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American Express (MX:AXP)
:AXP

American Express (AXP) Price & Analysis

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AXP Stock Chart & Stats

$5707.95
-$288.45(-4.82%)
At close: 4:00 PM EDT
$5707.95
-$288.45(-4.82%)

Bulls Say, Bears Say

Bulls Say
Closed-loop Network And Premium EcosystemAmerican Express controls both card issuance and merchant acceptance, allowing it to capture payments and lending economics while enriching the proposition with rewards, travel, and expense tools. This integrated ecosystem supports differentiation and customer retention.
Sustained Card-fee And Spending GrowthLong-running double-digit card-fee expansion, strong billed-business growth, and premium-product demand indicate durable monetization of the customer base. Continued acquisition of younger customers and fee-paying accounts can support recurring revenue over time.
Strong Credit Quality And Cash GenerationStable credit performance protects lending profitability, while consistently positive free cash flow supports investment, dividends, and repurchases. The combination of high ROE and disciplined credit outcomes strengthens the durability of American Express's model.
Bears Say
Elevated Structural LeverageThe annual leverage pattern leaves American Express more exposed to funding conditions and credit-cycle deterioration than a less leveraged financial institution. Although leverage can enhance returns, it reduces balance-sheet flexibility when losses or funding costs rise.
Recent Slowdown In Revenue And ProfitabilityThe TTM deterioration contrasts with the company’s longer annual growth record and indicates that earnings conversion is not uniformly strong. If the slowdown persists, it could reduce the capacity to fund customer acquisition and technology while maintaining returns.
Rising Engagement And Investment CostsHigher rewards and engagement costs, together with increased marketing and technology investment, can limit operating leverage even when revenue grows. These expenditures may strengthen the franchise, but they raise the execution burden and delay margin benefits.

American Express News

AXP FAQ

What was American Express’s price range in the past 12 months?
American Express lowest stock price was $5236.00 and its highest was $7030.00 in the past 12 months.
    What is American Express’s market cap?
    American Express’s market cap is $3.72T.
      When is American Express’s upcoming earnings report date?
      American Express’s upcoming earnings report date is Oct 23, 2026 which is in 46 days.
        How were American Express’s earnings last quarter?
        American Express released its earnings results on Jul 24, 2026. The company reported $76.774 earnings per share for the quarter, beating the consensus estimate of $74.639 by $2.135.
          Is American Express overvalued?
          According to Wall Street analysts American Express’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does American Express pay dividends?
            American Express does not currently pay dividends.
            What is American Express’s EPS estimate?
            American Express’s EPS estimate is 77.06.
              How many shares outstanding does American Express have?
              American Express has 675,309,800 shares outstanding.
                What happened to American Express’s price movement after its last earnings report?
                American Express reported an EPS of $76.774 in its last earnings report, beating expectations of $74.639. Following the earnings report the stock price went down -4.823%.
                  Which hedge fund is a major shareholder of American Express?
                  Currently, no hedge funds are holding shares in MX:AXP
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    American Express

                    Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

                    American Express (AXP) Earnings & Revenues

                    AXP Company Deck

                    AXP Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call conveyed strong operating momentum: double-digit revenue growth, robust spend and card fee expansion, excellent credit metrics, international strength, healthy deposit growth, and high ROE. Management raised revenue guidance and emphasized reinvesting incremental performance into customer acquisition, technology and strategic partnerships (e.g., TheFork). Near-term headwinds include a higher VCE ratio, the staggered sale of small business co-brand portfolios that will depress spend and NII growth until lapped, and elevated marketing/integration spending that keeps EPS guidance unchanged. Overall, positives around growth, credit quality and capital returns materially outweigh the manageable, largely-transitory challenges.View all MX:AXP earnings summaries

                    AXP Revenue Breakdown

                    47.65%47.65%24.05%17.38%11.35%
                    47.65% U.S. Consumer Services
                    24.05% Commercial Services
                    17.38% International Card Services
                    11.35% Global Merchant and Network Services
                    tipranks

                    AXP Stock 12 Month Forecast

                    Average Price Target

                    $6,419.06
                    ▲(12.46% Upside)
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<span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 22,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 25, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 5</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":6035.934,"date":1759266000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 23,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 22, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 3</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":6616.698,"date":1761948000000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n   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