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MTG Stock Chart & Stats
$31.24
$0.69(2.38%)
At close: 4:00 PM EDT
$31.24
$0.69(2.38%)
Day’s Range― - ―
52-Week Range$24.69 - $31.89
Previous Close$29.65
Volume1.64M
Average Volume (3M)2.42M
Market Cap
$5.69B
Enterprise Value$6.60B
Total Cash (Recent Filing)$5.91B
Total Debt (Recent Filing)$646.87M
Price to Earnings (P/E)8.8
Beta0.54
Next Earnings
Nov 04, 2026EPS Estimate
0.81Next Dividend Ex-DateN/A
Dividend Yield2.2%
Share Statistics
EPS (TTM)3.21
Shares Outstanding205,124,850
10 Day Avg. Volume2,153,423
30 Day Avg. Volume2,422,390
Financial Highlights & Ratios
PEG Ratio1.08
Price to Book (P/B)1.28
Price to Sales (P/S)5.43
P/FCF Ratio7.74
Enterprise Value/Market Cap1.16
Enterprise Value/Revenue5.52
Enterprise Value/Gross Profit5.97
Enterprise Value/Ebitda7.15
Forecast
1Y Price Target
$31.50Price Target Upside0.83% Upside
Rating ConsensusHold
Number of Analyst Covering6
EPS Forecast (FY)3.25
Revenue Forecast (FY)$1.19B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationConsistently strong operating and free cash flow, with free cash flow closely tracking net income, indicates high earnings quality and effective conversion of underwriting profits into cash. This supports capital resilience, shareholder returns, and continued investment across the next several quarters.
Conservative LeverageLow leverage relative to a substantial equity base gives MGIC meaningful capacity to absorb insured losses and manage changing housing-credit conditions. Conservative balance-sheet positioning also preserves flexibility for reinsurance, capital returns, and ongoing support of the insurance platform.
Reinsurance Improves Capital EfficiencyThe expanded reinsurance program materially lowers required capital resources while diversifying protection through quota share, excess-of-loss, and other structures. Better capital efficiency can support profitable new business, reduce exposure concentration, and preserve flexibility during credit-cycle changes.
Bears Say
Sharp Revenue DeclineA pronounced TTM revenue decline creates uncertainty around the durability of MGIC’s earnings base, particularly because premium revenue depends on insured balances and policy persistency. If the reset persists, it could constrain future profit growth despite currently strong margins and cash generation.
Delinquencies Normalizing HigherHigher delinquency levels can eventually increase claims and loss expenses for a mortgage insurer, putting pressure on underwriting profitability and capital. The expected second-half seasonal increase adds a continuing credit-monitoring requirement over the next several months, even with favorable reserve development.
Constrained Insurance-in-force GrowthModest insurance-in-force growth limits expansion of MGIC’s recurring premium base and reduces the operating leverage available from its existing platform. Slower portfolio growth may also make future earnings more dependent on pricing, persistency, investment income, and claims performance.
MGIC Investment News
MTG FAQ
What was MGIC Investment’s price range in the past 12 months?
MGIC Investment lowest stock price was $24.69 and its highest was $31.89 in the past 12 months.
What is MGIC Investment’s market cap?
MGIC Investment’s market cap is $5.69B.
When is MGIC Investment’s upcoming earnings report date?
MGIC Investment’s upcoming earnings report date is Nov 04, 2026 which is in 14 days.
How were MGIC Investment’s earnings last quarter?
MGIC Investment released its earnings results on Jul 29, 2026. The company reported $0.87 earnings per share for the quarter, beating the consensus estimate of $0.763 by $0.107.
Is MGIC Investment overvalued?
According to Wall Street analysts MGIC Investment’s price is currently Undervalued.
Does MGIC Investment pay dividends?
MGIC Investment pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 2.2%. See more information on MGIC Investment dividends here
What is MGIC Investment’s EPS estimate?
MGIC Investment’s EPS estimate is 0.81.
How many shares outstanding does MGIC Investment have?
MGIC Investment has 205,124,850 shares outstanding.
What happened to MGIC Investment’s price movement after its last earnings report?
MGIC Investment reported an EPS of $0.87 in its last earnings report, beating expectations of $0.763. Following the earnings report the stock price went down -0.427%.
Which hedge fund is a major shareholder of MGIC Investment?
Currently, no hedge funds are holding shares in MTG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
MGIC Investment Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$31.50 (0.83% Upside)
$31.50 (0.83% Upside)
Blogger Sentiment
Neutral
MTG Sentiment 67%
Sector Average 62%
Sector Average 62%
Hedge Fund Trend
Decreased
By 19.3K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▼ 4.5%
Last 30 Days ▲ 6.2%
Last 30 Days ▲ 6.2%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.40%
12-Months-Change
Fundamentals
Return on Equity
13.90%
Trailing 12-Months
Asset Growth
-0.63%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
MGIC Investment
MGIC Investment Corporation, through its various subsidiaries, provides private mortgage insurance alongside a range of other mortgage credit risk management solutions and ancillary services. These offerings are available to lenders and government-sponsored entities across the United States, Puerto Rico, and Guam. A core product is their primary mortgage insurance, designed to protect individual loans against default. This coverage extends to unpaid loan principal, accumulated interest, and various costs associated with default and subsequent foreclosure. The company also offers contract underwriting and reinsurance services. Its client base largely comprises originators of residential mortgage loans, including savings institutions, commercial banks, mortgage brokers, credit unions, and other mortgage lenders. Established in 1957, MGIC Investment Corporation maintains its headquarters in Milwaukee, Wisconsin.
MTG Company Deck
MTG Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong profitability, disciplined expense management, meaningful capital flexibility through an expanded reinsurance program, and continued capital returns to shareholders. Credit metrics showed some normalization with a moderate year-over-year rise in delinquencies and slightly lower persistency and premium yields, but management highlighted favorable reserve development, low early payment defaults, and confidence in underwriting. Insurance-in-force growth remains modest given market constraints. Overall, positive operational and capital-management developments outweighed the moderate credit and growth headwinds.View all MTG earnings summariesMTG Stock 12 Month Forecast
Average Price Target
$31.50
▲(0.83% Upside)
Technical Analysis
Ownership Overview
1.18% Insiders
31.67% Mutual Funds
0.92% Other Institutional Investors
29.27% Public Companies and
Individual Investors