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Northwestern Corp. (NWE)
NASDAQ:NWE
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Northwestern (NWE) AI Stock Analysis

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NWE

Northwestern

(NASDAQ:NWE)

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Neutral 60 (OpenAI - 5.2)
Rating:60Neutral
Price Target:
$74.00
â–²(4.40% Upside)
Action:Reiterated
Date:07/30/26
The score is anchored by stable core utility fundamentals but constrained by weak free-cash-flow conversion and elevated leverage, which increase funding and interest-rate sensitivity. Earnings-call takeaways are constructive on guidance and operational progress, yet balanced by Colstrip recovery and merger/regulatory timing risks. Technicals and valuation are mixed: near-term price trend is slightly soft, and while the ~3.77% yield helps, the ~26.5 P/E limits valuation upside.
Positive Factors
Regulated utility revenue resilience
Regulated electricity and natural-gas networks provide recurring demand and substantial revenue stability. Recent growth and resilient margins support earnings visibility, although rate decisions and cost recovery remain important drivers.
Negative Factors
Persistent negative free cash flow
Heavy capital requirements and cash conversion below accounting earnings leave the company dependent on debt or equity financing. Persistent funding needs can constrain financial flexibility and increase exposure to capital-market conditions over the next several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Regulated utility revenue resilience
Regulated electricity and natural-gas networks provide recurring demand and substantial revenue stability. Recent growth and resilient margins support earnings visibility, although rate decisions and cost recovery remain important drivers.
Read all positive factors

Northwestern (NWE) vs. SPDR S&P 500 ETF (SPY)

Northwestern Business Overview & Revenue Model

Company Description
NorthWestern Corporation, which conducts business under the name NorthWestern Energy, supplies electricity and natural gas to residential, commercial, and diverse industrial clients. The company organizes its operations into two primary divisions:...
How the Company Makes Money
NorthWestern makes money primarily through regulated utility operations. Its core revenue streams are (1) retail electricity sales and delivery service and (2) retail natural gas sales and delivery service to customers in its service territories. ...

Northwestern Earnings Call Summary

Earnings Call Date:Jul 29, 2026
(Q2-2026)
|
% Change Since: |
Next Earnings Date:Nov 03, 2026
Earnings Call Sentiment Neutral
The call conveyed a mix of encouraging operational and strategic progress—adjusted EPS growth, margin improvement, reaffirmed guidance, executed financing, a stable $3.2B capital plan, and multiple merger approvals—while highlighting material near-term challenges: unresolved Colstrip cost recovery, higher depreciation/interest, merger timing risk tied to the Montana commission, data center and transmission uncertainties, and local siting pushback. Management remains cautiously optimistic, reaffirming guidance and long-term targets, but several regulatory and cost-recovery issues create meaningful execution risk in the near term.
Positive Updates
Quarterly EPS (GAAP and Adjusted)
Reported GAAP diluted EPS of $0.40 and non-GAAP (adjusted) diluted EPS of $0.50 for Q2 2026. Adjusted EPS increased $0.10 versus Q2 2025, a 25% improvement (from $0.40 to $0.50).
Negative Updates
YTD GAAP Earnings Decline
Year-to-date GAAP earnings of $1.43 versus $1.60 prior year, a decline of $0.17 or approximately -10.6%, driven by weather effects in Q1 and higher costs.
Read all updates
Q2-2026 Updates
Negative
Quarterly EPS (GAAP and Adjusted)
Reported GAAP diluted EPS of $0.40 and non-GAAP (adjusted) diluted EPS of $0.50 for Q2 2026. Adjusted EPS increased $0.10 versus Q2 2025, a 25% improvement (from $0.40 to $0.50).
Read all positive updates
Company Guidance
Management reaffirmed 2026 earnings guidance of $3.68–$3.83 per share and reiterated long‑term rate base and EPS growth targets of 4%–6%, while reporting Q2 GAAP diluted EPS of $0.40 and adjusted (non‑GAAP) diluted EPS of $0.50; year‑to‑date GAAP EPS was $1.43 (vs. $1.60 prior) and adjusted EPS $1.81 (vs. $1.62 prior). Key quarter metrics included a $0.38 margin improvement, $0.12 of incremental Colstrip operating cost, $0.04 of merger costs, $0.05 of unrecovered Colstrip O&M, and a $0.01 unfavorable weather impact; the company affirmed its $3.2 billion 2026–2030 capital plan, declared a $0.67/share dividend payable Sept. 1, 2026 (record date Aug. 17), and reiterated its standalone proposition of ~4% dividend yield with 4%–6% EPS growth (8%–10% total return potential) and an expected combined merger EPS growth of 5%–7% with Black Hills.

