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Mizuho Leasing Company, Limited (JP:8425)
:8425
Japanese Market
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Mizuho Leasing Company, Limited (8425) AI Stock Analysis

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JP:8425

Mizuho Leasing Company, Limited

(8425)

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Neutral 68 (OpenAI - 5.2)
Rating:68Neutral
Price Target:
¥1,481.00
▲(4.81% Upside)
Action:Reiterated
Date:08/17/26
The score is supported by attractive valuation (low P/E and solid dividend) and constructive technicals (price above key moving averages with positive MACD). These positives are tempered by financial risk, notably high leverage and historically weak/volatile cash flow despite recent improvement.
Positive Factors
Revenue and earnings growth
Strong latest-year revenue and earnings growth indicates continued demand for corporate leasing and finance solutions, supporting scale and future earnings capacity if customer acquisition and credit quality remain sound.
Negative Factors
Elevated financial leverage
Very high leverage leaves limited room for error if credit losses increase or funding conditions tighten. Higher financing sensitivity can pressure earnings, capital flexibility, and the ability to absorb adverse credit or asset-value outcomes.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and earnings growth
Strong latest-year revenue and earnings growth indicates continued demand for corporate leasing and finance solutions, supporting scale and future earnings capacity if customer acquisition and credit quality remain sound.
Read all positive factors

Mizuho Leasing Company, Limited (8425) vs. iShares MSCI Japan ETF (EWJ)

Mizuho Leasing Company, Limited Business Overview & Revenue Model

Company Description
Mizuho Leasing Company, Limited is a diversified financial services firm, specializing in comprehensive leasing solutions for both domestic Japanese and international markets. Its operations are primarily categorized into three segments: Leasing a...
How the Company Makes Money
Mizuho Leasing makes money primarily by providing financing tied to customer asset needs and earning returns from that financing over time. Key revenue drivers typically include: (1) Leasing and installment financing income: the company acquires o...

Mizuho Leasing Company, Limited Financial Statement Overview

Summary
Income statement strength (Score 74) is offset by elevated leverage on the balance sheet (Score 57; debt-to-equity ~7.95x) and weak/volatile cash generation (Cash Flow Score 41) despite FY2026 improvement. Overall fundamentals are decent, but financial risk remains meaningful.
Income Statement
74
Positive
Balance Sheet
57
Neutral
Cash Flow
41
Neutral
BreakdownTTMMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue912.02B921.59B695.42B656.13B529.70B554.81B
Gross Profit71.58B66.23B86.34B73.62B61.37B54.53B
EBITDA92.91B96.40B70.22B57.96B48.97B35.10B
Net Income55.64B47.61B42.04B35.22B28.40B14.90B
Balance Sheet
Total Assets4.32T4.18T3.90T3.36T2.95T2.75T
Cash, Cash Equivalents and Short-Term Investments632.90B566.71B507.77B420.38B356.70B265.19B
Total Debt3.60T3.40T3.30T2.86T2.56T2.39T
Total Liabilities3.85T3.72T3.50T3.03T2.68T2.52T
Stockholders Equity450.82B428.08B382.88B308.90B262.76B219.44B
Cash Flow
Free Cash Flow0.0015.53B-399.94B-195.78B-119.63B-70.83B
Operating Cash Flow0.0026.44B-393.32B-192.21B-117.82B-68.50B
Investing Cash Flow0.00-116.01B-53.18B-51.97B-17.11B-27.71B
Financing Cash Flow0.00146.37B457.13B266.52B143.52B99.81B

Mizuho Leasing Company, Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price1413.00
Price Trends
50DMA
1330.36
Positive
100DMA
1338.16
Positive
200DMA
1366.66
Positive
Market Momentum
MACD
14.00
Positive
RSI
52.94
Neutral
STOCH
55.99
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8425, the sentiment is Positive. The current price of 1413 is above the 20-day moving average (MA) of 1367.95, above the 50-day MA of 1330.36, and above the 200-day MA of 1366.66, indicating a bullish trend. The MACD of 14.00 indicates Positive momentum. The RSI at 52.94 is Neutral, neither overbought nor oversold. The STOCH value of 55.99 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8425.

