previous Close
$16.54
Volume
N/A
Average Volume (3M)
767.43K
Market Cap
$4.64B
Enterprise Value
$10.25B
Total Cash (Recent Filing)
$28.62M
Total Debt (Recent Filing)
$5.81B
Price to Earnings (P/E)
45.3
Beta
0.31
Next Earnings
Jan 28, 2027 (Est.)
EPS Estimate
0.09
Last Dividend Ex-Date
Sep 09, 2026
Dividend Yield
7.08%

Bulls Say, Bears Say

Bulls Say

Strong Revenue And Earnings Growth

Strong recent revenue growth, improving profitability, and higher year-to-date net income indicate better operating momentum. Sustained origination and fee activity could support earnings over the next several quarters, although the trend remains sensitive to mortgage demand and funding costs.

Healthy Cash Generation

Robust operating and free cash flow provide internal funding capacity for lending, capital management, and shareholder distributions. The high conversion of earnings into cash also supports earnings quality, though banking cash flows can vary with balance-sheet movements.

Dividend Waiver Supports Capital Flexibility

The controlling mutual holding company’s multi-quarter dividend waiver reduces cash outflows while allowing public shareholders to continue receiving dividends. Retained funds can strengthen capital flexibility and support lending or other balance-sheet needs.

Bears Say

Rising Balance-Sheet Leverage

Higher leverage increases sensitivity to deposit pricing, wholesale funding costs, and credit deterioration. Although leverage is common in banking, its upward trend reduces financial flexibility and could constrain growth or shareholder returns if conditions weaken.

Margin Compression And Funding Sensitivity

Compressed margins suggest less favorable spread economics or higher funding and operating costs. Because TFS Financial relies heavily on residential lending and deposits, persistent pressure on asset yields or liability costs could limit sustainable earnings growth.

Greater Reliance On Wholesale Funding

A weaker deposit base and increased use of Federal Home Loan Bank advances can raise funding costs and liquidity sensitivity. Slightly higher delinquencies and non-accruals also warrant monitoring because deterioration could increase provisions and reduce lending profitability.

TFS Financial News

TFSL FAQ

What was TFS Financial’s price range in the past 12 months?
TFS Financial lowest stock price was $13.21 and its highest was $19.49 in the past 12 months.
What is TFS Financial’s market cap?
TFS Financial’s market cap is $4.64B.
When is TFS Financial’s upcoming earnings report date?
TFS Financial’s next earnings report is estimated for Jan 28, 2027 (not yet confirmed), which is in 77 days.
How were TFS Financial’s earnings last quarter?
TFS Financial released its earnings results on Oct 29, 2026. The company reported $0.09 earnings per share for the quarter.
Is TFS Financial overvalued?
According to Wall Street analysts TFS Financial’s price is currently Undervalued.
Does TFS Financial pay dividends?
TFS Financial pays a quarterly dividend of $0.318 which represents an annual dividend yield of 7.08%. See more information on TFS Financial dividends here
What is TFS Financial’s EPS estimate?
TFS Financial’s EPS estimate is 0.09.
How many shares outstanding does TFS Financial have?
TFS Financial has 280,442,750 shares outstanding.
What happened to TFS Financial’s price movement after its last earnings report?
TFS Financial reported an EPS of $0.09 in its last earnings report. Following the earnings report the stock price went down -1.969%.
Which hedge fund is a major shareholder of TFS Financial?
Hedge funds hold TFS Financial shares: the largest hedge-fund position in TFS Financial is 71,886,791 shares, and hedge funds increased their holdings by 168.9K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology