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PSB Holdings (PSBQ) Stock Price & Analysis

PSBQ Stock Chart & Stats

$52.08-$0.41(-0.78%)
At close: 4:00 PM EDT
$50$52$543 Aug17 Aug31 Aug14 Sep28 Sep13 Oct26 Oct
Day’s Range
$52.08 - $52.47
52-Week Range
$23.60 - $54.00
Previous Close
$52.49
Volume
11.54K
Average Volume (3M)
2,048
Market Cap
$213.41M
Enterprise Value
$347.45M
Total Cash (Recent Filing)
$17.32M
Total Debt (Recent Filing)
$171.87M
Price to Earnings (P/E)
14.6
Beta
0.12
Next Earnings
Jan 27, 2027 (Est.)
EPS Estimate
N/A
Last Dividend Ex-Date
Oct 08, 2026
Dividend Yield
1.69%

Bulls Say, Bears Say

Bulls Say

Sustained Revenue Growth

Sustained revenue expansion indicates continued demand for the bank’s lending, deposit and related services. Positive growth through 2025 supports a broader earnings base and provides a durable foundation for future profitability.

Improving Profitability

The 2025 recovery in operating and net margins demonstrates improving earnings momentum after a weaker period. This strengthens internal capital generation and may improve the bank’s ability to fund growth without relying heavily on external capital.

Stronger Free Cash Flow

Free cash flow that closely tracks net income supports the quality of reported earnings and provides resources for reinvestment, capital needs and shareholder distributions. The 2025 improvement strengthens financial flexibility over the medium term.

Bears Say

Profitability Below Prior Peaks

Although profitability recovered, margins remain below earlier peaks, indicating that earnings power has not fully returned to its strongest level. This may constrain capital accumulation and leave results more sensitive to changes in funding and credit conditions.

Meaningful Remaining Leverage

Debt reduction and equity growth are positive, but the remaining leverage still reduces balance-sheet flexibility relative to prior conservative periods. Higher leverage can limit the bank’s capacity to absorb losses or pursue growth during adverse credit conditions.

Low Operating Cash Flow Coverage

Persistently low operating cash flow coverage suggests that cash generation is modest relative to the underlying base being measured, despite positive free cash flow. This could restrict internally funded expansion and weaken resilience if funding conditions tighten.

PSBQ FAQ

What was PSB Holdings’s price range in the past 12 months?
PSB Holdings lowest stock price was $23.60 and its highest was $54.00 in the past 12 months.
What is PSB Holdings’s market cap?
PSB Holdings’s market cap is $213.41M.
When is PSB Holdings’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were PSB Holdings’s earnings last quarter?
PSB Holdings released its earnings results on Oct 26, 2026. The company reported $0.94 earnings per share for the quarter.
Is PSB Holdings overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does PSB Holdings pay dividends?
PSB Holdings pays a Quarterly dividend of $0.18 which represents an annual dividend yield of 1.69%. See more information on PSB Holdings dividends here
What is PSB Holdings’s EPS estimate?
PSB Holdings’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PSB Holdings have?
PSB Holdings has 4,097,778 shares outstanding.
What happened to PSB Holdings’s price movement after its last earnings report?
PSB Holdings reported an EPS of $0.94 in its last earnings report. Following the earnings report the stock price went up 1.378%.
Which hedge fund is a major shareholder of PSB Holdings?
Currently, no hedge funds are holding shares in PSBQ
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology