Kita-Nippon Bank, Ltd. (8551) Stock Price & Analysis

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8551 Stock Chart & Stats

¥2,214.00-¥159.00(-6.70%)

At close: Nov 12 3:30 PM GMT+9

Day’s Range: JPY 2,150.00 - JPY 2,397.00
52-Week Range: JPY 1,328.33 - JPY 3,100.00
Previous Close: JPY 2,373.00
Volume: N/A
Average Volume (3M): 161.35K
Market Cap: JPY 58.66B
Enterprise Value: -JPY 53.21B
Total Cash (Recent Filing): JPY 165.90B
Total Debt (Recent Filing): JPY 1.38B
Price to Earnings (P/E): 10.9
Beta: 1.41
Next Earnings: Jan 29, 2027 (Est.)
EPS Estimate: N/A
Next Dividend Ex-Date: Mar 30, 2027
Dividend Yield: 8.85%

Bulls Say, Bears Say

Bulls Say

Revenue And Earnings Growth

Revenue reached 30.0B in 2026, up 17.7% year over year, while net income rose to 4.36B. This combination indicates expanding operating scale and earnings capacity, giving the regional bank more resources to invest in customer relationships and defend its position over coming quarters.

Conservative Leverage

Very low recent debt-to-equity and rising equity provide a strong capital base for a regional bank. This supports resilience against credit or market stress, preserves flexibility to maintain lending, and reduces the burden of debt service as the business develops.

Improving Recent Cash Generation

The return to strong operating cash flow and sizable positive free cash flow in the two latest years improves confidence that recent earnings are converting into financial resources. Sustained cash generation can support capital retention, lending activity, and investment without relying as heavily on external funding.

Bears Say

Volatile Cash Flow History

Although cash generation recently improved, the earlier large swings and periods of negative or zero free cash flow show that reported earnings have not consistently translated into cash. That volatility can make capital planning less predictable and weaken confidence in the durability of internal funding.

Inconsistent Historical Debt Levels

The sharp change from very high reported debt to very low leverage complicates assessment of the bank’s underlying balance-sheet trajectory. Even with conservative recent leverage, inconsistent historical readings warrant continued scrutiny of funding structure and the sustainability of current capital strength.

Moderate Capital Efficiency

Stable mid-single-digit ROE indicates that the bank is generating dependable returns but using its growing equity base with only moderate efficiency. The softer latest net margin also suggests that faster revenue growth has not translated proportionally into profitability, potentially limiting earnings leverage.

Kita-Nippon Bank, Ltd. News

Kita-Nippon Bank Reports Six-Month Consolidated Results

The latest update is out from Kita-Nippon Bank, Ltd. ( ($JP:8551) ). Kita-Nippon Bank, Ltd., a Tokyo Stock Exchange-listed bank, reported consolidated results for the six months ended September 30,

1d ago8551

Kita-Nippon Bank Posts Strong Q1 Earnings and Announces 3-for-1 Stock Split

Kita-Nippon Bank, Ltd. ( ($JP:8551) ) just unveiled an update. Kita-Nippon Bank reported strong consolidated results for the three months ended June 30, 2026, with ordinary income up 27.5% year

3M ago8551

Kita-Nippon Bank Completes Restricted Stock Grant to Executives

Kita-Nippon Bank, Ltd. ( ($JP:8551) ) has provided an announcement. The Kita-Nippon Bank has completed payment procedures for the disposal of treasury stock used as restricted stock remuneration for its

3M ago8551

Kita-Nippon Bank to Grant Restricted Treasury Shares to Directors and Executives

Kita-Nippon Bank, Ltd. ( ($JP:8551) ) just unveiled an update. Kita-Nippon Bank will dispose of 6,000 shares of its treasury stock on July 22, 2026 as restricted stock remuneration for

4M ago8551

Kita-Nippon Bank Lifts Earnings and Sharply Hikes Dividend for FY2026

The latest announcement is out from Kita-Nippon Bank, Ltd. ( ($JP:8551) ). Kita-Nippon Bank reported solid earnings growth for the fiscal year ended March 31, 2026, with ordinary income rising

6M ago8551

Kita-Nippon Bank Reports Strong Income Growth Despite Profit Decline

Kita-Nippon Bank, Ltd. ( ($JP:8551) ) has provided an update. Kita-Nippon Bank, Ltd. reported its consolidated financial results for the six months ended September 30, 2025, showing a 13% increase

1y ago8551

Kita-Nippon Bank Upgrades Financial Forecasts Amid Rising Interest Income

Kita-Nippon Bank, Ltd. ( ($JP:8551) ) has shared an update. Kita-Nippon Bank has revised its financial forecasts for the six months ending September 30, 2025, showing significant increases in ordinary

1y ago8551

Kita-Nippon Bank Reports Q1 2025 Financial Results with Income Growth

Kita-Nippon Bank, Ltd. ( ($JP:8551) ) has shared an update. Kita-Nippon Bank, Ltd. reported its consolidated financial results for the three months ended June 30, 2025, showing an increase in

1y ago8551

Kita-Nippon Bank Completes Treasury Stock Disposal for Director Remuneration

The latest update is out from Kita-Nippon Bank, Ltd. ( ($JP:8551) ). The Kita-Nippon Bank, Ltd. has completed the payment procedures for the disposal of 9,800 shares of its treasury

1y ago8551

Kita-Nippon Bank Announces Disposal of Treasury Stock for Director Incentives

The latest announcement is out from Kita-Nippon Bank, Ltd. ( ($JP:8551) ). Kita-Nippon Bank, Ltd. announced the disposal of 9,800 shares of its treasury stock as part of a Restricted

1y ago8551

8551 FAQ

What was Kita-Nippon Bank, Ltd.’s price range in the past 12 months?

Kita-Nippon Bank, Ltd. lowest stock price was ¥1328.33 and its highest was ¥3100.00 in the past 12 months.

What is Kita-Nippon Bank, Ltd.’s market cap?

Kita-Nippon Bank, Ltd.’s market cap is ¥58.66B.

When is Kita-Nippon Bank, Ltd.’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were Kita-Nippon Bank, Ltd.’s earnings last quarter?

Kita-Nippon Bank, Ltd. released its earnings results on Nov 12, 2026. The company reported ¥21.938 earnings per share for the quarter.

Is Kita-Nippon Bank, Ltd. overvalued?

Not enough analysts have published a price target to calculate whether the price is overvalued.

Does Kita-Nippon Bank, Ltd. pay dividends?

Kita-Nippon Bank, Ltd. pays a semiannual dividend of ¥32 which represents an annual dividend yield of 8.85%. See more information on Kita-Nippon Bank, Ltd. dividends here

What is Kita-Nippon Bank, Ltd.’s EPS estimate?

Kita-Nippon Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Kita-Nippon Bank, Ltd. have?

Kita-Nippon Bank, Ltd. has 25,031,328 shares outstanding.

What happened to Kita-Nippon Bank, Ltd.’s price movement after its last earnings report?

Kita-Nippon Bank, Ltd. reported an EPS of ¥21.938 in its last earnings report. Following the earnings report the stock price went down -6.7%.

Which hedge fund is a major shareholder of Kita-Nippon Bank, Ltd.?

Currently, no hedge funds are holding shares in JP:8551

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

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