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Southern Michigan Bancorp Inc (SOMC)
OTHER OTC:SOMC
SOMC Stock Chart & Stats
Day’s Range― - ―
52-Week Range$17.00 - $25.00
Previous CloseN/A
Volume1.90K
Average Volume (3M)517.00
Market Cap
$114.62M
Enterprise Value$171.48M
Total Cash (Recent Filing)$69.50M
Total Debt (Recent Filing)$117.98M
Price to Earnings (P/E)10.0
Beta0.29
Next Earnings
Oct 22, 2025EPS EstimateN/A
Next Dividend Ex-Date
Oct 06, 2025Dividend Yield2.48%
Share Statistics
EPS (TTM)0.70
Shares Outstanding4,584,752
10 Day Avg. Volume441
30 Day Avg. Volume517
Financial Highlights & Ratios
PEG Ratio-1.69
Price to Book (P/B)0.82
Price to Sales (P/S)1.81
P/FCF Ratio30.79
Enterprise Value/Market Cap1.50
Enterprise Value/Revenue2.27
Enterprise Value/Gross Profit2.27
Enterprise Value/Ebitda18.16
Forecast
1Y Price Target
$26.00Price Target Upside4.00% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering0
SOMC FAQ
What was Southern Michigan Bancorp Inc’s price range in the past 12 months?
Southern Michigan Bancorp Inc lowest stock price was $17.00 and its highest was $25.00 in the past 12 months.
What is Southern Michigan Bancorp Inc’s market cap?
Southern Michigan Bancorp Inc’s market cap is $114.62M.
When is Southern Michigan Bancorp Inc’s upcoming earnings report date?
Southern Michigan Bancorp Inc’s upcoming earnings report date is Oct 22, 2025 which is in 22 days.
How were Southern Michigan Bancorp Inc’s earnings last quarter?
Southern Michigan Bancorp Inc released its earnings results on Jul 23, 2025. The company reported $0.7 earnings per share for the quarter, beating the consensus estimate of N/A by $0.7.
Is Southern Michigan Bancorp Inc overvalued?
According to Wall Street analysts Southern Michigan Bancorp Inc’s price is currently Undervalued.
Does Southern Michigan Bancorp Inc pay dividends?
Southern Michigan Bancorp Inc pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 2.48%. See more information on Southern Michigan Bancorp Inc dividends here
What is Southern Michigan Bancorp Inc’s EPS estimate?
Southern Michigan Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Southern Michigan Bancorp Inc have?
Southern Michigan Bancorp Inc has 4,584,752 shares outstanding.
What happened to Southern Michigan Bancorp Inc’s price movement after its last earnings report?
Southern Michigan Bancorp Inc reported an EPS of $0.7 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.174%.
Which hedge fund is a major shareholder of Southern Michigan Bancorp Inc?
Currently, no hedge funds are holding shares in SOMC
Southern Michigan Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$26.00 (4.00% Upside)
$26.00 (4.00% Upside)
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
49.32%
12-Months-Change
Fundamentals
Return on Equity
10.68%
Trailing 12-Months
Asset Growth
7.72%
Trailing 12-Months
Company Description
Southern Michigan Bancorp Inc
Southern Michigan Bancorp (SOMC) is a financial services holding company headquartered in Coldwater, Michigan. It operates through its subsidiary, Southern Michigan Bank & Trust, which provides a range of banking and financial services to individuals, businesses, and municipalities. The company focuses on retail banking, commercial banking, and wealth management, offering products such as checking and savings accounts, loans, mortgages, and investment services. SOMC aims to serve its local communities by providing personalized financial solutions and fostering economic growth in the region.
Technical Analysis
Ownership Overview
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Insiders
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Mutual Funds
0.06% Other Institutional Investors
99.94% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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