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Strategy Inc 10 % Perp Stride Pfd Registered Shs Series A (STRD)
NASDAQ:STRD
US Market
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Strategy Inc 10 % Perp Stride Pfd Registered Shs Series A (STRD) AI Stock Analysis

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STRD

Strategy Inc 10 % Perp Stride Pfd Registered Shs Series A

(NASDAQ:STRD)

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Neutral 56 (OpenAI - 5.2)
Rating:56Neutral
Price Target:
$61.00
▼(-2.97% Downside)
Action:N/A
Date:08/04/26
The score is held back primarily by weak and volatile financial performance (deep TTM losses and inconsistent cash-flow quality) and a clearly negative technical trend (below major moving averages with negative MACD). Offsetting factors include a constructive earnings call with improving liquidity/leverage and strong operating momentum, plus a very high dividend yield, though valuation is constrained by negative earnings and payout risk considerations.
Positive Factors
Liquidity Buffer / USD Reserve
A multi-billion dollar USD Reserve provides a durable liquidity buffer specifically sized to cover preferred dividends and interest for an extended period. This reserve materially reduces short-term payout risk for STRD holders and gives management time and options to manage capital without forcing distressed asset sales.
Negative Factors
Large Reported Losses
Deep trailing-twelve-month losses signal structural profitability challenges; recurring negative operating margins erode retained earnings and can limit sustainable cash available for distributions if losses persist. For preferred holders, prolonged operating losses increase reliance on reserves or asset sales to fund dividends.
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Positive Factors
Negative Factors
Liquidity Buffer / USD Reserve
A multi-billion dollar USD Reserve provides a durable liquidity buffer specifically sized to cover preferred dividends and interest for an extended period. This reserve materially reduces short-term payout risk for STRD holders and gives management time and options to manage capital without forcing distressed asset sales.
Read all positive factors

Strategy Inc 10 % Perp Stride Pfd Registered Shs Series A (STRD) vs. SPDR S&P 500 ETF (SPY)

Strategy Inc 10 % Perp Stride Pfd Registered Shs Series A Business Overview & Revenue Model

Company Description
Strategy, Inc. engages in the provision of enterprise analytics and mobility software. The firm designs, develops, markets, and sells software platforms through licensing arrangements and cloud-based subscriptions and related services. Its product...
How the Company Makes Money
Strategy Inc. generates revenue primarily through its enterprise software business, which includes selling subscriptions and/or licenses for its analytics/business intelligence platform and providing related services such as support, maintenance, ...

Strategy Inc 10 % Perp Stride Pfd Registered Shs Series A Earnings Call Summary

Earnings Call Date:Jul 30, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Nov 04, 2026
Earnings Call Sentiment Positive
The call conveyed a strongly positive operating quarter highlighted by record originations, record investment income, improving liquidity and lower leverage, robust AUM growth, and continued Adviser contributions. Credit metrics and portfolio diversification were characterized as stable, though management flagged a modest shift toward mid-rated credits, elevated but normalizing prepayments, slightly lower core yields due to rate floors, rising operating expenses tied to variable compensation, and aggressive competition in the lending market. Overall, the positive operational and financial momentum materially outweighs the contained risks described.
Positive Updates
Record Originations and Fundings
First half 2026 originations of $2.74B, up 35.6% YoY; first half fundings of $1.35B, up 8.5% YoY. Q2 new commitments >$927M and gross fundings >$647M.
Negative Updates
Core Yield Compression and Rate-Floor Limitations
Core yield declined to 12.0% in Q2 (from 12.2% Q1) and management expects 11.8%–12.0% in Q3. Approximately 75% of prime-based loans are at contractual floors, muting upside from future rate reductions.
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Q2-2026 Updates
Negative
Record Originations and Fundings
First half 2026 originations of $2.74B, up 35.6% YoY; first half fundings of $1.35B, up 8.5% YoY. Q2 new commitments >$927M and gross fundings >$647M.
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Company Guidance
For Q3 2026 Hercules guided core yield of 11.8%–12.0% (Q2 core yield 12.0%, effective yield 13.4%), prepayments normalizing to $200–$300 million (vs. $572.1M in Q2), interest expense broadly stable or up slightly (Q2 interest expense $31.1M; weighted average cost of debt 5.2%), gross SG&A of $25M–$26M with an RIA expense allocation of ~$4.7M, and an expected RIA dividend to the BDC of ~$2.0–$2.5M per quarter; they expect Q3 originations to be seasonally lower and back‑end weighted, will remain opportunistic in the capital markets (recent issuance of $325M 6.3% notes) but disciplined on ATM use, and note that ~98% of the debt portfolio is floating with a floor and ~75% of prime loans are already at their contractual floor (muting the impact of future rate cuts).

Strategy Inc 10 % Perp Stride Pfd Registered Shs Series A Financial Statement Overview

Summary
Revenue growth is exceptionally strong (~161% TTM) and gross margin is healthy (~68%), while leverage is currently moderate (debt-to-equity ~0.15). Offsetting this, profitability has deteriorated sharply with very large TTM losses (net margin roughly -61%, operating/EBITDA margins around -44%) and cash-flow quality is inconsistent (near-breakeven operating cash flow despite strong reported free cash flow), suggesting volatility and potential non-core drivers.
Income Statement
18
Very Negative
Balance Sheet
64
Positive
Cash Flow
32
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue498.35M477.23M463.46M496.26M499.26M510.76M
Gross Profit336.89M327.82M333.99M386.32M396.27M418.85M
EBITDA-21.72B-5.42B-1.85B-61.04M-1.26B-770.88M
Net Income-30.41B-3.85B-1.17B429.12M-1.47B-535.48M
Balance Sheet
Total Assets52.56B61.64B25.84B4.76B2.41B3.56B
Cash, Cash Equivalents and Short-Term Investments2.45B2.30B38.12M46.82M43.84M63.36M
Total Debt6.77B8.24B7.25B2.24B2.45B2.23B
Total Liabilities7.24B10.60B7.61B2.60B2.79B2.58B
Stockholders Equity45.33B51.04B18.23B2.16B-383.12M978.96M
Cash Flow
Free Cash Flow11.34B-22.58B-22.14B-1.89B-287.20M-2.54B
Operating Cash Flow-20.09M-67.24M-53.03M12.71M3.21M93.83M
Investing Cash Flow-22.42B-22.51B-22.09B-1.91B-278.59M-2.63B
Financing Cash Flow24.11B24.84B22.13B1.89B265.19M2.54B

Strategy Inc 10 % Perp Stride Pfd Registered Shs Series A Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
80
Outperform
$183.03B19.0720.40%1.16%11.20%48.07%
78
Outperform
$33.81B15.0518.32%1.25%7.75%12.12%
72
Outperform
$331.89B16.9217.89%1.86%17.82%40.08%
65
Neutral
$28.29B28.0918.45%0.37%38.82%-14.48%
64
Neutral
$300.43B15.5116.97%1.60%2.31%42.87%
56
Neutral
$32.69B-0.97-60.79%18.23%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
STRD
Strategy Inc 10 % Perp Stride Pfd Registered Shs Series A
62.87
-12.43
-16.51%
LPLA
LPL Financial
359.92
-7.58
-2.06%
MS
Morgan Stanley
218.27
80.47
58.40%
RJF
Raymond James Financial
180.55
19.76
12.29%
SCHW
Charles Schwab
108.02
13.23
13.96%
GS
Goldman Sachs Group
1,060.38
354.84
50.29%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 04, 2026