Mizuho Leasing Company, Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
¥6.51T11.1113.63%2.73%17.01%71.67%
69
Neutral
¥13.20B8.944.33%10.00%9.99%
68
Neutral
¥384.08B6.893.73%15.93%16.92%
66
Neutral
¥199.28B16.708.85%3.73%73.44%32.45%
60
Neutral
¥207.45B16.421.91%7.70%-19.10%
58
Neutral
¥2.00T14.667.05%3.52%1.15%-10.91%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:8425
Mizuho Leasing Company, Limited
1,368.00
107.89
8.56%
JP:8511
Japan Securities Finance Co
2,497.00
684.25
37.75%
JP:8593
Mitsubishi UFJ Lease & Finance Company
1,394.00
208.67
17.60%
JP:8591
ORIX
6,242.00
2,479.16
65.89%
JP:8566
Ricoh Leasing Company,Ltd.
6,730.00
1,076.19
19.03%
JP:9763
Marubeni Construction Material Lease Co., Ltd.
1,295.00
165.43
14.65%

Mizuho Leasing Company, Limited Corporate Events

Mizuho Leasing Injects ¥1.08 Billion Into Restricted Stock Benefit Trust
Jul 30, 2026
Mizuho Leasing Company, Limited has approved an additional cash contribution to its Stock Benefit Trust Board Benefit Trust-Restricted Stock plan, designed to provide share-based benefits to eligible stakeholders. The move underscores the company&...
Mizuho Leasing Delivers Profit Surge in First Quarter, Confirms Full-Year Outlook and Dividend Plan
Jul 30, 2026
Mizuho Leasing reported strong earnings for the three months ended June 30, 2026, with profit attributable to owners of the parent climbing 52.7% year-on-year to ¥23.3 billion despite a 4.4% decline in net sales to ¥209.9 billion. Operat...
Mizuho Leasing Reviews Impact After Quake Damage at Aeon Mall Kumamoto
Jul 29, 2026
Mizuho Leasing reported that Aeon Mall Kumamoto, a property in Kumamoto Prefecture held through trust beneficiary rights by its consolidated subsidiary ML Estate, suffered casualties and partial building damage following an explosion triggered by ...
Mizuho Leasing Raises JPY 25 Billion via AA-Rated Unsecured Bonds in Japan
Jul 23, 2026
Mizuho Leasing Company, Limited has decided to issue its 36th and 37th series of unsecured straight corporate bonds in the Japanese market to strengthen its funding base. The issuance, targeting institutional and other public investors in Japan, u...
Mizuho Leasing Raises ¥45.9 Billion via Non‑Voting Class A Share Issuance to Mizuho Financial Group
Jul 1, 2026
Mizuho Leasing Company, Limited has completed payment procedures for the issuance of 32 million non‑voting Class A shares to Mizuho Financial Group via a third‑party allotment, raising an estimated ¥45.89 billion in net proceeds. ...
Mizuho Leasing Outlines Ties to Controlling Shareholders and Planned Ownership Shift
Jun 25, 2026
Mizuho Leasing disclosed its relationships with key controlling shareholders, noting that Mizuho Financial Group holds 23.62% and Marubeni 20.03% of its voting rights as of March 31, 2026, making the company an equity-method affiliate of both. It ...
Mizuho Leasing Corrects Cash Flow Figures in FY2026 Results
Jun 4, 2026
Mizuho Leasing Company, Limited has corrected errors in its previously released consolidated financial results for the fiscal year ended March 31, 2026, specifically in the consolidated statements of cash flows. The company identified aggregation ...
Mizuho Leasing Lifts Stake in TRE HOLDINGS to Just Over 10%
May 20, 2026
Mizuho Leasing has completed the acquisition of an additional 3,213,200 common shares of TRE HOLDINGS CORPORATION, bringing its total stake to 4,791,600 shares, or 10.06% of voting rights. The shares were obtained on May 20, 2026 through an off-ma...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 17, 2026