Want to see KPCPY full AI Analyst Report?
Top Page
Kasikornbank Public Co
(OTC:KPCPY)
Select Model
Select Model
Rating:74Outperform
Price Target:
$34.00
â–²(13.37% Upside)
Action:Reiterated
Date:09/06/26
The score is driven primarily by solid financial performance (strong margins and steady ROE) tempered by rising leverage and historically volatile cash-flow trends. Technicals add support via a generally upward moving-average structure and positive MACD, though momentum is not strong. Valuation is a positive contributor, with a moderate P/E and a relatively high dividend yield.
Positive Factors
Strong profitability
High net and operating margins indicate that Kasikornbank is converting its banking revenue into substantial profits. The improvement in profits versus prior years supports earnings resilience and provides capacity to absorb credit costs, invest in digital channels, and reinforce its competitive position.
Negative Factors
Rising leverage
The increase in debt-to-equity shows that leverage has risen materially from 2024 levels, reducing financial flexibility relative to the prior period. If credit conditions weaken, higher leverage could constrain capital allocation and make the balance sheet less able to absorb pressure.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong profitability
High net and operating margins indicate that Kasikornbank is converting its banking revenue into substantial profits. The improvement in profits versus prior years supports earnings resilience and provides capacity to absorb credit costs, invest in digital channels, and reinforce its competitive position.
Read all positive factors
Kasikornbank Public Co (KPCPY) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$17.44B
Dividend Yield5.74%
Average Volume (3M)6.88K
Price to Earnings (P/E)11.3
Beta (1Y)0.28
Revenue Growth-5.99%
EPS Growth11.39%
CountryUS
Employees11,219
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)86.48
Shares Outstanding592,331,900
10 Day Avg. Volume12,668
30 Day Avg. Volume6,885
Financial Highlights & Ratios
PEG Ratio-65.50
Price to Book (P/B)0.80
Price to Sales (P/S)1.80
P/FCF Ratio3.89
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Kasikornbank Public Co Business Overview & Revenue Model
Company Description
Kasikornbank Public Company Limited, along with its affiliated entities, delivers a full spectrum of commercial banking products and services, catering to clients both in Thailand and internationally. For individual customers, the bank provides a ...
How the Company Makes Money
Kasikornbank primarily earns money through traditional banking intermediation and fee-based financial services. A major revenue stream is net interest income: the bank collects interest and fees on loans and credit facilities (e.g., retail lending...
Kasikornbank Public Co Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
74
Positive
Cash Flow
62
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 202.07B | 257.36B | 236.93B | 227.52B | 192.00B | 179.13B |
| Gross Profit | 172.18B | 183.74B | 162.02B | 153.32B | 127.50B | 129.55B |
| EBITDA | 79.18B | 75.23B | 72.41B | 64.61B | 55.17B | 59.30B |
| Net Income | 50.99B | 47.70B | 48.60B | 42.41B | 35.77B | 38.05B |
Balance Sheet | ||||||
| Total Assets | 4.57T | 4.56T | 4.33T | 4.28T | 4.25T | 4.10T |
| Cash, Cash Equivalents and Short-Term Investments | 1.45T | 441.86B | 778.74B | 676.58B | 682.91B | 770.31B |
| Total Debt | 249.81B | 272.09B | 185.59B | 199.69B | 159.32B | 217.08B |
| Total Liabilities | 3.90T | 3.89T | 3.69T | 3.69T | 3.68T | 3.57T |
| Stockholders Equity | 576.28B | 581.42B | 563.35B | 532.28B | 503.27B | 476.71B |
Cash Flow | ||||||
| Free Cash Flow | 84.32B | 119.39B | 68.78B | 643.25M | -9.47B | 236.32B |
| Operating Cash Flow | 87.31B | 120.35B | 77.86B | 9.54B | 503.93M | 241.75B |
| Investing Cash Flow | -210.18B | -154.60B | -60.15B | -8.01B | 25.78B | -251.22B |
| Financing Cash Flow | 11.59B | -54.96B | -20.29B | -9.90B | -29.13B | 7.48B |
Kasikornbank Public Co Technical Analysis
Neutral
29.99
Price Trends
29.03
Positive
26.63
Positive
24.71
Positive
Market Momentum
0.20
Positive
51.27
Neutral
-0.32
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For KPCPY, the sentiment is Neutral. The current price of 29.99 is below the 20-day moving average (MA) of 30.09, above the 50-day MA of 29.03, and above the 200-day MA of 24.71, indicating a neutral trend. The MACD of 0.20 indicates Positive momentum. The RSI at 51.27 is Neutral, neither overbought nor oversold. The STOCH value of -0.32 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for KPCPY.
Kasikornbank Public Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | $26.34B | 9.81 | 19.85% | 3.93% | 7.13% | -22.31% | |
74 Outperform | $17.44B | 11.29 | 8.79% | 5.74% | -5.99% | 11.39% | |
72 Outperform | $16.40B | 14.09 | 22.63% | 4.20% | 7.69% | 9.88% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | $21.10B | 16.17 | 21.49% | 5.23% | 3.94% | 3.40% | |
62 Neutral | $22.01B | 30.53 | 11.81% | 1.46% | 20.73% | 27.11% | |
54 Neutral | $7.52B | 66.00 | 2.13% | 3.77% | 3.21% | -89.45% |
* Financial Sector Average
KPCPY
Kasikornbank Public Co
29.75
9.95
50.22%
BCH
Banco De Chile
41.86
12.04
40.37%
BSBR
Banco Santander Brasil
5.88
0.70
13.60%
BSAC
Banco Santander Chile
35.27
9.76
38.25%
CIB
Grupo Cibest
103.12
53.37
107.27%
GGAL
Grupo Financiero Galicia SA
44.72
14.61
48.54%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.