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Pinnacle Bancshares Inc (PCLB)
OTHER OTC:PCLB
US Market
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Pinnacle Bancshares (PCLB) Price & Analysis

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PCLB Stock Chart & Stats

$32.45
$0.00(0.00%)
At close: 4:00 PM EST
$32.45
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Steady Revenue GrowthMulti-year top-line expansion indicates consistent franchise demand and successful loan/deposit growth initiatives. Persistent revenue momentum supports sustainable earnings capacity and provides operating leverage that can translate into durable profit recovery even if margins ebb.
Strong Return On EquityHigh ROE reflects effective deployment of equity into profitable lending and fee businesses, signaling competitive underwriting and pricing. Sustained ROE in the high teens/low 20s implies the bank generates attractive long-term shareholder returns from its core operations.
Improved Leverage And Balance-sheet ControlLower debt-to-equity and tighter leverage reduce funding and solvency risk, increasing resilience to credit or rate shocks. Improved capital structure enhances strategic flexibility for lending, dividend policy, or opportunistic investments over the coming months.
Bears Say
Margin CompressionEroding margins signal pressure on net interest spread or higher operating costs, which reduces earnings leverage from revenue growth. If structural, margin compression can limit the firm's ability to convert rising revenue into proportional net income and constrain long-term profitability.
Historical Balance-sheet VolatilityMeaningful swings in leverage and equity create uncertainty around capital stability and risk management consistency. Persistent volatility complicates planning for credit policy, dividends, or capital raises and can undermine stakeholder confidence in steady long-term performance.
Weakening Free Cash Flow TrendInconsistent and recently negative FCF growth reduces internal funding for loan growth, reserves, or capital returns. Limited cash-flow cushion increases reliance on external financing and constrains ability to sustain investments or dividends during adverse cycles.

PCLB FAQ

What was Pinnacle Bancshares Inc’s price range in the past 12 months?
Pinnacle Bancshares Inc lowest stock price was $31.01 and its highest was $43.95 in the past 12 months.
    What is Pinnacle Bancshares Inc’s market cap?
    Pinnacle Bancshares Inc’s market cap is $40.35M.
      When is Pinnacle Bancshares Inc’s upcoming earnings report date?
      The company’s upcoming earnings report date is not yet available.
      How were Pinnacle Bancshares Inc’s earnings last quarter?
      Currently, no data Available
      Is Pinnacle Bancshares Inc overvalued?
      According to Wall Street analysts Pinnacle Bancshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
        Does Pinnacle Bancshares Inc pay dividends?
        Pinnacle Bancshares Inc pays a Quarterly dividend of $0.27 which represents an annual dividend yield of 2.61%. See more information on Pinnacle Bancshares Inc dividends here
          What is Pinnacle Bancshares Inc’s EPS estimate?
          Pinnacle Bancshares Inc’s EPS estimate for its next earnings report is not yet available.
          How many shares outstanding does Pinnacle Bancshares Inc have?
          Pinnacle Bancshares Inc has 973,505 shares outstanding.
            What happened to Pinnacle Bancshares Inc’s price movement after its last earnings report?
            Currently, no data Available
            Which hedge fund is a major shareholder of Pinnacle Bancshares Inc?
            Currently, no hedge funds are holding shares in PCLB
            What is the TipRanks Smart Score and how is it calculated?
            Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

              Company Description

              Pinnacle Bancshares Inc

              Pinnacle Bancshares, Inc. through its subsidiary Pinnacle Bank provides various banking products and services. The company provides checking accounts, club, certificate of deposit, and savings accounts. It also offers personal lending, mortgage, consumer lending team by location, cash management, merchant services, and commercial lending products. In addition, the company provides online and mobile banking; and debit and credit cards. Further, it operates ATMs. Pinnacle Bancshares, Inc. was incorporated in 1935 and is based in Jasper, Alabama.

              Pinnacle Bancshares (PCLB) Earnings & Revenues

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              Ownership Overview

              0.26%99.74%
              Insiders
              Mutual Funds
              0.26% Other Institutional Investors
              99.74% Public Companies and
              Individual Investors
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