Monarch Casino & Resort (MCRI) AI Stock Analysis

• Market Cap: $1.64B
• Dividend Yield: 1.29%
• Average Volume (3M): 91.07K
• Price to Earnings (P/E): 16.1
• Beta (1Y): 0.77
• Revenue Growth: 4.61%
• EPS Growth: 22.90%
• Country: US
• Employees: 2,900
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Gambling, Resorts & Casinos
• EPS (TTM): 1.69
• Shares Outstanding: 18,250,292
• 10 Day Avg. Volume: 98,516
• 30 Day Avg. Volume: 91,071
• PEG Ratio: -2.33
• Price to Book (P/B): 2.84
• Price to Sales (P/S): 2.81
• P/FCF Ratio: 15.74
• Enterprise Value/Market Cap: 1.15
• Enterprise Value/Revenue: 3.50
• Enterprise Value/Gross Profit: 6.64
• Enterprise Value/Ebitda: 11.99
• 1Y Price Target: $102.67
• Price Target Upside: 14.46% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 3

• Rating: 67 Neutral
• Price Target: $99.00 ▲(10.37% Upside)

Monarch Casino & Resort's strong financial performance and solid balance sheet are significant strengths, providing a stable foundation. However, bearish technical indicators and declining cash flow growth present risks. The valuation is fair, but the lack of earnings call data limits insight into future guidance.

Positive Factors

Revenue Growth

Consistent revenue growth indicates robust business expansion and effective market positioning, supporting long-term sustainability.

Balance Sheet Strength

A strong balance sheet with minimal leverage enhances financial stability and provides flexibility for future investments and growth.

Profitability Metrics

High profitability margins reflect efficient operations and cost management, supporting sustained financial health and competitive advantage.

Negative Factors

Declining Cash Flow Growth

A significant decline in cash flow growth may impact liquidity and limit the company's ability to fund operations and investments.

Cost Pressures

Decreasing gross profit margins may indicate rising costs, which could erode profitability if not managed effectively.

Cash Conversion Efficiency

Lower cash conversion efficiency suggests challenges in converting profits into cash, potentially affecting operational liquidity.

Monarch Casino & Resort Business Overview & Revenue Model

Company Description

Monarch Casino & Resort, Inc., through its subsidiaries, owns and operates the Atlantis Casino Resort Spa, a hotel and casino in Reno, Nevada. The company also owns and operates the Monarch Casino Resort Spa Black Hawk in Black Hawk, Colorado. As of December 31, 2021, its Atlantis Casino Resort Spa featured approximately 61,000 square feet of casino space; 818 guest rooms and suites; 8 food outlets; 2 gourmet coffee and pastry bars; a 30,000 square-foot health spa and salon with an enclosed pool; 2 retail outlets offering clothing and gift shop merchandise; an 8,000 square-foot family entertainment center; and approximately 52,000 square feet of banquet, convention, and meeting room space. The company's Atlantis Casino Resort Spa also featured approximately 1,400 slot and video poker machines; approximately 37 table games, including blackjack, craps, roulette, and others; a race and sports book; a 24-hour live keno lounge; and a poker room. In addition, its Monarch Casino Resort Spa Black Hawk featured approximately 60,000 square feet of casino space; approximately 1,100 slot machines; approximately 40 table games; 10 bars and lounges; 4 dining options; 516 guest rooms and suites; banquet and meeting room space; a retail store; a concierge lounge; an upscale spa and pool facility; and a nine-story parking structure with approximately 1,350 spaces, as well as valet parking with a total parking capacity to approximately 1,500 spaces. The company was founded in 1972 and is based in Reno, Nevada.

How the Company Makes Money

Monarch Casino & Resort generates revenue primarily through its gaming operations, which include slot machines, table games, and sports betting. The company also earns income from its hotel services, which encompass room bookings, event hosting, and other hospitality services. Dining options within the resort, including restaurants and bars, contribute to its revenue stream as well. Additionally, Monarch may engage in partnerships with local businesses and tourism agencies to enhance its offerings and attract more visitors, further bolstering its earnings potential. The combination of gaming, hospitality, and dining creates a diversified revenue model that allows the company to capitalize on multiple income sources.

Monarch Casino & Resort Financial Statement Overview

Summary

Monarch Casino & Resort demonstrates strong financial health with impressive revenue growth and profitability metrics. The balance sheet is particularly robust, with low leverage and high equity, providing a solid foundation for future growth. However, the significant decline in free cash flow growth is a concern that could impact liquidity if not addressed.

