SoFi stock kpis
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Loan Origination by Type
Breaks down loans by category, providing insight into demand trends and the company's focus areas within its lending operations.
SoFi’s origination mix has shifted decisively toward personal loans as the primary growth engine, driving the recent surge in NII and supporting upgraded revenue guidance; student and home originations have meaningfully rebounded, broadening product diversification and fee opportunities. Management’s choice to prioritize capital and contracts—leaving some platform demand unfilled—means near-term revenue was forgone but preserves disciplined returns; key risks are competitive unsecured pricing and rate-driven fair-value mark pressure that could blunt margins if macro headwinds persist.
SOFI Loan Origination by Type
| Date | Student Loans | Personal Loans | Home Loans | Small Business Loans |
|---|---|---|---|---|
| Sep 30, 2026 | $2.92B | $12.62B | $1.36B | $27.05M |
| Jun 30, 2026 | $2.69B | $10.72B | $1.39B | $0.00 |
| Mar 31, 2026 | $2.61B | $8.34B | $1.22B | $0.00 |
| Dec 31, 2025 | $1.86B | $7.50B | $1.13B | $0.00 |
| Sep 30, 2025 | $1.49B | $7.49B | $944.65M | $0.00 |
| Jun 30, 2025 | $993.33M | $6.97B | $798.88M | $0.00 |
| Mar 31, 2025 | $1.19B | $5.54B | $517.76M | $0.00 |
| Dec 31, 2024 | $1.35B | $5.25B | $577.36M | $0.00 |
| Sep 30, 2024 | $943.58M | $4.89B | $489.77M | $0.00 |
| Jun 30, 2024 | $736.52M | $4.19B | $416.94M | $0.00 |
| Mar 31, 2024 | $751.68M | $3.28B | $336.15M | $0.00 |
| Dec 31, 2023 | $789.97M | $3.22B | $308.88M | $0.00 |
| Sep 30, 2023 | $919.33M | $3.89B | $355.70M | $0.00 |
| Jun 30, 2023 | $395.37M | $3.74B | $243.12M | $0.00 |
| Mar 31, 2023 | $525.37M | $2.95B | $89.79M | $0.00 |
| Dec 31, 2022 | $405.79M | $2.47B | $105.50M | $0.00 |
| Sep 30, 2022 | $457.18M | $2.81B | $216.25M | $0.00 |
| Jun 30, 2022 | $398.72M | $2.47B | $332.05M | $0.00 |
| Mar 31, 2022 | $983.80M | $2.03B | $312.38M | $0.00 |
| Dec 31, 2021 | $1.46B | $1.65B | $657.30M | $0.00 |
| Sep 30, 2021 | $967.94M | $1.64B | $793.09M | $0.00 |
| Jun 30, 2021 | $859.50M | $1.29B | $792.23M | $0.00 |
| Mar 31, 2021 | $1.00B | $805.69M | $735.60M | $0.00 |
| Dec 31, 2020 | $970.54M | $613.77M | $672.72M | $0.00 |
| Sep 30, 2020 | $1.04B | $616.31M | $631.67M | $0.00 |
| Jun 30, 2020 | $788.69M | $448.98M | $532.32M | $0.00 |
| Mar 31, 2020 | $2.13B | $901.69M | $346.81M | $0.00 |
| Dec 31, 2019 | $2.44B | $800.74M | $335.69M | $0.00 |
| Sep 30, 2019 | $1.72B | $1.07B | $326.84M | $0.00 |
| Jun 30, 2019 | $1.19B | $979.82M | $98.17M | $0.00 |
| Mar 31, 2019 | $1.35B | $880.52M | $12.98M | $0.00 |
