Want to see JP:8593 full AI Analyst Report?
Top Page
Mitsubishi UFJ Lease & Finance Company
(8593)
Select Model
Select Model
Rating:58Neutral
Price Target:
¥1,457.00
▲(3.89% Upside)
Action:Reiterated
Date:08/17/26
The score is driven primarily by financial fundamentals: improving earnings and margins are offset by high leverage and an uneven, recently negative cash-flow profile. Technically, the stock shows longer-term support but softer near-term trend and neutral momentum. Valuation is reasonable with a supportive dividend yield, providing some cushion but not fully countering balance-sheet and cash-flow risk.
Positive Factors
Multi-year earnings growth
The sustained increase in net income indicates that the company has expanded earnings capacity over several years. This provides a stronger fundamental base than a single-period improvement, although future results still depend on credit quality and funding costs.
Negative Factors
High and rising leverage
Heavy leverage makes the business more sensitive to funding costs, credit deterioration and tighter financing conditions. Continued debt growth increases the amount of assets and earnings needed to service obligations, limiting balance-sheet flexibility.
Read all positive and negative factors
Positive Factors
Negative Factors
Multi-year earnings growth
The sustained increase in net income indicates that the company has expanded earnings capacity over several years. This provides a stronger fundamental base than a single-period improvement, although future results still depend on credit quality and funding costs.
Read all positive factors
Mitsubishi UFJ Lease & Finance Company (8593) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥1.87T
Dividend Yield3.76%
Average Volume (3M)4.08M
Price to Earnings (P/E)13.7
Beta (1Y)0.60
Revenue Growth1.15%
EPS Growth-10.91%
CountryJP
Employees7,950
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)95.11
Shares Outstanding1,466,912,200
10 Day Avg. Volume5,418,270
30 Day Avg. Volume4,079,376
Financial Highlights & Ratios
PEG Ratio0.62
Price to Book (P/B)1.01
Price to Sales (P/S)0.91
P/FCF Ratio-5.96
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥1,830.00Price Target Upside30.48% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)116.06
Revenue Forecast (FY)¥2.29T
Mitsubishi UFJ Lease & Finance Company Business Overview & Revenue Model
Company Description
Mitsubishi HC Capital Inc., through its subsidiaries, delivers a wide array of leasing, installment sales, and other financial services across a global footprint. Their operations extend to Japan, North America, Europe, the Middle East, Asia, and ...
How the Company Makes Money
The company primarily makes money by originating and managing leasing and financing contracts and earning income over the life of those contracts. Key revenue streams typically include: (1) Lease-related income: It purchases assets (e.g., equipmen...
Mitsubishi UFJ Lease & Finance Company Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
52
Neutral
Cash Flow
34
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 2.17T | 2.22T | 2.09T | 1.95T | 1.90T | 1.77T |
| Gross Profit | 63.26B | 94.14B | 462.64B | 380.10B | 357.33B | 334.66B |
| EBITDA | 608.35B | 648.20B | 593.39B | 495.49B | 511.02B | 481.81B |
| Net Income | 136.54B | 162.21B | 135.17B | 123.84B | 116.24B | 99.40B |
Balance Sheet | ||||||
| Total Assets | 13.31T | 13.09T | 11.76T | 11.15T | 10.73T | 10.33T |
| Cash, Cash Equivalents and Short-Term Investments | 327.09B | 374.89B | 316.13B | 369.04B | 592.90B | 542.96B |
| Total Debt | 10.10T | 9.92T | 8.88T | 8.50T | 8.30T | 8.14T |
| Total Liabilities | 11.29T | 11.08T | 9.96T | 9.44T | 9.18T | 9.00T |
| Stockholders Equity | 2.01T | 1.99T | 1.79T | 1.69T | 1.53T | 1.31T |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -337.67B | 0.00 | -47.13B | 37.96B | 186.22B |
| Operating Cash Flow | 0.00 | -326.88B | 0.00 | -49.13B | 46.75B | 195.84B |
| Investing Cash Flow | 0.00 | -33.94B | -96.98B | 143.34B | -127.32B | -107.88B |
| Financing Cash Flow | 0.00 | 469.37B | 353.63B | -222.98B | -8.95B | -192.16B |
Mitsubishi UFJ Lease & Finance Company Technical Analysis
Negative
1402.50
Price Trends
1368.03
Negative
1341.35
Negative
1354.42
Negative
Market Momentum
-18.12
Positive
39.02
Neutral
16.75
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8593, the sentiment is Negative. The current price of 1402.5 is above the 20-day moving average (MA) of 1337.99, above the 50-day MA of 1368.03, and above the 200-day MA of 1354.42, indicating a bearish trend. The MACD of -18.12 indicates Positive momentum. The RSI at 39.02 is Neutral, neither overbought nor oversold. The STOCH value of 16.75 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8593.
Mitsubishi UFJ Lease & Finance Company Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
83 Outperform | ¥404.83B | 12.26 | 13.94% | 4.10% | 2.32% | 3.67% | |
80 Outperform | ¥6.01T | 10.27 | 13.63% | 2.94% | 17.01% | 71.67% | |
69 Neutral | ¥12.28B | 8.32 | ― | 4.65% | 10.00% | 9.99% | |
68 Neutral | ¥389.24B | 6.28 | ― | 4.17% | 15.93% | 16.92% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
60 Neutral | ¥191.42B | 15.15 | ― | 3.41% | 7.70% | -19.10% | |
58 Neutral | ¥1.87T | 13.72 | 7.05% | 3.76% | 1.15% | -10.91% |
* Financial Sector Average
JP:8593
Mitsubishi UFJ Lease & Finance Company
1,304.50
156.55
13.64%
JP:8591
ORIX
5,770.00
2,110.38
57.67%
JP:7164
Zenkoku Hosho Co
3,047.00
-43.69
-1.41%
JP:8425
Mizuho Leasing Company, Limited
1,247.00
30.55
2.51%
JP:8566
Ricoh Leasing Company,Ltd.
6,210.00
664.81
11.99%
JP:9763
Marubeni Construction Material Lease Co., Ltd.
1,205.00
143.74
13.54%
Mitsubishi UFJ Lease & Finance Company Corporate Events
Mitsubishi HC Capital Q1 Profit Plunges but Full-Year Outlook and Dividend Plan Intact
Aug 7, 2026
Mitsubishi HC Capital reported a sharp profit decline for the three months ended June 30, 2026, with revenues down 7.8% year on year to ¥539.1 billion and net income attributable to owners of the parent dropping 44.8% to ¥31.6 billion. O...
Mitsubishi HC Capital lifts annual dividend for 27th straight year
May 20, 2026
Mitsubishi HC Capital Inc. has approved a year-end dividend of 24 yen per share for the fiscal year ended March 31, 2026, in line with its earlier forecast and funded from retained earnings. This brings the total annual dividend to 46 yen per shar...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.