Income Statement

Monarch Casino & Resort shows strong financial performance with a healthy revenue growth rate of 9.24% TTM, indicating robust business expansion. The company maintains solid profitability with a gross profit margin of 52.73% and a net profit margin of 15.32% TTM. EBIT and EBITDA margins are also strong at 19.14% and 29.19% TTM, respectively, reflecting efficient operations. However, a slight decline in gross profit margin from the previous year suggests potential cost pressures.

Balance Sheet

The balance sheet is very strong, with a low debt-to-equity ratio of 0.024 TTM, indicating minimal leverage and financial risk. Return on equity is solid at 15.22% TTM, showcasing effective use of shareholder funds. The equity ratio stands at 76.97% TTM, highlighting a strong equity base relative to total assets, which enhances financial stability.

Cash Flow

Cash flow analysis reveals a mixed picture. While the free cash flow to net income ratio is robust at 1.22 TTM, indicating good cash generation relative to profits, the free cash flow growth rate has significantly declined by 71.22% TTM, suggesting potential challenges in sustaining cash flow levels. The operating cash flow to net income ratio is lower at 0.27 TTM, which may indicate less efficient cash conversion from operations.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	539.63M	522.19M	501.48M	477.87M	395.38M	184.41M
Gross Profit	284.53M	280.82M	269.18M	259.59M	217.66M	99.70M
EBITDA	157.51M	143.86M	157.45M	154.88M	128.29M	32.59M
Net Income	82.66M	72.77M	82.45M	87.48M	68.49M	23.68M
Balance Sheet
Total Assets	725.38M	691.58M	680.87M	692.94M	690.46M	671.88M
Cash, Cash Equivalents and Short-Term Investments	107.64M	58.76M	43.36M	38.78M	33.53M	28.31M
Total Debt	13.56M	14.06M	20.42M	20.56M	102.39M	194.46M
Total Liabilities	167.01M	173.84M	167.73M	153.99M	242.44M	303.81M
Stockholders Equity	558.38M	517.75M	513.14M	538.95M	448.01M	368.07M
Cash Flow
Free Cash Flow	46.06M	93.28M	124.04M	100.29M	81.17M	-57.22M
Operating Cash Flow	37.80M	140.71M	173.05M	139.77M	128.10M	31.44M
Investing Cash Flow	-43.24M	-43.79M	-51.23M	-47.97M	-37.79M	-46.39M
Financing Cash Flow	-52.92M	-81.53M	-117.24M	-86.54M	-85.10M	-17.28M

Monarch Casino & Resort Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 89.70
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MCRI, the sentiment is Negative. The current price of 89.7 is below the 20-day moving average (MA) of 95.39, below the 50-day MA of 100.25, and above the 200-day MA of 89.69, indicating a neutral trend. The MACD of -2.85 indicates Positive momentum. The RSI at 30.28 is Neutral, neither overbought nor oversold. The STOCH value of 16.06 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for MCRI.

Monarch Casino & Resort Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MCRI	―	$1.64B	16.07	19.40%	1.29%	4.61%	22.90%
Sector *	―	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
BALY	―	$903.37M	―	-113.09%	―	-1.10%	-1.69%
GDEN	―	$535.20M	38.75	3.11%	4.89%	-21.68%	-94.08%
FLL	―	$87.75M	-2.12	-101.45%	―	8.24%	-43.10%
PENN	―	$2.42B	-29.40	-2.50%	―	7.34%	93.83%
CNTY	―	$57.34M	-0.55	-917.74%	―	-2.15%	-31.58%

Monarch Casino & Resort Corporate Events

Monarch Casino & Resort Achieves Record Quarterly Results

Monarch Casino & Resort, Inc., a prominent player in the gaming and hospitality industry, operates luxury casino resorts in Reno, Nevada, and Black Hawk, Colorado, offering a wide range of gaming, dining, and entertainment options.

Monarch Casino Reports Record Q3 2025 Financial Results

Monarch Casino & Resort announced record-breaking financial results for the third quarter of 2025, marking the highest-ever quarterly revenue, net income, and EBITDA in its history. The company reported a 3.6% increase in net revenue to $142.8 million, driven by growth across its casino, food and beverage, and hotel segments. Net income rose by 14.4%, and adjusted EBITDA reached an all-time high of $54.8 million, reflecting operational efficiencies and market share gains. The company also declared a cash dividend of $0.30 per share, payable in December 2025, highlighting its strong financial position and commitment to returning capital to shareholders.

The most recent analyst rating on (MCRI) stock is a Hold with a $104.00 price target. To see the full list of analyst forecasts on Monarch Casino & Resort stock, see the MCRI Stock Forecast page.