EarningsQ4 2025 Earnings Report

Synchrony Financial (SYF) Q4 2025 Earnings Report

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MX:SYF Q4 2025 EPS Results

Actual EPS$36.87

Consensus EPS$37.01

Beat/MissMissed by -$0.14

One Year Ago EPS$34.52

Actual Revenue$86.14B

Expected Revenue$69.38B

Beat/MissBeat by +$16.76B

YoY Revenue Growth-3.11%

QuarterQ4 2025

Date01/27/2026

TimeBefore Open

Conference CallTuesday, January 27, 2026

MX:SYF Upcoming Earnings

Synchrony Financial's next earnings date is estimated for October 20, 2026, based on past reporting schedules.

MX:SYF Q4 2025 Earnings Call

0:00 / 0:00

No earnings call summary is available for this earnings event.

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change
Oct 20, 2026	2026 (Q3)	43.74 / -	51.69	―
Jul 21, 2026	2026 (Q2)	38.62 / 46.81	45.183	3.60% (+1.63)
Apr 21, 2026	2026 (Q1)	39.74 / 41.03	34.159	20.11% (+6.87)
Jan 27, 2026	2025 (Q4)	37.01 / 36.87	34.52	6.81% (+2.35)
Oct 16, 2025	2025 (Q3)	40.90 / 51.69	35.062	47.42% (+16.63)
Jul 22, 2025	2025 (Q2)	32.84 / 45.18	28.014	61.29% (+17.17)
Apr 22, 2025	2025 (Q1)	30.27 / 34.16	21.327	60.17% (+12.83)
Jan 28, 2025	2024 (Q4)	34.88 / 34.52	18.616	85.44% (+15.90)
Oct 16, 2024	2024 (Q3)	32.68 / 35.06	26.749	31.08% (+8.31)
Jul 17, 2024	2024 (Q2)	24.34 / 28.01	23.857	17.42% (+4.16)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed