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RDN Stock Chart & Stats
$35.37
-$0.21(-0.66%)
At close: 4:00 PM EST
$35.37
-$0.21(-0.66%)
Day’s Range― - ―
52-Week Range$31.50 - $41.05
Previous CloseN/A
Volume481.75K
Average Volume (3M)1.41M
Market Cap
$5.24B
Enterprise Value$5.88K
Total Cash (Recent Filing)$87.98M
Total Debt (Recent Filing)$1.15B
Price to Earnings (P/E)9.4
Beta0.61
Next Earnings
Aug 05, 2026EPS Estimate
1.34Next Dividend Ex-DateN/A
Dividend Yield2.62%
Share Statistics
EPS (TTM)4.13
Shares Outstanding132,975,190
10 Day Avg. Volume1,610,937
30 Day Avg. Volume1,410,201
Financial Highlights & Ratios
PEG Ratio1.55
Price to Book (P/B)1.04
Price to Sales (P/S)3.98
P/FCF Ratio42.94
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$45.00Price Target Upside27.23% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)5.04
Revenue Forecast (FY)$2.12B
Bulls Say, Bears Say
Bulls Say
Diversification Via Inigo AcquisitionThe ~ $1.7B Inigo purchase structurally diversifies revenue beyond U.S. mortgage MI into global specialty insurance, reducing single-segment concentration. Over 2–6 months this broadens underwriting mix and product cross-sell potential, damping mortgage-cycle sensitivity and improving long-term earnings stability.
Core Mortgage Franchise StrengthRadian’s mortgage business shows durable fundamentals: growing in-force and new business, high policy persistency, and improving expense ratios. These metrics indicate sustained revenue streams and underwriting discipline, supporting predictable premium rolloff and steady long-term cash flow from the core MI franchise.
Disciplined Capital And DeleveragingManagement’s explicit capital plan — revolver repayment, sub-20% holding leverage target, sizable intra-group dividends and opportunistic repurchases — strengthens resilience to stress and signals improved financial flexibility. Over months this reduces refinancing pressure and supports predictable capital returns to shareholders.
Bears Say
Cash-flow VolatilityHistorical swings in operating and free cash flow — including a sharply negative 2024 — indicate timing and reserve sensitivity in earnings quality. Such volatility can constrain capital deployment and increase reliance on external funding during stress, posing a durable risk to predictable cash generation.
Rising Claim Severity TrendAn upward trend in claim severity, driven by larger loan balances and mix shifts, pressures loss assumptions and underwriting margins. If sustained, higher severity will require pricier MI or larger reserves, eroding underwriting profitability and limiting margin recovery over the medium term.
Near-term Refinancing & Holding-company LiquidityA ~$450M note due in March 2027 plus temporary revolver draws create refinancing and liquidity exposure at the holding level. Even with plans to repay and reduce leverage, execution risk on refinancing and market access could constrain strategic flexibility and elevate funding costs if conditions tighten.
Radian Group News
RDN FAQ
What was Radian Group Inc’s price range in the past 12 months?
Radian Group Inc lowest stock price was $31.50 and its highest was $41.05 in the past 12 months.
What is Radian Group Inc’s market cap?
Radian Group Inc’s market cap is $5.24B.
When is Radian Group Inc’s upcoming earnings report date?
Radian Group Inc’s upcoming earnings report date is Aug 05, 2026 which is in 15 days.
How were Radian Group Inc’s earnings last quarter?
Radian Group Inc released its earnings results on May 06, 2026. The company reported $1.27 earnings per share for the quarter, beating the consensus estimate of $1.205 by $0.065.
Is Radian Group Inc overvalued?
According to Wall Street analysts Radian Group Inc’s price is currently Undervalued.
Does Radian Group Inc pay dividends?
Radian Group Inc pays a Quarterly dividend of $0.255 which represents an annual dividend yield of 2.62%. See more information on Radian Group Inc dividends here
What is Radian Group Inc’s EPS estimate?
Radian Group Inc’s EPS estimate is 1.34.
How many shares outstanding does Radian Group Inc have?
Radian Group Inc has 132,975,190 shares outstanding.
What happened to Radian Group Inc’s price movement after its last earnings report?
Radian Group Inc reported an EPS of $1.27 in its last earnings report, beating expectations of $1.205. Following the earnings report the stock price went up 5.29%.
Which hedge fund is a major shareholder of Radian Group Inc?
Currently, no hedge funds are holding shares in RDN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Radian Group Stock Smart Score
Outperform
1
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4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$45.00 (27.23% Upside)
$45.00 (27.23% Upside)
Blogger Sentiment
Bullish
RDN Sentiment 70%
Sector Average 63%
Sector Average 63%
Hedge Fund Trend
Increased
By 1.4M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $5.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 3.1%
Last 30 Days ▲ 10.8%
Last 30 Days ▲ 10.8%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
19.35%
12-Months-Change
Fundamentals
Return on Equity
2.62%
Trailing 12-Months
Asset Growth
18.00%
Trailing 12-Months
Company Description
Radian Group Inc
Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services. Its principal clientele includes a broad spectrum of mortgage originators, ranging from large mortgage and commercial banks to savings institutions, credit unions, and community banks. Radian's Homegenius segment provides an extensive array of services. These encompass comprehensive title services, such as both insured and uninsured title solutions, tax and title data management, centralized document recording, retrieval, and default curative actions, along with deed and property reports. Furthermore, it offers closing and settlement services, facilitating both electronic and traditional signings. The segment also specializes in real estate valuation and asset management. Complementing these offerings, Homegenius delivers advanced real estate technology products and services, including SaaS solutions, designed to streamline real estate transactions. This diverse segment caters to a wide base of clients, including individual consumers, mortgage lenders, various real estate investors, government-sponsored enterprises, and real estate brokers and agents. Established in 1977, Radian Group Inc. maintains its corporate headquarters in Wayne, Pennsylvania.
RDN Stock 12 Month Forecast
Average Price Target
$45.00
▲(27.23% Upside)
Technical Analysis
Ownership Overview
1.35% Insiders
24.89% Mutual Funds
0.94% Other Institutional Investors
42.90% Public Companies and
Individual Investors