EarningsQ3 2025 Earnings Report

Synchrony Financial (SYF) Q3 2025 Earnings Report

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MX:SYF Q3 2025 EPS Results

Actual EPS$51.99

Consensus EPS$41.14

Beat/MissBeat by +$10.85

One Year Ago EPS$35.27

Actual Revenue$87.87B

Expected Revenue$69.03B

Beat/MissBeat by +$18.85B

YoY Revenue Growth-3.13%

QuarterQ3 2025

Date10/16/2025

TimeBefore Open

Conference CallThursday, October 16, 2025

MX:SYF Upcoming Earnings

Synchrony Financial's next earnings date is estimated for October 20, 2026, based on past reporting schedules.

MX:SYF Q3 2025 Earnings Call

0:00 / 0:00

No earnings call summary is available for this earnings event.

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change
Oct 20, 2026	2026 (Q3)	43.74 / -	51.99	―
Jul 21, 2026	2026 (Q2)	38.85 / 47.08	45.445	3.60% (+1.64)
Apr 21, 2026	2026 (Q1)	39.97 / 41.26	34.357	20.11% (+6.91)
Jan 27, 2026	2025 (Q4)	37.23 / 37.08	34.72	6.81% (+2.36)
Oct 16, 2025	2025 (Q3)	41.14 / 51.99	35.266	47.42% (+16.72)
Jul 22, 2025	2025 (Q2)	33.03 / 45.45	28.176	61.29% (+17.27)
Apr 22, 2025	2025 (Q1)	30.45 / 34.36	21.45	60.17% (+12.91)
Jan 28, 2025	2024 (Q4)	35.08 / 34.72	18.724	85.44% (+16.00)
Oct 16, 2024	2024 (Q3)	32.87 / 35.27	26.904	31.08% (+8.36)
Jul 17, 2024	2024 (Q2)	24.49 / 28.18	23.995	17.42% (+4.18)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed