Want to see SOFI full AI Analyst Report?
Revenue by Segment
Analyzes revenue streams from different segments, revealing which parts of the business are most lucrative and where there might be room for growth.
Lending is the primary growth engine—fueling rising NII and record originations—while Financial Services (fee‑based products) has become a fast‑growing, higher‑margin complement, shifting SoFi toward a more diversified, capital‑light model. Technology Platform is steady, incremental revenue. The biggest investor risk is “Other,” which has produced large, volatile swings and a growing drag in recent quarters—consistent with management’s notes on fair‑value loan mark volatility and capital/prioritization choices—so normalization of those marks and reinvestment cadence will determine near‑term margin and EPS upside.
SOFI Revenue by Segment
| Date | Other | Lending | Technology Platform | Financial Services |
|---|---|---|---|---|
| Sep 30, 2026 | -$48.71M | $821.35M | $87.37M | $525.10M |
| Jun 30, 2026 | -$56.91M | $724.80M | $84.50M | $466.28M |
| Mar 31, 2026 | -$45.68M | $642.42M | $75.09M | $428.54M |
| Dec 31, 2025 | -$52.74M | $498.68M | $122.37M | $456.74M |
| Sep 30, 2025 | -$65.98M | $493.38M | $114.58M | $419.62M |
| Jun 30, 2025 | -$60.93M | $443.51M | $109.83M | $362.53M |
| Mar 31, 2025 | -$48.16M | $413.37M | $103.43M | $303.12M |
| Dec 31, 2024 | -$43.03M | $417.80M | $102.83M | $256.52M |
| Sep 30, 2024 | -$39.97M | $396.25M | $102.54M | $238.31M |
| Jun 30, 2024 | -$13.66M | $340.70M | $95.44M | $176.13M |
| Mar 31, 2024 | $69.60M | $330.50M | $94.37M | $150.55M |
| Dec 31, 2023 | $26.26M | $353.13M | $96.91M | $139.12M |
| Sep 30, 2023 | -$19.93M | $348.97M | $89.92M | $118.25M |
| Jun 30, 2023 | -$28.10M | $331.40M | $87.60M | $98.10M |
| Mar 31, 2023 | -$23.91M | $337.08M | $77.89M | $81.10M |
| Dec 31, 2022 | -$21.98M | $328.19M | $85.65M | $64.82M |
| Sep 30, 2022 | -$11.44M | $301.69M | $84.78M | $48.95M |
| Jun 30, 2022 | -$8.85M | $257.12M | $83.90M | $30.36M |
| Mar 31, 2022 | -$6.99M | $252.99M | $60.80M | $23.54M |
| Dec 31, 2021 | -$3.41M | $213.76M | $53.30M | $21.96M |
| Sep 30, 2021 | -$1.13M | $210.29M | $50.23M | $12.62M |
| Jun 30, 2021 | $2.65M | $166.29M | $45.30M | $17.04M |
| Mar 31, 2021 | -$4.52M | $147.98M | $46.06M | $6.46M |
| Dec 31, 2020 | -$18.35M | $148.99M | $36.80M | $4.05M |
| Sep 30, 2020 | -$3.38M | $162.11M | $38.82M | $3.24M |
| Jun 30, 2020 | -$2.38M | $95.88M | $19.02M | $2.43M |
| Mar 31, 2020 | $1.27M | $73.88M | $997.00K | $2.15M |