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8558 Stock Chart & Stats
¥1151.00
¥7.00(1.09%)
At close: 4:00 PM EST
¥1151.00
¥7.00(1.09%)
Day’s Range― - ―
52-Week Range¥886.00 - ¥1,623.00
Previous CloseN/A
Volume90.30K
Average Volume (3M)164.06K
Market Cap
¥44.84B
Enterprise Value-¥69.53B
Total Cash (Recent Filing)¥230.46B
Total Debt (Recent Filing)¥108.80B
Price to Earnings (P/E)―
Beta1.16
Next Earnings
Nov 10, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.77%
Share Statistics
EPS (TTM)-825.30
Shares Outstanding35,775,870
10 Day Avg. Volume176,630
30 Day Avg. Volume164,056
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.39
Price to Sales (P/S)0.90
P/FCF Ratio6.85
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Regional Banking FranchiseTowa Bank serves multiple recurring financial needs across individuals, small businesses and local communities. This regional banking model can support durable customer relationships and diversified fee and interest income, while its essential deposit, lending and payment services remain relevant across economic cycles.
Positive 2026 Cash FlowPositive operating and free cash flow in 2026 indicates the bank generated liquidity despite reporting a loss. This provides some internal funding capacity for ongoing operations and capital needs, although the benefit is tempered by the substantial volatility recorded across earlier periods.
Long-term Leverage ReductionAlthough leverage has recently risen, debt-to-equity remains materially below the very high levels recorded in 2021–2022. That longer-term reduction indicates progress in balance-sheet risk management and provides a stronger starting position for absorbing pressure than the bank had several years ago.
Bears Say
Severe Earnings DeteriorationThe latest annual results show a sharp swing from profitability to a large net loss, with operating and EBITDA margins deeply negative. This weakens retained capital generation and raises concern that strong reported revenue growth is not translating into sustainable earnings power over coming quarters.
Unstable Cash GenerationCash generation has not been consistent enough to provide dependable visibility: prior periods included extreme negative and positive movements, while 2025 recorded zero operating and free cash flow. Such variability can complicate planning, capital allocation and the ability to fund needs internally.
Recent Leverage IncreaseThe recent reversal in leverage is a negative development after earlier de-risking, increasing the balance sheet burden while profitability is under pressure. Higher debt relative to equity can reduce financial flexibility and make it harder to absorb further earnings weakness or unexpected losses.
Towa Bank, Ltd. News
8558 FAQ
What was Towa Bank, Ltd.’s price range in the past 12 months?
Towa Bank, Ltd. lowest stock price was ¥886.00 and its highest was ¥1623.00 in the past 12 months.
What is Towa Bank, Ltd.’s market cap?
Towa Bank, Ltd.’s market cap is ¥44.84B.
When is Towa Bank, Ltd.’s upcoming earnings report date?
Towa Bank, Ltd.’s upcoming earnings report date is Nov 10, 2026 which is in 19 days.
How were Towa Bank, Ltd.’s earnings last quarter?
Towa Bank, Ltd. released its earnings results on Aug 04, 2026. The company reported -¥85.14 earnings per share for the quarter.
Is Towa Bank, Ltd. overvalued?
According to Wall Street analysts Towa Bank, Ltd.’s price is currently Overvalued.
Does Towa Bank, Ltd. pay dividends?
Towa Bank, Ltd. pays a Annually dividend of ¥50 which represents an annual dividend yield of 2.77%. See more information on Towa Bank, Ltd. dividends here
What is Towa Bank, Ltd.’s EPS estimate?
Towa Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Towa Bank, Ltd. have?
Towa Bank, Ltd. has 35,775,870 shares outstanding.
What happened to Towa Bank, Ltd.’s price movement after its last earnings report?
Towa Bank, Ltd. reported an EPS of -¥85.14 in its last earnings report. Following the earnings report the stock price went up 0.671%.
Which hedge fund is a major shareholder of Towa Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8558
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Towa Bank, Ltd.
The Towa Bank, Ltd. provides various banking products and services. It offers deposit, lending, ancillary, securities investment, entrustment of corporate bonds, domestic exchange, and foreign exchange services, as well as credit cards. The company was founded in 1917 and is headquartered in Maebashi, Japan.
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