Want to see QNTO full AI Analyst Report?

Quaint Oak Bancorp (QNTO) Price & Analysis

7 Followers

QNTO Stock Chart & Stats

$14.10

$0.20(1.42%)

At close: Jul 28 4:00 PM EDT

$14.10

$0.20(1.42%)

Day’s Range― - ―

52-Week Range$8.84 - $17.59

Previous CloseN/A

Volume2.37K

Average Volume (3M)81.00

Market Cap

$38.00M

Enterprise Value$12.60M

Total Cash (Recent Filing)$48.87M

Total Debt (Recent Filing)$17.71M

Price to Earnings (P/E)49.4

Beta-0.20

Next Earnings

Oct 29, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield1.1%

Share Statistics

EPS (TTM)0.29

Shares Outstanding2,649,603

10 Day Avg. Volume40

30 Day Avg. Volume81

Financial Highlights & Ratios

PEG Ratio-1.08

Price to Book (P/B)0.58

Price to Sales (P/S)0.63

P/FCF Ratio8.65

Enterprise Value/Market Cap0.33

Enterprise Value/Revenue0.27

Enterprise Value/Gross Profit0.50

Enterprise Value/Ebitda0.95

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Improved Balance-sheet LeverageLeverage has fallen substantially from prior elevated levels, giving the bank a more conservative capital structure and greater financial flexibility. This improvement can strengthen resilience through changing credit conditions and provide a firmer foundation for future lending and capital allocation.

Current Cash GenerationPositive operating and free cash flow in the latest periods indicates that the business is currently generating cash internally rather than relying entirely on external funding. Although consistency remains an issue, this provides support for ongoing operations, capital needs, and shareholder distributions.

Recurring Shareholder DistributionsThe latest quarterly dividend demonstrates an established practice of returning capital to shareholders, with a similar declaration also reported in July. Continued distributions can support investor income and indicate that management is preserving a shareholder-return framework despite uneven earnings.

Bears Say

Sharp Revenue ContractionThe sharp TTM revenue contraction signals materially weaker business activity and reduces confidence in the bank’s near-term earnings base. Continued top-line pressure could constrain loan growth, operating leverage, and the resources available to invest in products or expand market reach.

Severely Compressed ProfitabilityThe collapse in net margin shows that substantially less revenue is converting into earnings than in earlier periods. Such thin profitability leaves limited protection against further operating pressure and makes sustained shareholder returns more dependent on an earnings recovery.

Weak Shareholder ReturnsVery low return on equity indicates that the bank is not currently using its capital base efficiently to produce profits. If this persists, internally generated growth may remain limited and the improved balance sheet may not translate into stronger long-term value creation.

Quaint Oak Bancorp News

Quaint Oak Bancorp Declares Quarterly Shareholder Dividend

Quaint Oak Bancorp ( ($QNTO) ) has provided an update. On October 15, 2026, Quaint Oak Bancorp, Inc.,...

7d ago

QNTO

Quaint Oak Bancorp Declares Quarterly Cash Dividend

Quaint Oak Bancorp ( ($QNTO) ) has issued an announcement. On July 15, 2026, Quaint Oak Bancorp, Inc.’s...

3M ago

QNTO

Quaint Oak Bancorp Shareholders Back Board and Auditor

Quaint Oak Bancorp ( ($QNTO) ) has shared an update. Quaint Oak Bancorp, Inc. held its Annual Meeting...

5M ago

QNTO

Quaint Oak Bancorp Declares Quarterly Cash Dividend Payment

Quaint Oak Bancorp ( ($QNTO) ) has shared an update. On April 15, 2026, Quaint Oak Bancorp, Inc.’s...

6M ago

QNTO

Quaint Oak Bancorp Emerges From Regulatory Consent Orders

Quaint Oak Bancorp ( ($QNTO) ) has shared an announcement. On March 30, 2026, Quaint Oak Bank announced...

7M ago

QNTO

Quaint Oak Bancorp Updates Bylaws and Share Structure

An announcement from Quaint Oak Bancorp ( ($QNTO) ) is now available. On February 11, 2026, Quaint Oak...

8M ago

QNTO

Quaint Oak Bancorp Declares Quarterly Cash Dividend Payment

Quaint Oak Bancorp ( ($QNTO) ) has shared an announcement. On January 14, 2026, Quaint Oak Bancorp’s board...

9M ago

QNTO

Quaint Oak Bancorp Reports Improved Second Quarter Earnings

Quaint Oak Bancorp ( ($QNTO) ) has released its Q2 earnings. Here is a breakdown of the information...

1y ago

QNTO

QNTO FAQ

What was Quaint Oak Bancorp Inc’s price range in the past 12 months?

Quaint Oak Bancorp Inc lowest stock price was $8.84 and its highest was $17.59 in the past 12 months.

What is Quaint Oak Bancorp Inc’s market cap?

Quaint Oak Bancorp Inc’s market cap is $38.00M.

When is Quaint Oak Bancorp Inc’s upcoming earnings report date?

Quaint Oak Bancorp Inc’s upcoming earnings report date is Oct 29, 2026 which is in 6 days.

How were Quaint Oak Bancorp Inc’s earnings last quarter?

Quaint Oak Bancorp Inc released its earnings results on Jul 30, 2026. The company reported $0.179 earnings per share for the quarter.

Is Quaint Oak Bancorp Inc overvalued?

According to Wall Street analysts Quaint Oak Bancorp Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Quaint Oak Bancorp Inc pay dividends?

Quaint Oak Bancorp Inc pays a Quarterly dividend of $0.04 which represents an annual dividend yield of 1.1%. See more information on Quaint Oak Bancorp Inc dividends here

What is Quaint Oak Bancorp Inc’s EPS estimate?

Quaint Oak Bancorp Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Quaint Oak Bancorp Inc have?

Quaint Oak Bancorp Inc has 2,649,603 shares outstanding.

What happened to Quaint Oak Bancorp Inc’s price movement after its last earnings report?

Quaint Oak Bancorp Inc reported an EPS of $0.179 in its last earnings report. Following the earnings report the stock price went up 0.141%.

Which hedge fund is a major shareholder of Quaint Oak Bancorp Inc?

Currently, no hedge funds are holding shares in QNTO

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Quaint Oak Bancorp Inc

Quaint Oak Bancorp, Inc. is a financial institution that primarily conducts its business through its subsidiary, Quaint Oak Bank, which functions as a chartered stock savings bank. The company's operations are segmented into two key divisions: general banking and mortgage services. It draws capital from the public by offering a variety of deposit options, including money market accounts, certificates of deposit, non-interest-bearing checking accounts for both individual consumers and businesses, and traditional savings accounts. Beyond deposits, Quaint Oak Bancorp provides a comprehensive suite of lending solutions, such as residential and commercial property mortgages, construction financing, commercial business loans, home equity loans, and credit lines. Its service portfolio also encompasses mortgage banking activities, real estate transactions, title abstracting, and insurance services. Customers can access these services via three regional banking branches located in the Delaware Valley, Lehigh Valley, and Philadelphia regions, as well as through mail, telephone, and extensive online banking platforms. The company, established in 1926, is headquartered in Southampton, Pennsylvania.