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Members
Tracks the number of individuals using SoFi's services, indicating user growth and market penetration, which are crucial for scaling and revenue potential.Membership growth has meaningfully accelerated and management confirmed record quarterly additions, which is driving the jump in loan originations, higher net interest income and more cross‑sell per user—elements management points to as the engine behind its ~30% revenue guidance and strong Rule‑of‑40 performance. That momentum depends on continued marketing and capital deployment (company used cash to fund growth), so monitor near‑term cash burn, modest charge‑off/fair‑value pressure and the lost large tech client as potential drags on margin conversion.
Date | Members |
|---|---|
Jun 30, 2026 | 15.81M |
Mar 31, 2026 | 14.71M |
Dec 31, 2025 | 13.65M |
Sep 30, 2025 | 12.64M |
Jun 30, 2025 | 11.75M |
Mar 31, 2025 | 10.92M |
Dec 31, 2024 | 10.13M |
Sep 30, 2024 | 9.37M |
Jun 30, 2024 | 8.77M |
Mar 31, 2024 | 8.13M |