Ricoh Leasing Company,Ltd. AI Stock Analysis
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Ricoh Leasing Company,Ltd. (8566) AI Stock Analysis
Ricoh Leasing Company,Ltd.
(TSE/TYO:8566)
The overall score is low, driven primarily by significant financial weaknesses. Persistent cash burn and high debt levels are major concerns. Bearish technical signals reinforce the negative outlook. A moderate valuation and decent dividend yield provide some support but are insufficient to offset the fundamental risks.
Ricoh Leasing Company,Ltd. (8566) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 196.35B
- Dividend Yield
- 3.39%
- Average Volume (3M)
- 43.77K
- Price to Earnings (P/E)
- 15.2
- Beta (1Y)
- 0.47
- Revenue Growth
- 3.94%
- EPS Growth
- -5.94%
- Country
- Japan
- Employees
- 1,686
- Sector
- General
- Sector Strength
- 55
- Industry
- Financial - Credit Services
Ricoh Leasing Company,Ltd. Business Overview & Revenue Model
Company Description
Ricoh Leasing Co., Ltd. engages in leasing, installments and financial services business. It operates through the following segments: Lease and Installment, Financial Service, and Others. The Lease and Installment segment deals with financing and lea...
Ricoh Leasing Company,Ltd. Financial Statement Overview
Summary
Financial health is weak. Revenue growth is offset by severe margin compression (gross margin halved to 7.4%) and persistent negative operating and free cash flows for four years. High and rising leverage (D/E 4.5x) adds significant financial risk, despite positive net income.
Income Statement
45NeutralBalance Sheet
35NegativeCash Flow
25Negative| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 343.44B | 338.58B | 312.16B | 308.33B | 298.89B | 326.27B |
| Gross Profit | 19.11B | 24.88B | 48.55B | 45.57B | 43.27B | 37.70B |
| EBITDA | 45.11B | 44.92B | 44.22B | 36.45B | 39.52B | 34.39B |
| Net Income | 12.63B | 12.82B | 15.66B | 11.28B | 14.87B | 12.02B |
Balance Sheet | ||||||
| Total Assets | 1.48T | 1.47T | 1.38T | 1.25T | 1.24T | 1.16T |
| Cash, Cash Equivalents and Short-Term Investments | 4.25B | 7.21B | 1.34B | 4.96B | 14.12B | 11.03B |
| Total Debt | 1.11T | 1.10T | 1.02T | 914.36B | 921.82B | 838.64B |
| Total Liabilities | 1.24T | 1.22T | 1.14T | 1.03T | 1.03T | 969.38B |
| Stockholders Equity | 241.15B | 241.68B | 234.07B | 221.93B | 211.71B | 191.33B |
Cash Flow | ||||||
| Free Cash Flow | 0 | -63.71B | -105.66B | -12.86B | -30.44B | 24.24B |
| Operating Cash Flow | 0 | -51.73B | -94.40B | -753.00M | -16.90B | 38.93B |
| Investing Cash Flow | 0 | -13.23B | -12.27B | -13.39B | -17.30B | -21.80B |
| Financing Cash Flow | 0 | 70.82B | 103.05B | 4.98B | 43.49B | -6.96B |
Ricoh Leasing Company,Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8566, the sentiment is Neutral. The current price of 6390.00 is above the 20-day moving average (MA) of 6300.50, below the 50-day MA of 6495.22, and above the 200-day MA of 6178.67, indicating a neutral trend. The MACD of -69.30 indicates Negative momentum. The RSI at 46.20 is Neutral, neither overbought nor oversold. The STOCH value of 38.10 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:8566.
Ricoh Leasing Company,Ltd. Peers Comparison
Overall Rating
JP:859174Outperform
JP:976369Neutral
JP:842568Neutral
JP:859358Neutral
JP:857049Neutral- JP:856641Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8591 | 74Outperform | JPY 5.43T | 5.78 | 21.88% | 3.29% | 13.19% | 143.04% |
| JP:9763 | 69Neutral | JPY 12.65B | 8.58 | ― | 4.50% | 7.44% | -18.85% |
| JP:8425 | 68Neutral | JPY 435.12B | 6.59 | ― | 3.92% | 11.45% | 31.25% |
| JP:8593 | 58Neutral | JPY 1.91T | 14.00 | 7.05% | 3.69% | 1.15% | -10.91% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
| JP:8570 | 49Neutral | JPY 319.97B | 14.10 | 4.80% | 3.61% | 8.37% | 58.03% |
| JP:8566 | 41Neutral | JPY 191.42B | 15.18 | ― | 3.39% | 3.94% | -5.94% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:8566 | Ricoh Leasing Company,Ltd. | 6390.00 | 922.09 | 16.86% | |
| JP:8570 | AEON Financial Service Co | 1469.50 | -14.12 | -0.95% | |
| JP:8593 | Mitsubishi UFJ Lease & Finance Company | 1348.50 | 127.18 | 10.41% | |
| JP:8591 | ORIX Corporation | 5470.00 | 1553.41 | 39.66% | |
| JP:8425 | Mizuho Leasing Company, Limited | 1421.00 | 192.99 | 15.72% | |
| JP:9763 | Marubeni Construction Material Lease Co., Ltd. | 1245.00 | 76.49 | 6.55% |
Ricoh Leasing Company,Ltd. Corporate Events
Ricoh Leasing Releases FY2026 Second-Quarter Financial Highlights
Ricoh Leasing Company, Ltd. is identified as the issuer, but the release does not provide details about its industry, products, services, or market focus. Dated November 4, 2026, the document presents second-quarter financial highlights for the fisca...
Ricoh Leasing Reports Higher Sales, Lower Operating Profit
Ricoh Leasing is a Japanese leasing and financial services company providing equipment leasing and related financing solutions. For the six months ended September 30, 2026, net sales rose 2.2% year over year to ¥174.6 billion, while operating profit...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 10, 2026