Want to see SOFI full AI Analyst Report?
Contribution Profit by Segment
Shows profitability across different business segments, highlighting which areas are driving growth and which may need strategic adjustments.Lending has become the engine of profitability—its recent surge aligns with record originations, higher net interest income and strong securitization execution, explaining much of SoFi’s margin lift. Financial Services has swung from structural losses to a meaningful profit contributor, but its recent pullback highlights sensitivity to fair‑value marks and rate moves. Technology Platform contribution plunged after the loss of a large client, underscoring customer‑concentration risk; management’s revenue target for the platform and H2 marketing cadence are the key catalysts to monitor.
Date | Lending | Technology Platform | Financial Services |
|---|---|---|---|
Jun 30, 2026 | $399.03M | $11.77M | $212.68M |
Mar 31, 2026 | $382.39M | $12.00M | $195.58M |
Dec 31, 2025 | $271.65M | $47.93M | $230.79M |
Sep 30, 2025 | $261.60M | $32.37M | $225.56M |
Jun 30, 2025 | $244.71M | $33.20M | $188.23M |
Mar 31, 2025 | $238.94M | $30.91M | $148.33M |
Dec 31, 2024 | $245.96M | $32.11M | $114.86M |
Sep 30, 2024 | $238.93M | $32.95M | $99.76M |
Jun 30, 2024 | $197.94M | $31.15M | $55.22M |
Mar 31, 2024 | $207.72M | $30.74M | $37.17M |