Radian Group Inc (RDN)
NYSE:RDN
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RDN Stock Chart & Stats
$35.37
-$0.21(-0.66%)
At close: 4:00 PM EST
$35.37
-$0.21(-0.66%)
Day’s Range― - ―
52-Week Range$31.50 - $38.84
Previous CloseN/A
Volume481.75K
Average Volume (3M)1.21M
Market Cap
$4.49B
Enterprise Value$5.60B
Total Cash (Recent Filing)$87.98M
Total Debt (Recent Filing)$1.15B
Price to Earnings (P/E)8.2
Beta0.67
Next Earnings
Aug 05, 2026EPS Estimate
1.34Next Dividend Ex-DateN/A
Dividend Yield2.78%
Share Statistics
EPS (TTM)4.13
Shares Outstanding132,975,190
10 Day Avg. Volume1,297,268
30 Day Avg. Volume1,207,787
Financial Highlights & Ratios
PEG Ratio1.53
Price to Book (P/B)1.04
Price to Sales (P/S)3.98
P/FCF Ratio14.76
Enterprise Value/Market Cap1.25
Enterprise Value/Revenue4.01
Enterprise Value/Gross Profit4.58
Enterprise Value/Ebitda6.66
Forecast
1Y Price Target
$42.67Price Target Upside20.63% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)5.2
Revenue Forecast (FY)$2.26B
Bulls Say, Bears Say
Bulls Say
Strategic Diversification Via Inigo AcquisitionAcquiring Inigo materially diversifies Radian beyond mortgage insurance into global specialty insurance, reducing concentration risk. The purchase adds underwriting capabilities, fee diversification and cross‑sell potential, creating a more balanced portfolio that supports durable earnings across insurance cycles.
Strong Consolidated Revenue And Earnings GrowthSubstantial consolidated revenue and adjusted EPS growth reflect both organic mortgage demand and the Inigo contribution. Higher new insurance written and persistency underpin recurring premium streams, supporting sustainable margin recovery and improved return on equity over the medium term.
Disciplined Capital Management And Improving LeverageClear capital actions—meaningful dividends from the primary insurer, active buybacks, revolver repayment and a leverage target—signal disciplined balance sheet stewardship. Improving debt-to-equity and a sizeable PMIERs cushion enhance financial flexibility and the ability to support underwriting through downturns.
Bears Say
Volatile Operating And Free Cash FlowMaterial cash-flow volatility driven by reserve timing and working-capital swings reduces predictability of internal capital for dividends, buybacks and reinvestment. Persistent volatility can force reliance on external funding in stress periods and complicates multi-quarter capital planning.
Rising Claim Severity In Mortgage PortfolioAn upward trend in claim severity increases expected loss costs and pressures underwriting margins and reserve adequacy. If higher-balance loan mix and severity persist, actuarial assumptions and pricing may require adjustment, which could compress long-term profit margins in the mortgage insurance book.
Near‑term Refinancing/liquidity RiskA sizable 2027 maturity creates refinancing risk that depends on market access and rates. If conditions tighten or spreads widen, refinancing could raise interest costs or require more holding‑company liquidity, constraining capital returns or forcing more conservative capital actions during the refinancing period.
Radian Group News
RDN FAQ
What was Radian Group Inc’s price range in the past 12 months?
Radian Group Inc lowest stock price was $31.50 and its highest was $38.84 in the past 12 months.
What is Radian Group Inc’s market cap?
Radian Group Inc’s market cap is $4.49B.
When is Radian Group Inc’s upcoming earnings report date?
Radian Group Inc’s upcoming earnings report date is Aug 05, 2026 which is in 62 days.
How were Radian Group Inc’s earnings last quarter?
Radian Group Inc released its earnings results on May 06, 2026. The company reported $1.27 earnings per share for the quarter, beating the consensus estimate of $1.205 by $0.065.
Is Radian Group Inc overvalued?
According to Wall Street analysts Radian Group Inc’s price is currently Undervalued.
Does Radian Group Inc pay dividends?
Radian Group Inc pays a Quarterly dividend of $0.255 which represents an annual dividend yield of 2.78%. See more information on Radian Group Inc dividends here
What is Radian Group Inc’s EPS estimate?
Radian Group Inc’s EPS estimate is 1.34.
How many shares outstanding does Radian Group Inc have?
Radian Group Inc has 132,975,190 shares outstanding.
What happened to Radian Group Inc’s price movement after its last earnings report?
Radian Group Inc reported an EPS of $1.27 in its last earnings report, beating expectations of $1.205. Following the earnings report the stock price went up 5.29%.
Which hedge fund is a major shareholder of Radian Group Inc?
Currently, no hedge funds are holding shares in RDN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Radian Group Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$42.67 (20.63% Upside)
$42.67 (20.63% Upside)
Blogger Sentiment
Bullish
RDN Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.4M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $5.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▲ 0.6%
Last 30 Days ▲ 0.6%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
3.50%
12-Months-Change
Fundamentals
Return on Equity
12.01%
Trailing 12-Months
Asset Growth
18.00%
Trailing 12-Months
Company Description
Radian Group Inc
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.
RDN Company Deck
RDN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple strong operating and financial outcomes — notably the successful acquisition of Inigo, substantial consolidated revenue growth (+58% YoY), higher adjusted EPS (+22% YoY), improved return on equity (+130 bps), book value growth (+10% YoY), robust mortgage portfolio metrics, and immediate capital returns (share repurchases and dividends). Challenges discussed were generally manageable and expected given the acquisition and market cycle: partial-period contribution from Inigo, a softening pricing environment in some specialty lines, some GAAP one-time impacts, rising claim severity trends to monitor, and short-term liquidity/leverage items (revolver outstanding and a 2027 debt maturity). Overall, positives and strategic advances materially outweigh the manageable risks and near-term items, supporting a constructive outlook for the combined company.View all RDN earnings summariesRDN Stock 12 Month Forecast
Average Price Target
$42.67
▲(20.63% Upside)
Technical Analysis
Ownership Overview
1.37% Insiders
24.78% Mutual Funds
20.03% Other Institutional Investors
19.46% Public Companies and
Individual Investors