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UOL Group
(SGX:U14)
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Rating:72Outperform
Price Target:
S$8.50
â–¼(-7.61% Downside)
Action:Reiterated
Date:08/06/26
The score is driven primarily by solid financial performance (improving revenue, strong margins, and manageable/improving leverage), supported by a positive technical setup with price above key moving averages. These positives are tempered by earnings/cash-flow cyclicality and modest ROE, alongside a valuation profile that appears only average (P/E ~17.4 and ~1.8% yield).
Positive Factors
Revenue and margins
Improving revenue alongside healthy gross and net margins indicates that UOL is converting its property, investment and hospitality activities into meaningful profits. If these margins remain supported by its diversified asset base, they can provide capacity to reinvest and withstand moderate operating volatility.
Negative Factors
Earnings cyclicality
Large swings in profitability reduce earnings visibility and make results dependent on property development timing and market conditions. This cyclicality can complicate planning, limit the reliability of near-term profit trends and produce uneven returns even when the underlying asset base remains substantial.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and margins
Improving revenue alongside healthy gross and net margins indicates that UOL is converting its property, investment and hospitality activities into meaningful profits. If these margins remain supported by its diversified asset base, they can provide capacity to reinvest and withstand moderate operating volatility.
Read all positive factors
UOL Group (U14) vs. iShares MSCI Singapore ETF (EWS)
Market Cap
S$6.64B
Dividend Yield2.3%
Average Volume (3M)1.67M
Price to Earnings (P/E)12.4
Beta (1Y)0.63
Revenue Growth1.56%
EPS Growth21.82%
CountrySG
Employees5,400
SectorReal Estate
Sector Strength53
IndustryReal Estate - Development
Share Statistics
EPS (TTM)0.63
Shares Outstanding847,429,260
10 Day Avg. Volume1,492,360
30 Day Avg. Volume1,670,892
Financial Highlights & Ratios
PEG Ratio0.43
Price to Book (P/B)0.63
Price to Sales (P/S)2.28
P/FCF Ratio6.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
S$12.66Price Target Upside37.57% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)0.57
Revenue Forecast (FY)S$2.77B
UOL Group Business Overview & Revenue Model
Company Description
UOL Group Limited, a Singapore-based company founded in 1963, primarily focuses on real estate development and investment, alongside its significant hospitality operations. Its real estate portfolio spans residential developments, commercial offic...
How the Company Makes Money
UOL Group primarily makes money through a combination of (1) property development profits, (2) recurring income from investment properties, and (3) hospitality-related earnings.
1) Property development (lumpy, project-based revenue)
- Revenue is ...
UOL Group Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
78
Positive
Cash Flow
71
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.12B | 3.23B | 2.79B | 2.68B | 3.20B | 2.50B |
| Gross Profit | 1.25B | 1.28B | 1.11B | 1.06B | 1.07B | 807.58M |
| EBITDA | 910.84M | 1.08B | 816.18M | 1.31B | 1.13B | 765.20M |
| Net Income | 528.37M | 481.73M | 358.19M | 707.71M | 491.87M | 307.41M |
Balance Sheet | ||||||
| Total Assets | 23.34B | 22.48B | 22.84B | 22.20B | 21.94B | 21.27B |
| Cash, Cash Equivalents and Short-Term Investments | 1.13B | 1.25B | 1.51B | 1.39B | 1.47B | 1.57B |
| Total Debt | 5.52B | 4.68B | 5.21B | 5.13B | 5.43B | 5.28B |
| Total Liabilities | 6.63B | 5.81B | 6.44B | 6.40B | 6.65B | 6.66B |
| Stockholders Equity | 12.03B | 11.78B | 11.53B | 11.04B | 10.64B | 10.17B |
Cash Flow | ||||||
| Free Cash Flow | 702.80M | 1.16B | 663.27M | 285.10M | -102.90M | 521.70M |
| Operating Cash Flow | 822.05M | 1.26B | 811.26M | 808.80M | 141.71M | 751.26M |
| Investing Cash Flow | -800.73M | -499.76M | -351.29M | -211.65M | -88.98M | -99.34M |
| Financing Cash Flow | -123.67M | -836.40M | -347.36M | -708.44M | -3.79M | -160.46M |
UOL Group Technical Analysis
Negative
9.20
Price Trends
8.46
Negative
9.08
Negative
9.65
Negative
Market Momentum
-0.18
Negative
37.58
Neutral
63.07
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:U14, the sentiment is Negative. The current price of 9.2 is above the 20-day moving average (MA) of 7.87, above the 50-day MA of 8.46, and below the 200-day MA of 9.65, indicating a bearish trend. The MACD of -0.18 indicates Negative momentum. The RSI at 37.58 is Neutral, neither overbought nor oversold. The STOCH value of 63.07 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SG:U14.
UOL Group Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | S$3.90B | 10.46 | 4.29% | 1.65% | 4.36% | 27.58% | |
72 Outperform | S$6.64B | 12.44 | 4.44% | 2.30% | 1.56% | 21.82% | |
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
60 Neutral | S$3.51B | 20.43 | 1.98% | 5.03% | -21.12% | -34.48% | |
60 Neutral | S$2.40B | 29.35 | 2.03% | 3.24% | -24.16% | -12.68% | |
59 Neutral | S$6.51B | 7.72 | 8.76% | 4.32% | 36.24% | 326.79% | |
59 Neutral | S$11.82B | 42.63 | 2.21% | 5.06% | -15.36% | -57.57% |
* Real Estate Sector Average
SG:U14
UOL Group
7.84
0.03
0.35%
SG:C09
City Developments
7.18
0.09
1.27%
SG:TQ5
Frasers Property
0.90
-0.11
-11.39%
SG:U06
Singapore Land Group Limited
2.72
-0.35
-11.49%
SG:F17
GuocoLand Limited
2.16
0.06
2.91%
SG:9CI
CapitaLand Investment Limited
2.37
-0.17
-6.51%
UOL Group Corporate Events
UOL Group Raises S$200 Million via New 2033 Fixed-Rate Note Issue
Oct 14, 2026
UOL Treasury Services Pte. Ltd., a wholly owned subsidiary of UOL Group Limited, has issued S$200 million of 3.20 per cent fixed-rate notes due 2033 as Series 006 under its S$2 billion multicurrency medium term note programme, with the notes uncon...
UOL Group Prices S$200 Million 3.20% Notes Due 2033 Under MTN Programme
Oct 7, 2026
UOL Treasury Services Pte. Ltd., the financing arm of UOL Group Limited, has priced S$200,000,000 of fixed-rate notes due 2033 as the sixth series under its S$2,000,000,000 multicurrency medium term note programme. The notes carry a coupon of 3.20...
UOL Group Flags Uncertain Hong Kong Hotel Deal, Urges Investor Caution
Sep 22, 2026
UOL Group has responded to recent media reports, including coverage by Bloomberg and The Business Times, about a potential transaction involving a hotel in Hong Kong. The board emphasised that the group regularly explores investment opportunities ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.