EarningsQ4 2025 Earnings Report

Synchrony Financial (SYF) Q4 2025 Earnings Report

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MX:SYF Q4 2025 EPS Results

Actual EPS$37.05

Consensus EPS$37.19

Beat/MissMissed by -$0.15

One Year Ago EPS$34.69

Actual Revenue$86.55B

Expected Revenue$69.72B

Beat/MissBeat by +$16.84B

YoY Revenue Growth-3.11%

QuarterQ4 2025

Date01/27/2026

TimeBefore Open

Conference CallTuesday, January 27, 2026

MX:SYF Upcoming Earnings

Synchrony Financial's next earnings date is estimated for October 20, 2026, based on past reporting schedules.

MX:SYF Q4 2025 Earnings Call

0:00 / 0:00

No earnings call summary is available for this earnings event.

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change
Oct 20, 2026	2026 (Q3)	43.62 / -	51.94	―
Jul 21, 2026	2026 (Q2)	38.81 / 47.04	45.402	3.60% (+1.63)
Apr 21, 2026	2026 (Q1)	39.94 / 41.22	34.324	20.11% (+6.90)
Jan 27, 2026	2025 (Q4)	37.19 / 37.05	34.687	6.81% (+2.36)
Oct 16, 2025	2025 (Q3)	41.10 / 51.94	35.232	47.42% (+16.71)
Jul 22, 2025	2025 (Q2)	33.00 / 45.40	28.149	61.29% (+17.25)
Apr 22, 2025	2025 (Q1)	30.42 / 34.32	21.43	60.17% (+12.89)
Jan 28, 2025	2024 (Q4)	35.05 / 34.69	18.706	85.44% (+15.98)
Oct 16, 2024	2024 (Q3)	32.83 / 35.23	26.878	31.08% (+8.35)
Jul 17, 2024	2024 (Q2)	24.46 / 28.15	23.972	17.42% (+4.18)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed