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QNTO Stock Chart & Stats
$14.10
$0.20(1.42%)
At close: 4:00 PM EDT
$14.10
$0.20(1.42%)
Day’s Range― - ―
52-Week Range$8.84 - $17.59
Previous CloseN/A
Volume2.37K
Average Volume (3M)488.00
Market Cap
$37.89M
Enterprise Value$12.60
Total Cash (Recent Filing)$48.87M
Total Debt (Recent Filing)$17.71M
Price to Earnings (P/E)48.1
Beta-0.18
Next Earnings
Oct 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.13%
Share Statistics
EPS (TTM)0.29
Shares Outstanding2,649,603
10 Day Avg. Volume293
30 Day Avg. Volume488
Financial Highlights & Ratios
PEG Ratio-1.08
Price to Book (P/B)0.58
Price to Sales (P/S)0.63
P/FCF Ratio8.65
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved Balance SheetSubstantial deleveraging gives Quaint Oak greater financial flexibility and reduces balance-sheet risk. A more conservative capital structure can improve resilience through credit cycles, although current profitability remains modest.
Positive Cash GenerationPositive operating and free cash flow provides internal funding for lending activity, technology, and shareholder returns without relying as heavily on external capital. However, the historical volatility means sustainability still requires monitoring.
Recurring Capital ReturnA recurring quarterly dividend demonstrates an ongoing capital-return policy and may indicate confidence in capital stability. While the payout is modest, maintaining it can support shareholder alignment and reinforce the bank’s community-focused positioning.
Bears Say
Sharp Revenue DeclineThe steep recent revenue contraction indicates weakened earning-asset production or banking income and limits operating leverage. Without a sustained recovery in loan, deposit, or fee growth, the company’s revenue base may remain structurally constrained.
Thin ProfitabilityVery thin net margins leave limited protection against credit losses, funding-cost increases, or higher operating expenses. The sharp deterioration from earlier profitability also suggests that current balance-sheet strength is not translating into durable earnings power.
Volatile Cash Flow And Low ReturnsAlthough cash flow is currently positive, its uneven history and unfavorable recent growth reduce confidence in recurring cash generation. TTM ROE near 1.5% further shows that the bank is producing weak returns from its capital base.
Quaint Oak Bancorp News
QNTO FAQ
What was Quaint Oak Bancorp Inc’s price range in the past 12 months?
Quaint Oak Bancorp Inc lowest stock price was $8.84 and its highest was $17.59 in the past 12 months.
What is Quaint Oak Bancorp Inc’s market cap?
Quaint Oak Bancorp Inc’s market cap is $37.89M.
When is Quaint Oak Bancorp Inc’s upcoming earnings report date?
Quaint Oak Bancorp Inc’s upcoming earnings report date is Oct 29, 2026 which is in 57 days.
How were Quaint Oak Bancorp Inc’s earnings last quarter?
Quaint Oak Bancorp Inc released its earnings results on Jul 30, 2026. The company reported $0.179 earnings per share for the quarter.
Is Quaint Oak Bancorp Inc overvalued?
According to Wall Street analysts Quaint Oak Bancorp Inc’s price is currently Overvalued.
Does Quaint Oak Bancorp Inc pay dividends?
Quaint Oak Bancorp Inc pays a Quarterly dividend of $0.04 which represents an annual dividend yield of 1.13%. See more information on Quaint Oak Bancorp Inc dividends here
What is Quaint Oak Bancorp Inc’s EPS estimate?
Quaint Oak Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Quaint Oak Bancorp Inc have?
Quaint Oak Bancorp Inc has 2,649,603 shares outstanding.
What happened to Quaint Oak Bancorp Inc’s price movement after its last earnings report?
Quaint Oak Bancorp Inc reported an EPS of $0.179 in its last earnings report. Following the earnings report the stock price went up 0.141%.
Which hedge fund is a major shareholder of Quaint Oak Bancorp Inc?
Currently, no hedge funds are holding shares in QNTO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Quaint Oak Bancorp Inc
Quaint Oak Bancorp, Inc. is a financial institution that primarily conducts its business through its subsidiary, Quaint Oak Bank, which functions as a chartered stock savings bank. The company's operations are segmented into two key divisions: general banking and mortgage services. It draws capital from the public by offering a variety of deposit options, including money market accounts, certificates of deposit, non-interest-bearing checking accounts for both individual consumers and businesses, and traditional savings accounts. Beyond deposits, Quaint Oak Bancorp provides a comprehensive suite of lending solutions, such as residential and commercial property mortgages, construction financing, commercial business loans, home equity loans, and credit lines. Its service portfolio also encompasses mortgage banking activities, real estate transactions, title abstracting, and insurance services. Customers can access these services via three regional banking branches located in the Delaware Valley, Lehigh Valley, and Philadelphia regions, as well as through mail, telephone, and extensive online banking platforms. The company, established in 1926, is headquartered in Southampton, Pennsylvania.
Technical Analysis
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Ownership Overview
20.13% Insiders
2.11% Other Institutional Investors
77.76% Public Companies and
Individual Investors