Total Valuation
Synchrony Financial has a market cap or net worth of $437.96B. The enterprise value is $25.72B.
Market Cap$437.96B
Enterprise Value$25.72B
Share Statistics
Synchrony Financial has 311,404,850 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding311,404,850
Owned by Insiders0.55%
Owned by Institutions3.53%
Financial Efficiency
Synchrony Financial’s return on equity (ROE) is 0.21 and return on invested capital (ROIC) is 9.36%.
Return on Equity (ROE)0.21
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)9.36%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee955.80K
Profits Per Employee177.60K
Employee Count20,000
Asset Turnover0.16
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Synchrony Financial is 7.8. Synchrony Financial’s PEG ratio is 1.09.
PE Ratio7.8
PS Ratio1.56
PB Ratio1.78
Price to FCF3.03
Price to Operating Cash Flow2.52
PEG Ratio1.09
Income Statement
In the last 12 months, Synchrony Financial had revenue of 19.12B and earned 3.55B in profits. Earnings per share was 9.35.
Revenue19.12B
Gross Profit9.76B
Operating Income4.62B
Pretax Income4.62B
Net Income3.55B
EBITDA5.13B
Earnings Per Share (EPS)9.35
Cash Flow
In the last 12 months, operating cash flow was 9.55B and capital expenditures 0.00, giving a free cash flow of 9.55B billion.
Operating Cash Flow9.55B
Free Cash Flow9.55B
Free Cash Flow per Share30.68
Dividends & Yields
Synchrony Financial pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.09
52-Week Price Change-0.97%
50-Day Moving Average1.30K
200-Day Moving Average1.31K
Relative Strength Index (RSI)67.12
Average Volume (3m)116.00
Important Dates
Synchrony Financial upcoming earnings date is Jan 22, 2027, Before Open (Confirmed).
Last Earnings DateOct 20, 2026
Next Earnings DateJan 22, 2027
Ex-Dividend Date―
Financial Position
Synchrony Financial as a current ratio of 0.21, with Debt / Equity ratio of 102.87%
Current Ratio0.21
Quick Ratio0.21
Debt to Market Cap0.51
Net Debt to EBITDA0.04
Interest Coverage Ratio1.12
Taxes
In the past 12 months, Synchrony Financial has paid 1.07B in taxes.
Income Tax1.07B
Effective Tax Rate0.23
Enterprise Valuation
Synchrony Financial EV to EBITDA ratio is 5.85, with an EV/FCF ratio of 3.05.
EV to Sales1.57
EV to EBITDA5.85
EV to Free Cash Flow3.05
EV to Operating Cash Flow3.05
Balance Sheet
Synchrony Financial has $15.90B in cash and marketable securities with $17.02B in debt, giving a net cash position of -$1.12B billion.
Cash & Marketable Securities$15.90B
Total Debt$17.02B
Net Cash-$1.12B
Net Cash Per Share-$3.61
Tangible Book Value Per Share$39.54
Margins
Gross margin is 51.70%, with operating margin of 24.17%, and net profit margin of 18.58%.
Gross Margin51.70%
Operating Margin24.17%
Pretax Margin24.17%
Net Profit Margin18.58%
EBITDA Margin26.86%
EBIT Margin24.17%
Analyst Forecast
The average price target for Synchrony Financial is $1,613.40, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$1,613.40
Price Target Upside19.51% Upside
Analyst ConsensusModerate Buy
Analyst Count14
Revenue Growth Forecast-11.96%
EPS Growth Forecast-5.84%