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MSBC Stock Chart & Stats
$94.76
-$1.00(-1.00%)
At close: 4:00 PM EST
$94.76
-$1.00(-1.00%)
Day’s Range― - ―
52-Week Range$88.10 - $121.00
Previous CloseN/A
Volume1.11K
Average Volume (3M)358.00
Market Cap
$350.58M
Enterprise Value$272.06
Total Cash (Recent Filing)$49.13M
Total Debt (Recent Filing)$12.00M
Price to Earnings (P/E)9.7
Beta0.02
Next Earnings
Oct 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)8.67
Shares Outstanding3,009,282
10 Day Avg. Volume561
30 Day Avg. Volume358
Financial Highlights & Ratios
PEG Ratio-0.86
Price to Book (P/B)1.14
Price to Sales (P/S)2.21
P/FCF Ratio9.21
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthA materially lower debt-to-equity ratio and a sizable equity base reduce financial risk and strengthen capitalization. This durable improvement supports regulatory buffers, funding stability and capacity to extend credit or absorb losses without urgent external financing.
Sustained Revenue GrowthMulti-year revenue expansion reflects successful relationship-driven commercial banking traction and market penetration. That scale supports diversified net interest and fee income, enabling operating leverage and a firmer earnings base over the medium term despite recent deceleration.
High Cash ConversionVery strong free-cash-flow conversion signals high earnings quality and liquidity. Consistent positive cash generation provides durable flexibility for dividends, loan portfolio funding, reserves and reinvestment, lowering refinancing and solvency risk.
Bears Say
Margin CompressionA sustained reduction in net margin versus recent peaks erodes excess earnings available for capital accumulation, loss reserves and shareholder returns. If driven by structural funding cost increases or pricing pressure, compressed margins may constrain long-term profitability and ROE.
Recent Slowing Revenue GrowthA deceleration in top-line momentum suggests weaker loan origination, fee activity or market penetration. Prolonged slowing would limit net interest income expansion and reduce the margin for error in expense baselines, necessitating cost control or product diversification to sustain earnings.
Cash-flow Variability & Recent DeclineDeclines versus prior-year cash-flow highs and historical variability increase uncertainty about available internal funds for growth or distributions. Reduced cash-flow peaks limit buffers against credit stress and constrain the bank's ability to opportunistically expand or absorb shocks without external funding.
MSBC FAQ
What was Mission Bancorp’s price range in the past 12 months?
Mission Bancorp lowest stock price was $88.09 and its highest was $121.00 in the past 12 months.
What is Mission Bancorp’s market cap?
Mission Bancorp’s market cap is $350.58M.
When is Mission Bancorp’s upcoming earnings report date?
Mission Bancorp’s upcoming earnings report date is Oct 26, 2026 which is in 91 days.
How were Mission Bancorp’s earnings last quarter?
Mission Bancorp released its earnings results on Jul 20, 2026. The company reported $2.73 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Mission Bancorp overvalued?
According to Wall Street analysts Mission Bancorp’s price is currently Overvalued.
Does Mission Bancorp pay dividends?
Mission Bancorp does not currently pay dividends.
What is Mission Bancorp’s EPS estimate?
Mission Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mission Bancorp have?
Mission Bancorp has 3,009,282 shares outstanding.
What happened to Mission Bancorp’s price movement after its last earnings report?
Mission Bancorp reported an EPS of $2.73 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.714%.
Which hedge fund is a major shareholder of Mission Bancorp?
Currently, no hedge funds are holding shares in MSBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Mission Bancorp Stock Smart Score
Neutral
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10
Technicals
SMA
Negative
20 days / 200 days
Momentum
12.78%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
1.96%
Trailing 12-Months
Company Description
Mission Bancorp
Mission Bancorp acts as the holding company for Mission Bank, providing a comprehensive range of banking products and financial services to both individual and business clients throughout California. The bank accepts various deposit types, including checking, savings, NOW, money market, fiduciary, and individual retirement accounts, as well as time deposits and certificates of deposit. It offers a broad spectrum of commercial loans, such as revolving lines of credit, equipment and vehicle financing, permanent working capital, debt consolidation, commercial real estate loans, construction financing, and letters of credit. For the agricultural sector, Mission Bank provides specific financing options like operating and crop lines of credit, livestock loans, farm equipment loans, agricultural real estate loans, and tailored financial assistance for farmers. Additionally, the company facilitates Small Business Administration (SBA) loans for numerous objectives, including the purchase or construction of owner-occupied commercial properties, business expansion or acquisitions, partner or management buyouts, equipment procurement, debt refinancing, inventory acquisition, funding for furniture and machinery, covering business startup costs, and providing general working capital. Beyond lending, Mission Bank offers debit and credit cards, safe deposit box services, merchant card processing, advanced online cash management tools, remote deposit capture, treasury management solutions, and convenient online and mobile banking. They also provide cash vault services and assist with property exchange transactions. Established in 1998, Mission Bancorp operates nine full-service branch locations across California, including single facilities in Shafter, Ventura, San Luis Obispo, and Stockton, two branches in Bakersfield, and three within the Mojave Desert region. The company's headquarters are situated in Bakersfield, California.
Technical Analysis
Ownership Overview
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Insiders
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Mutual Funds
2.87% Other Institutional Investors
97.13% Public Companies and
Individual Investors