Northwestern Financial Statement Overview

Summary
Stable regulated-utility revenue growth and solid operating margins, but earnings have softened versus 2024 and leverage is elevated (debt-to-equity a bit above ~1.0x). The biggest drag is cash generation: free cash flow is negative in all periods with operating cash flow running below net income, implying ongoing reliance on external funding.
Income Statement
72
Positive
Balance Sheet
64
Positive
Cash Flow
45
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue1.69B1.61B1.51B1.42B1.48B1.37B
Gross Profit1.12B1.33B1.29B781.36M764.40M946.77M
EBITDA592.99M587.44M574.43M526.15M477.53M471.40M
Net Income171.37M181.09M224.11M194.13M183.01M186.84M
Balance Sheet
Total Assets8.70B8.46B8.00B7.60B7.32B6.78B
Cash, Cash Equivalents and Short-Term Investments4.18M8.78M4.28M9.16M8.49M2.82M
Total Debt3.60B3.44B3.10B2.79B2.63B2.56B
Total Liabilities5.81B5.57B5.14B4.82B4.65B4.44B
Stockholders Equity2.90B2.89B2.86B2.79B2.67B2.34B
Cash Flow
Free Cash Flow-192.16M-130.00M-142.50M-77.66M-207.90M-214.35M
Operating Cash Flow416.09M394.45M406.74M489.23M307.24M219.98M
Investing Cash Flow-649.72M-570.63M-554.46M-570.81M-516.86M-435.83M
Financing Cash Flow232.18M177.90M151.55M84.31M213.32M217.52M

Northwestern Technical Analysis

Technical Analysis Sentiment
Positive
Last Price70.88
Price Trends
50DMA
70.58
Positive
100DMA
70.13
Positive
200DMA
67.60
Positive
Market Momentum
MACD
0.07
Negative
RSI
55.95
Neutral
STOCH
53.72
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NWE, the sentiment is Positive. The current price of 70.88 is above the 20-day moving average (MA) of 70.04, above the 50-day MA of 70.58, and above the 200-day MA of 67.60, indicating a bullish trend. The MACD of 0.07 indicates Negative momentum. The RSI at 55.95 is Neutral, neither overbought nor oversold. The STOCH value of 53.72 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for NWE.

Northwestern Risk Analysis

Northwestern disclosed 2 risk factors in its most recent earnings report. Northwestern reported the most risks in the "Legal & Regulatory" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Northwestern Peers Comparison

Overall Rating
UnderperformOutperform
Sector (66)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
69
Neutral
$2.99B19.5511.10%2.31%7.07%13.07%
66
Neutral
$3.83B19.8110.43%2.39%0.27%-31.92%
66
Neutral
$17.65B18.105.60%3.62%6.62%11.55%
65
Neutral
$5.57B18.547.73%3.66%2.51%0.05%
60
Neutral
$4.36B25.625.92%3.65%10.69%-24.15%
56
Neutral
$3.16B13.728.29%4.67%-1.82%24.01%
* Utilities Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
NWE
Northwestern
71.48
16.78
30.68%
AVA
Avista
38.15
3.32
9.54%
BKH
Black Hills
73.78
16.28
28.32%
MGEE
MGE Energy
79.39
-4.63
-5.51%
OTTR
Otter Tail
92.33
10.30
12.56%

Northwestern Corporate Events

Business Operations and StrategyDividendsFinancial DisclosuresM&A TransactionsRegulatory Filings and Compliance
NorthWestern posts stronger Q2 earnings and affirms guidance
Positive
Jul 30, 2026
NorthWestern Energy reported higher second-quarter 2026 results on July 29, 2026, with GAAP diluted EPS rising to $0.40 from $0.35 a year earlier and non-GAAP diluted EPS increasing to $0.50 from $0.40, driven by new rates and retail volumes but p...
Financial DisclosuresRegulatory Filings and Compliance
Northwestern Notes New Direct Financial Obligation Disclosure
Neutral
Jun 22, 2026
Northwestern filed a brief regulatory statement that cross-references information previously disclosed in another section of its filing, rather than providing new operational or financial details. The release offers no additional context on the co...
Business Operations and StrategyPrivate Placements and Financing
NorthWestern Secures $225 Million Term Loan Financing
Neutral
Jun 2, 2026
On May 27, 2026, NorthWestern Corporation entered into a $225 million secured term loan with a syndicate of banks led by Bank of America and immediately drew the full amount to repay a portion of its existing $425 million unsecured revolving credi...
Business Operations and StrategyFinancial Disclosures
NorthWestern Reaffirms 2026 Guidance at Investor Meetings
Positive
Jun 2, 2026
On June 2, 2026, NorthWestern Energy’s CFO Crystal Lail, investor relations head Travis Meyer and treasurer Emilie Ng met investors in Boston during a non-deal roadshow, and on June 4, 2026, they participated in the Mizuho Mid-Cap Utilities ...
Business Operations and StrategyFinancial Disclosures
NorthWestern Highlights Growth Strategy in Investor Outreach Events
Positive
May 27, 2026
On May 27, 2026, NorthWestern Energy executives Crystal Lail and Travis Meyer attended the Bank of America Power, Utilities Cleantech Conference in New York to meet current and prospective investors. The company used a slide presentation at the e...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 30, 2026