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SFNC Stock Chart & Stats
$21.52
-$0.10(-0.46%)
At close: 4:00 PM EST
$21.52
-$0.10(-0.46%)
Day’s Range― - ―
52-Week Range$17.00 - $23.40
Previous CloseN/A
Volume91.19K
Average Volume (3M)1.16M
Market Cap
$3.33B
Enterprise Value$3.58B
Total Cash (Recent Filing)$3.49B
Total Debt (Recent Filing)$771.16M
Price to Earnings (P/E)―
Beta0.84
Next Earnings
Jul 16, 2026EPS Estimate
0.52Next Dividend Ex-DateN/A
Dividend Yield4.41%
Share Statistics
EPS (TTM)-3.03
Shares Outstanding145,064,210
10 Day Avg. Volume1,242,064
30 Day Avg. Volume1,155,159
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)0.79
Price to Sales (P/S)4.30
P/FCF Ratio6.37
Enterprise Value/Market Cap1.07
Enterprise Value/Revenue6.29
Enterprise Value/Gross Profit79.58
Enterprise Value/Ebitda-8.39
Forecast
1Y Price Target
$23.00Price Target Upside6.88% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)2.06
Revenue Forecast (FY)$1.01B
Bulls Say, Bears Say
Bulls Say
Cash GenerationSustained TTM operating cash flow and free cash flow provide durable internal funding for lending, dividend support and reserve builds. Strong cash conversion helps absorb earnings volatility and funds organic growth or strategic hires without immediate reliance on external capital.
Balance Sheet StrengthA low debt-to-equity ratio and a stable equity base create a meaningful capital cushion for this regional bank. That structural strength supports regulatory ratios, underpins confidence in preserving the dividend, and allows measured capital deployment while absorbing credit stress if needed.
Loan & Margin MomentumConsistent organic loan growth and management's multi-point NII/NIM guidance indicate improving core earnings capacity. Coupled with lower deposit costs and operating-leverage targets, these structural trends support sustainable net interest income growth and reduce dependence on volatile noninterest items.
Bears Say
Profitability WeaknessSharp TTM revenue decline and deeply negative net margins signal a meaningful earnings reset. Persistent accounting losses can erode capital, limit reinvestment and constrain strategic options. Even with strong cash flow, ongoing profitability weakness threatens long-term ROE and shareholder returns.
Credit MigrationA notable increase in nonaccruals, with concentration in a single relationship, highlights episodic asset-quality risk. If such migrations broaden, charge-offs and reserve builds could pressure earnings and capital, forcing more conservative lending or higher loss-absorbing provisions over the medium term.
Deposit PressureOngoing deposit competition and elevated paydowns restrict durable core deposit growth and can push funding costs higher. That dynamic constrains sustainable loan expansion, compresses NIM if funding costs rise, and may compel riskier asset mixes or slower capital returns to preserve liquidity.
Simmons 1st Nat'l News
SFNC FAQ
What was Simmons First National’s price range in the past 12 months?
Simmons First National lowest stock price was $17.00 and its highest was $23.40 in the past 12 months.
What is Simmons First National’s market cap?
Simmons First National’s market cap is $3.33B.
When is Simmons First National’s upcoming earnings report date?
Simmons First National’s upcoming earnings report date is Jul 16, 2026 which is tomorrow.
How were Simmons First National’s earnings last quarter?
Simmons First National released its earnings results on Apr 16, 2026. The company reported $0.47 earnings per share for the quarter, beating the consensus estimate of $0.469 by $0.001.
Is Simmons First National overvalued?
According to Wall Street analysts Simmons First National’s price is currently Undervalued.
Does Simmons First National pay dividends?
Simmons First National pays a Quarterly dividend of $0.215 which represents an annual dividend yield of 4.41%. See more information on Simmons First National dividends here
What is Simmons First National’s EPS estimate?
Simmons First National’s EPS estimate is 0.52.
How many shares outstanding does Simmons First National have?
Simmons First National has 145,064,210 shares outstanding.
What happened to Simmons First National’s price movement after its last earnings report?
Simmons First National reported an EPS of $0.47 in its last earnings report, beating expectations of $0.469. Following the earnings report the stock price went up 5.182%.
Which hedge fund is a major shareholder of Simmons First National?
Currently, no hedge funds are holding shares in SFNC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Simmons 1st Nat'l Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$23.00 (6.88% Upside)
$23.00 (6.88% Upside)
Blogger Sentiment
Bullish
SFNC Sentiment 100%
Sector Average 65%
Sector Average 65%
Hedge Fund Trend
Increased
By 216.3K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-5.41%
12-Months-Change
Fundamentals
Return on Equity
-10.51%
Trailing 12-Months
Asset Growth
-8.22%
Trailing 12-Months
Company Description
Simmons First National
Simmons First National Corporation serves as the parent organization for Simmons Bank, delivering a broad spectrum of banking and financial solutions to both individual and business clients. Its offerings include various deposit accounts such as checking, savings, and time deposits. The bank also provides a diverse array of lending options, including consumer, real estate, and commercial loans, alongside specialized financing for agriculture, equipment, and small businesses via SBA initiatives. Beyond core banking, it furnishes trust and fiduciary services, credit cards, investment management, insurance products, and securities and investment services. Customers can also access modern conveniences like ATM services, online and mobile banking platforms, overdraft facilities, and safe deposit boxes. Established in 1903 and headquartered in Pine Bluff, Arkansas, the company operated a network of 199 branches across Arkansas, Missouri, Tennessee, Texas, Oklahoma, and Kansas as of January 27, 2022.
SFNC Stock 12 Month Forecast
Average Price Target
$23.00
▲(6.88% Upside)
Technical Analysis
Ownership Overview
1.28% Insiders
22.02% Mutual Funds
0.11% Other Institutional Investors
46.87% Public Companies and
Individual Investors