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American Express (MX:AXP)
:AXP

American Express (AXP) Price & Analysis

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AXP Stock Chart & Stats

$5707.95
-$288.45(-4.82%)
At close: 4:00 PM EDT
$5707.95
-$288.45(-4.82%)

Bulls Say, Bears Say

Bulls Say
Closed-loop Network ExpansionAmerican Express is expanding acceptance while retaining direct relationships with cardmembers and merchants. A broader network improves card utility, supports spending volume, strengthens the premium ecosystem, and can reinforce the company’s differentiated closed-loop economics over multiple quarters.
Premium Customer And Fee GrowthAccelerating card-fee growth and acquisition weighted toward fee-paying products demonstrate continued customer willingness to pay for American Express benefits. This supports recurring revenue, validates premium positioning, and provides a durable base for investment in rewards and member engagement.
Strong Cash GenerationConsistently positive free cash flow that broadly tracks earnings indicates solid cash conversion and supports the quality of reported profitability. This gives American Express flexibility to fund technology, rewards, growth initiatives, dividends, and repurchases through the next several quarters.
Bears Say
Recent Revenue And Profit SlowdownThe latest trailing-period contraction interrupts the prior multi-year expansion and indicates that earnings conversion has recently weakened. If this persists, slower revenue growth could constrain operating leverage, reduce reinvestment capacity, and make the company more dependent on execution to restore momentum.
Elevated LeverageThe recurring annual leverage pattern increases sensitivity to credit cycles and funding conditions, even though returns on equity remain strong. Higher financial leverage can amplify returns in favorable periods but reduces flexibility and may pressure earnings or capital allocation when conditions deteriorate.
Regulatory Control DeficienciesThe OCC penalty and identified control deficiencies create an ongoing remediation burden and elevate regulatory execution risk. Required corrective work can consume management attention and resources, while any further findings could increase costs or constrain business practices across the company.

American Express News

AXP FAQ

What was American Express’s price range in the past 12 months?
American Express lowest stock price was $5236.00 and its highest was $7030.00 in the past 12 months.
    What is American Express’s market cap?
    American Express’s market cap is $4.02T.
      When is American Express’s upcoming earnings report date?
      American Express’s upcoming earnings report date is Jan 22, 2027 which is in 91 days.
        How were American Express’s earnings last quarter?
        American Express released its earnings results on Oct 23, 2026. The company reported $101.485 earnings per share for the quarter, beating the consensus estimate of $84.259 by $17.226.
          Is American Express overvalued?
          According to Wall Street analysts American Express’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does American Express pay dividends?
            American Express does not currently pay dividends.
            What is American Express’s EPS estimate?
            American Express’s EPS estimate is 80.25.
              How many shares outstanding does American Express have?
              American Express has 675,309,800 shares outstanding.
                What happened to American Express’s price movement after its last earnings report?
                American Express reported an EPS of $101.485 in its last earnings report, beating expectations of $84.259. Following the earnings report the stock price went down -4.823%.
                  Which hedge fund is a major shareholder of American Express?
                  Currently, no hedge funds are holding shares in MX:AXP
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    American Express

                    Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

                    American Express (AXP) Earnings & Revenues

                    AXP Company Deck

                    AXP Earnings Call

                    Q3 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call was strongly positive overall. American Express reported record revenue, strong spending and credit trends, accelerating card fee growth, substantial capital returns, and raised EPS guidance. Management also emphasized continued investment in membership value, AI, technology, and commercial capabilities. The main challenges were the OCC penalty and remediation, restructuring-related position eliminations, co-brand portfolio exit impacts, moderation in international growth, competitive pressure, and uncertainty around AI rewards behavior and future regulatory developments.View all MX:AXP earnings summaries

                    AXP Revenue Breakdown

                    47.65%47.65%24.05%17.38%11.35%
                    47.65% U.S. Consumer Services
                    24.05% Commercial Services
                    17.38% International Card Services
                    11.35% Global Merchant and Network Services
                    tipranks

                    AXP Stock 12 Month Forecast

                    Average Price Target

                    $6,971.62
                    ▲(22.14% Upside)
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