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Kasikornbank Public Co
(OTC:KPCPY)
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Rating:73Outperform
Price Target:
$34.00
â–²(19.26% Upside)
Action:Reiterated
Date:08/18/26
Overall score is driven primarily by solid financial performance (strong margins and steady ROE, but weaker consistency in revenue and free-cash-flow growth) and a constructive technical trend (price above key moving averages with positive MACD, though momentum is near overbought). Valuation is supportive due to a moderate P/E and a strong dividend yield.
Positive Factors
Resilient Profitability
A roughly 21% TTM net margin and improving operating profitability indicate that KBank is converting banking revenue into earnings effectively. Sustained margins provide resilience against moderate funding-cost pressure and support ongoing investment in its core franchises.
Negative Factors
Uneven Revenue Growth
Although TTM revenue growth is positive, weaker results after stronger 2023 growth show that expansion has not been consistent. Uneven top-line momentum can limit operating leverage and make sustained earnings growth more dependent on margins and credit conditions.
Read all positive and negative factors
Positive Factors
Negative Factors
Resilient Profitability
A roughly 21% TTM net margin and improving operating profitability indicate that KBank is converting banking revenue into earnings effectively. Sustained margins provide resilience against moderate funding-cost pressure and support ongoing investment in its core franchises.
Read all positive factors
Kasikornbank Public Co (KPCPY) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$18.34B
Dividend Yield4.62%
Average Volume (3M)4.36K
Price to Earnings (P/E)11.4
Beta (1Y)0.20
Revenue Growth-5.99%
EPS Growth11.39%
CountryUS
Employees11,219
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)86.88
Shares Outstanding592,331,900
10 Day Avg. Volume157
30 Day Avg. Volume4,360
Financial Highlights & Ratios
PEG Ratio-65.50
Price to Book (P/B)0.80
Price to Sales (P/S)1.80
P/FCF Ratio3.89
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Kasikornbank Public Co Business Overview & Revenue Model
Company Description
Kasikornbank Public Company Limited, along with its affiliated entities, delivers a full spectrum of commercial banking products and services, catering to clients both in Thailand and internationally. For individual customers, the bank provides a ...
How the Company Makes Money
Kasikornbank primarily earns money through a bank revenue model centered on (1) interest income and (2) non-interest income. Interest-based revenue is generated by collecting interest on loans and credit facilities (e.g., retail and business lendi...
Kasikornbank Public Co Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
74
Positive
Cash Flow
66
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 231.46B | 257.36B | 236.93B | 227.52B | 192.00B | 179.13B |
| Gross Profit | 173.02B | 183.74B | 162.02B | 153.32B | 127.50B | 129.55B |
| EBITDA | 76.73B | 75.23B | 72.41B | 64.61B | 55.17B | 59.30B |
| Net Income | 50.99B | 47.70B | 48.60B | 42.41B | 35.77B | 38.05B |
Balance Sheet | ||||||
| Total Assets | 4.57T | 4.56T | 4.33T | 4.28T | 4.25T | 4.10T |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 441.86B | 778.74B | 676.58B | 682.91B | 770.31B |
| Total Debt | 285.76B | 272.09B | 185.59B | 199.69B | 159.32B | 217.08B |
| Total Liabilities | 3.90T | 3.89T | 3.69T | 3.69T | 3.68T | 3.57T |
| Stockholders Equity | 576.28B | 581.42B | 563.35B | 532.28B | 503.27B | 476.71B |
Cash Flow | ||||||
| Free Cash Flow | 66.95B | 119.39B | 68.78B | 643.25M | -9.47B | 236.32B |
| Operating Cash Flow | 68.79B | 120.35B | 77.86B | 9.54B | 503.93M | 241.75B |
| Investing Cash Flow | -199.49B | -154.60B | -60.15B | -8.01B | 25.78B | -251.22B |
| Financing Cash Flow | 21.44B | -54.96B | -20.29B | -9.90B | -29.13B | 7.48B |
Kasikornbank Public Co Technical Analysis
Neutral
28.51
Price Trends
28.39
Positive
26.12
Positive
24.48
Positive
Market Momentum
0.70
Positive
54.86
Neutral
54.76
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For KPCPY, the sentiment is Neutral. The current price of 28.51 is below the 20-day moving average (MA) of 30.22, above the 50-day MA of 28.39, and above the 200-day MA of 24.48, indicating a neutral trend. The MACD of 0.70 indicates Positive momentum. The RSI at 54.86 is Neutral, neither overbought nor oversold. The STOCH value of 54.76 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for KPCPY.
Kasikornbank Public Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | $35.65B | 9.75 | 9.20% | 2.62% | 5.37% | 14.38% | |
73 Outperform | $18.34B | 11.43 | 8.67% | 4.89% | -5.99% | 11.39% | |
72 Outperform | $16.49B | 13.80 | 22.63% | 4.43% | 7.69% | 9.88% | |
68 Neutral | $17.42B | 7.62 | 9.28% | 4.34% | 14.98% | 8.99% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | $20.84B | 16.00 | 21.49% | 5.37% | 3.94% | 3.40% | |
62 Neutral | $21.59B | 30.07 | 11.81% | 5.10% | 20.73% | 27.11% |
* Financial Sector Average
KPCPY
Kasikornbank Public Co
30.16
10.62
54.32%
BCH
Banco De Chile
41.60
13.94
50.37%
BSBR
Banco Santander Brasil
5.73
0.70
13.83%
BSAC
Banco Santander Chile
34.89
11.69
50.41%
SHG
Shinhan Financial Group Co
77.97
30.74
65.09%
WF
Woori Finance Holdings Co
71.62
17.85
33.20%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.