Bilia AB Class A (BILI.A) AI Stock Analysis

• Market Cap: kr11.76B
• Dividend Yield: 4.69%
• Average Volume (3M): 66.36K
• Price to Earnings (P/E): 18.2
• Beta (1Y): 0.98
• Revenue Growth: 4.48%
• EPS Growth: -21.99%
• Country: SE
• Employees: 5,611
• Sector: Consumer Cyclical
• Sector Strength: 77
• Industry: Auto - Dealerships
• EPS (TTM): 7.10
• Shares Outstanding: 96,299,950
• 10 Day Avg. Volume: 60,324
• 30 Day Avg. Volume: 66,355
• PEG Ratio: -13.74
• Price to Book (P/B): 2.25
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 15.28
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: kr129.89
• Price Target Upside: 0.53% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

Bilia AB Class A shows a stable financial performance with robust revenue growth and operational efficiency. However, high leverage and a slight decline in net profitability are areas of concern. Technical indicators suggest some caution with potential overbought conditions. The valuation is fair, with a strong dividend yield providing additional support. The stock's overall performance is solid, though monitoring financial leverage and market momentum is recommended.

Bilia AB Class A Business Overview & Revenue Model

Company Description

Bilia AB Class A (BILI.A) is a leading Nordic company specializing in the retail and service of automobiles. Operating primarily in Sweden, Norway, and Germany, Bilia provides a comprehensive range of services including sales of new and used cars, automotive repairs, maintenance services, and spare parts. The company represents several major automotive brands and is known for its extensive service network and customer-centric approach.

How the Company Makes Money

Bilia AB generates revenue through multiple streams, primarily from the sale of new and used vehicles, which constitutes a significant portion of its income. Additionally, the company earns from after-sales services such as vehicle maintenance, repairs, and sales of spare parts. Bilia's extensive dealership network and partnerships with major automotive brands enhance its ability to offer a wide range of vehicles and services, contributing to its revenue. The company also benefits from finance and insurance services related to vehicle purchases, further diversifying its income sources.

Bilia AB Class A Financial Statement Overview

Summary

Bilia AB Class A demonstrates stable financial condition with consistent revenue growth and solid profitability margins. Despite a high debt-to-equity ratio, the company generates strong operating cash flows and shows effective use of equity and improved free cash flow.

Income Statement

Bilia AB Class A shows moderate revenue growth with a 1.65% increase from the previous year. The gross profit margin is 16.38%, indicating solid profitability. However, the net profit margin decreased to 1.69% from 2.42%, suggesting a decline in cost efficiency. The EBIT and EBITDA margins are 3.06% and 7.18% respectively, reflecting stable operational performance despite a drop in EBIT from the previous year.

Balance Sheet

The company's balance sheet indicates a debt-to-equity ratio of 1.88, suggesting high leverage but manageable within industry norms. The return on equity (ROE) is 13.41%, which shows effective use of equity to generate profits. The equity ratio is 23.89%, indicating a balanced reliance on equity financing.

Cash Flow

Operating cash flow to net income ratio is 3.10, showing strong cash generation relative to net income. Free cash flow improved significantly to 816 million SEK. However, the free cash flow to net income ratio is 1.23, which indicates efficient conversion of profits into cash flow despite past volatility.

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
39.72B	39.15B	38.51B	35.34B	35.51B	30.17B
	Gross Profit
6.54B	6.41B	6.14B	6.06B	6.01B	5.00B
	EBIT
1.24B	1.20B	1.42B	2.10B	1.93B	1.36B
	EBITDA
2.81B	2.81B	2.83B	3.40B	3.20B	2.49B
	Net Income Common Stockholders
655.00M	662.00M	931.00M	1.62B	1.46B	984.00M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
367.00M	331.00M	265.00M	456.00M	754.00M	2.06B
	Total Assets
19.45B	20.66B	19.39B	20.00B	17.20B	16.42B
	Total Debt
8.20B	9.26B	7.69B	6.94B	5.53B	4.86B
	Net Debt
7.83B	8.93B	7.42B	6.48B	4.77B	2.79B
	Total Liabilities
14.44B	15.72B	14.55B	15.11B	12.78B	12.45B
	Stockholders Equity
5.01B	4.94B	4.84B	4.89B	4.42B	3.97B
Cash Flow		Free Cash Flow
737.00M	816.00M	-498.00M	-862.00M	730.00M	1.58B
	Operating Cash Flow
1.98B	2.05B	1.59B	676.00M	1.99B	3.15B
	Investing Cash Flow
-794.00M	-1.20B	-972.00M	-343.00M	-1.25B	-440.00M
	Financing Cash Flow
-1.20B	-795.00M	-810.00M	-653.00M	-2.05B	-884.00M

Bilia AB Class A Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 129.20
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SE:BILI.A, the sentiment is Positive. The current price of 129.2 is above the 20-day moving average (MA) of 122.53, above the 50-day MA of 125.89, and above the 200-day MA of 123.58, indicating a bullish trend. The MACD of 1.32 indicates Negative momentum. The RSI at 61.34 is Neutral, neither overbought nor oversold. The STOCH value of 88.15 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SE:BILI.A.

Bilia AB Class A Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MEKO	77 Outperform	kr7.15B	16.42	6.82%	2.79%	7.66%	3.45%
SKIS.B	73 Outperform	kr13.33B	24.00	14.36%	1.55%	7.17%	12.16%
INWI	71 Outperform	kr12.69B	22.87	9.96%	2.90%	3.91%	-5.92%
BILI.A	66 Neutral	kr11.76B	18.20	12.79%	4.69%	4.48%	-21.99%
BULTEN	66 Neutral	kr1.30B	17.32	3.84%	4.20%	-3.35%	-21.87%
Sector *	61 Neutral	$6.98B	11.29	2.93%	3.90%	2.60%	-21.72%
BOAT	47 Neutral	kr501.53M	―	-9.23%	―	-18.61%	-290.93%