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MFIN Stock Chart & Stats
$11.72
$0.02(0.20%)
At close: 4:00 PM EDT
$11.72
$0.02(0.20%)
Day’s Range― - ―
52-Week Range$7.85 - $12.26
Previous Close$9.79
Volume15.44K
Average Volume (3M)75.84K
Market Cap
$276.67M
Enterprise Value$2.78K
Total Cash (Recent Filing)$275.92M
Total Debt (Recent Filing)$345.92M
Price to Earnings (P/E)8.6
Beta0.71
Next Earnings
Nov 02, 2026EPS Estimate
0.32Next Dividend Ex-DateN/A
Dividend Yield4.32%
Share Statistics
EPS (TTM)1.40
Shares Outstanding22,960,249
10 Day Avg. Volume49,722
30 Day Avg. Volume75,845
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)0.57
Price to Sales (P/S)0.66
P/FCF Ratio1.86
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$11.25Price Target Upside-4.01% Downside
Rating ConsensusHold
Number of Analyst Covering3
EPS Forecast (FY)1.1
Revenue Forecast (FY)$238.58M
Bulls Say, Bears Say
Bulls Say
Loan And Asset GrowthStrong loan and asset growth indicates expanding demand across the company’s targeted lending niches. Continued portfolio scaling can increase recurring interest income, improve operating leverage, and strengthen Medallion Financial’s position in specialty consumer finance over the next several quarters.
Cash GenerationRobust operating and free cash flow provides internal funding capacity for loan growth, technology investment, dividends, and repurchases. Improved coverage of obligations also supports balance-sheet resilience, although earlier volatility means cash conversion should still be monitored over time.
Partnership Origination TractionExpansion of the strategic partner network adds scalable origination channels beyond direct lending activity and produces fee income alongside future interest earnings. A fifth partner and substantial quarterly volume suggest the platform can broaden distribution while supporting durable portfolio growth.
Bears Say
Elevated Recreation Credit LossesPersistently elevated recreation charge-offs can reduce the earnings benefit of rapid portfolio expansion through higher provisions and weaker credit-adjusted returns. The increase from the prior-year rate indicates that credit performance in a major lending niche remains a material medium-term profitability risk.
Net Interest Margin CompressionMargin compression directly reduces the spread earned between loan yields and funding costs, potentially limiting earnings growth even as balances expand. Higher borrowing and deposit costs could remain a structural pressure on profitability unless loan pricing and funding management offset the decline.
Higher Costs And Lower EarningsRising operating expenses combined with lower net income indicate that growth is not currently translating fully into shareholder earnings. Investment in employees, servicing, and technology may support future scale, but sustained cost growth could weigh on profitability and capital efficiency in the interim.
Medallion Financial News
MFIN FAQ
What was Medallion Financial’s price range in the past 12 months?
Medallion Financial lowest stock price was $7.85 and its highest was $12.26 in the past 12 months.
What is Medallion Financial’s market cap?
Medallion Financial’s market cap is $276.67M.
When is Medallion Financial’s upcoming earnings report date?
Medallion Financial’s upcoming earnings report date is Nov 02, 2026 which is in 49 days.
How were Medallion Financial’s earnings last quarter?
Medallion Financial released its earnings results on Jul 29, 2026. The company reported $0.31 earnings per share for the quarter, beating the consensus estimate of $0.286 by $0.024.
Is Medallion Financial overvalued?
According to Wall Street analysts Medallion Financial’s price is currently Overvalued.
Does Medallion Financial pay dividends?
Medallion Financial pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 4.32%. See more information on Medallion Financial dividends here
What is Medallion Financial’s EPS estimate?
Medallion Financial’s EPS estimate is 0.32.
How many shares outstanding does Medallion Financial have?
Medallion Financial has 22,960,249 shares outstanding.
What happened to Medallion Financial’s price movement after its last earnings report?
Medallion Financial reported an EPS of $0.31 in its last earnings report, beating expectations of $0.286. Following the earnings report the stock price went up 1.713%.
Which hedge fund is a major shareholder of Medallion Financial?
Currently, no hedge funds are holding shares in MFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Medallion Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$11.25 (-4.01% Downside)
$11.25 (-4.01% Downside)
Blogger Sentiment
Bullish
MFIN Sentiment 100%
Sector Average 58%
Sector Average 58%
Technicals
SMA
Positive
20 days / 200 days
Momentum
18.91%
12-Months-Change
Fundamentals
Return on Equity
4.32%
Trailing 12-Months
Asset Growth
11.66%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Medallion Financial
Medallion Financial Corp. (MFIN), encompassing its various subsidiaries, functions as a diversified financial services provider throughout the United States. The company's operations are distinctly segmented into Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. MFIN specializes in extending credit for consumer acquisitions of recreational vehicles, boats, and trailers, as well as for residential improvement projects. Furthermore, it offers commercial financing for business purposes, including the procurement of equipment, the establishment of new ventures, or the acquisition and enhancement of existing businesses. A notable segment involves providing loans for taxi medallions to individual operators and small to medium-sized enterprises. Beyond direct lending, Medallion Financial also allocates debt, mezzanine, and equity investment capital to companies across various industries, while additionally engaging in deposit-taking and other banking services. Established in 1995, Medallion Financial Corp. maintains its primary office in New York City, New York.
MFIN Company Deck
MFIN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong origination momentum and record net interest income, material loan and asset growth, successful partnership expansion, and continued shareholder-friendly capital deployment (dividend increase and buybacks). Key near-term negatives included elevated Day 1 provisions tied to rapid portfolio growth, higher operating expenses as the company invests in talent and technology, some NIM compression sequentially, and a decline in GAAP net income/EPS versus the prior year. Management presented the provision and temporary earnings impacts as expected and acceptable trade-offs for scalable growth and long-term shareholder value.View all MFIN earnings summariesMFIN Stock 12 Month Forecast
Average Price Target
$11.25
▼(-4.01% Downside)
Technical Analysis
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Ownership Overview
23.48% Insiders
7.61% Mutual Funds
11.07% Other Institutional Investors
49.28% Public Companies and
Individual Investors