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Quaint Oak Bancorp (QNTO) Price & Analysis

6 Followers

QNTO Stock Chart & Stats

$11.12

$0.01(0.10%)

At close: Jan 08 4:00 PM EST

$11.12

$0.01(0.10%)

Day’s Range― - ―

52-Week Range$8.84 - $17.59

Previous CloseN/A

Volume351.00

Average Volume (3M)2.58K

Market Cap

$37.27M

Enterprise Value$17.53M

Total Cash (Recent Filing)$44.67M

Total Debt (Recent Filing)$17.66M

Price to Earnings (P/E)66.1

Beta-0.19

Next Earnings

Jul 30, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.04%

Share Statistics

EPS (TTM)0.21

Shares Outstanding2,643,271

10 Day Avg. Volume2,386

30 Day Avg. Volume2,584

Financial Highlights & Ratios

PEG Ratio-1.08

Price to Book (P/B)0.58

Price to Sales (P/S)0.63

P/FCF Ratio8.65

Enterprise Value/Market Cap0.47

Enterprise Value/Revenue0.37

Enterprise Value/Gross Profit0.71

Enterprise Value/Ebitda1.35

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Stronger Capitalization / Lower LeverageLeverage has moved from very high to moderate levels, materially lowering balance-sheet risk. Reduced debt-to-equity and stable equity provide regulatory cushion and greater capacity to absorb losses, preserve lending capacity and support strategic flexibility over months.

Stable Community-bank Business ModelQuaint Oak’s core model—originating loans funded by deposit relationships across commercial, CRE, construction and residential segments—creates durable net interest income potential. Relationship-driven deposits and diversified lending reduce concentration risk and support repeatable earnings.

Governance Continuity And Capital ReturnsRe-election of directors and auditor ratification signal governance stability and reliable financial oversight. Alongside a declared quarterly dividend, this continuity and disciplined capital return policy support investor confidence and steady stewardship of capital allocation decisions.

Bears Say

Compressed Profitability MarginsSignificantly lower margins reduce the bank’s earnings buffer versus costs or credit shocks. Persistently thin net and operating margins constrain internal capital generation, limit reinvestment, and make long-term return recovery more challenging absent structural revenue or efficiency improvements.

Inconsistent And Weakened Cash GenerationRecent shift to negative TTM operating and free cash flow signals volatility in cash conversion. Weak cash generation limits the bank’s ability to organically fund loan growth, dividends, or absorptive buffers, increasing reliance on external funding or capital actions over the medium term.

Very Low Return On EquityA ROE near 1% indicates the company is generating minimal profit from its capital base. Persistently low returns reduce attractiveness to investors, hinder equity build-up via retained earnings, and raise pressure to improve margins or change capital strategy to deliver sustainable shareholder value.

Quaint Oak Bancorp News

Quaint Oak Bancorp Declares Quarterly Cash Dividend

Quaint Oak Bancorp ( ($QNTO) ) has issued an announcement. On July 15, 2026, Quaint Oak Bancorp, Inc.’s...

2d ago

QNTO

Quaint Oak Bancorp Shareholders Back Board and Auditor

Quaint Oak Bancorp ( ($QNTO) ) has shared an update. Quaint Oak Bancorp, Inc. held its Annual Meeting...

2M ago

QNTO

Quaint Oak Bancorp Declares Quarterly Cash Dividend Payment

Quaint Oak Bancorp ( ($QNTO) ) has shared an update. On April 15, 2026, Quaint Oak Bancorp, Inc.’s...

3M ago

QNTO

Quaint Oak Bancorp Emerges From Regulatory Consent Orders

Quaint Oak Bancorp ( ($QNTO) ) has shared an announcement. On March 30, 2026, Quaint Oak Bank announced...

4M ago

QNTO

Quaint Oak Bancorp Updates Bylaws and Share Structure

An announcement from Quaint Oak Bancorp ( ($QNTO) ) is now available. On February 11, 2026, Quaint Oak...

5M ago

QNTO

Quaint Oak Bancorp Declares Quarterly Cash Dividend Payment

Quaint Oak Bancorp ( ($QNTO) ) has shared an announcement. On January 14, 2026, Quaint Oak Bancorp’s board...

6M ago

QNTO

Quaint Oak Bancorp Reports Improved Second Quarter Earnings

Quaint Oak Bancorp ( ($QNTO) ) has released its Q2 earnings. Here is a breakdown of the information...

12M ago

QNTO

Quaint Oak Bancorp Declares Quarterly Dividend Reduction

Quaint Oak Bancorp ( ($QNTO) ) has shared an update. On July 11, 2025, Quaint Oak Bancorp announced...

1y ago

QNTO

QNTO FAQ

What was Quaint Oak Bancorp Inc’s price range in the past 12 months?

Quaint Oak Bancorp Inc lowest stock price was $8.84 and its highest was $17.59 in the past 12 months.

What is Quaint Oak Bancorp Inc’s market cap?

Quaint Oak Bancorp Inc’s market cap is $37.27M.

When is Quaint Oak Bancorp Inc’s upcoming earnings report date?

Quaint Oak Bancorp Inc’s upcoming earnings report date is Jul 30, 2026 which is in 12 days.

How were Quaint Oak Bancorp Inc’s earnings last quarter?

Quaint Oak Bancorp Inc released its earnings results on May 04, 2026. The company reported $0.062 earnings per share for the quarter, beating the consensus estimate of N/A by $0.062.

Is Quaint Oak Bancorp Inc overvalued?

According to Wall Street analysts Quaint Oak Bancorp Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Quaint Oak Bancorp Inc pay dividends?

Quaint Oak Bancorp Inc pays a Quarterly dividend of $0.04 which represents an annual dividend yield of 3.04%. See more information on Quaint Oak Bancorp Inc dividends here

What is Quaint Oak Bancorp Inc’s EPS estimate?

Quaint Oak Bancorp Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Quaint Oak Bancorp Inc have?

Quaint Oak Bancorp Inc has 2,643,271 shares outstanding.

What happened to Quaint Oak Bancorp Inc’s price movement after its last earnings report?

Quaint Oak Bancorp Inc reported an EPS of $0.062 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.448%.

Which hedge fund is a major shareholder of Quaint Oak Bancorp Inc?

Currently, no hedge funds are holding shares in QNTO

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Quaint Oak Bancorp Inc

Quaint Oak Bancorp, Inc. is a financial institution that primarily conducts its business through its subsidiary, Quaint Oak Bank, which functions as a chartered stock savings bank. The company's operations are segmented into two key divisions: general banking and mortgage services. It draws capital from the public by offering a variety of deposit options, including money market accounts, certificates of deposit, non-interest-bearing checking accounts for both individual consumers and businesses, and traditional savings accounts. Beyond deposits, Quaint Oak Bancorp provides a comprehensive suite of lending solutions, such as residential and commercial property mortgages, construction financing, commercial business loans, home equity loans, and credit lines. Its service portfolio also encompasses mortgage banking activities, real estate transactions, title abstracting, and insurance services. Customers can access these services via three regional banking branches located in the Delaware Valley, Lehigh Valley, and Philadelphia regions, as well as through mail, telephone, and extensive online banking platforms. The company, established in 1926, is headquartered in Southampton, Pennsylvania.