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Mission Bancorp (MSBC) Stock Price & Analysis

MSBC Stock Chart & Stats

$125.00$0.00(0.00%)
At close: 4:00 PM EDT
$115$120$12528 Jul17 Aug3 Sep14 Sep30 Sep14 Oct26 Oct
Day’s Range
$125.00 - $125.00
52-Week Range
$88.58 - $130.00
Previous Close
$125.00
Volume
1,107
Average Volume (3M)
256
Market Cap
$366.58M
Enterprise Value
$319.74M
Total Cash (Recent Filing)
$55.62M
Total Debt (Recent Filing)
$12.00M
Price to Earnings (P/E)
10.9
Beta
0.08
Next Earnings
Feb 02, 2027 (Est.)
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Revenue Expansion

The substantial multi-year increase in revenue indicates that Mission Bancorp has expanded its banking activity and customer base over time. A larger revenue base can support continued investment in operations and improve the company’s ability to compound earnings across future periods.

Healthy Profitability

A net margin near 24% shows that the company continues to convert a meaningful portion of revenue into earnings despite normalization from earlier peaks. This profitability provides internal resources to support capital formation, absorb operating pressure, and sustain the business over the next several quarters.

Strengthened Balance Sheet

The sharp reduction in leverage and sizable increase in equity indicate materially stronger capitalization and lower financial risk. A conservative balance sheet gives Mission Bancorp greater resilience if conditions weaken and preserves flexibility to support lending and other banking activities.

Bears Say

Margin Compression

Although profitability remains healthy, the significant decline in net margin from prior peaks shows that earnings efficiency has not been fully preserved. If margins remain below historical highs, future revenue growth may translate into slower earnings growth and reduced operating leverage.

Softer Cash Generation

Lower operating and free cash flow compared with recent prior years indicates that cash generation has softened even though it remains positive. Historical variability, including weaker conversion in 2021, makes internally generated liquidity less consistently predictable for ongoing capital allocation.

Cooling Growth Trend

The company’s long-term revenue expansion is a strength, but the recent cooling in growth suggests that prior momentum may be moderating. Slower top-line expansion could limit the pace at which Mission Bancorp broadens earnings and may increase reliance on maintaining current profitability.

MSBC FAQ

What was Mission Bancorp’s price range in the past 12 months?
Mission Bancorp lowest stock price was $88.58 and its highest was $130.00 in the past 12 months.
What is Mission Bancorp’s market cap?
Mission Bancorp’s market cap is $366.58M.
When is Mission Bancorp’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Mission Bancorp’s earnings last quarter?
Mission Bancorp released its earnings results on Oct 26, 2026. The company reported $3.047 earnings per share for the quarter.
Is Mission Bancorp overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does Mission Bancorp pay dividends?
Mission Bancorp does not currently pay dividends.
What is Mission Bancorp’s EPS estimate?
Mission Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mission Bancorp have?
Mission Bancorp has 2,932,608 shares outstanding.
What happened to Mission Bancorp’s price movement after its last earnings report?
Mission Bancorp reported an EPS of $3.047 in its last earnings report. Following the earnings report the stock price went up 0.041%.
Which hedge fund is a major shareholder of Mission Bancorp?
Currently, no hedge funds are holding shares in MSBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology