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7322 Stock Chart & Stats
¥4655.00
¥16.00(0.70%)
At close: 4:00 PM EST
¥4655.00
¥16.00(0.70%)
Day’s Range― - ―
52-Week Range¥875.00 - ¥2,333.00
Previous CloseN/A
Volume83.30K
Average Volume (3M)387.31K
Market Cap
¥192.43B
Enterprise Value¥112.15B
Total Cash (Recent Filing)¥350.32B
Total Debt (Recent Filing)¥283.60B
Price to Earnings (P/E)16.7
Beta1.24
Next Earnings
Nov 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.18%
Share Statistics
EPS (TTM)115.36
Shares Outstanding104,670,340
10 Day Avg. Volume259,480
30 Day Avg. Volume387,306
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)0.65
Price to Sales (P/S)1.95
P/FCF Ratio8.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilityThe 2026 revenue acceleration and steady net-income improvement indicate stronger operating performance than in the prior two years. If maintained, this higher earnings base can support internal capital formation and improve the group’s ability to fund banking operations and strategic initiatives.
Improved LeverageLower leverage alongside rising equity strengthens the group’s capital position relative to its 2022 peak. This improvement provides greater resilience within the regional banking model, potentially reducing balance-sheet pressure and giving management more flexibility across changing credit and funding conditions.
2026 Cash ConversionPositive operating and free cash flow in 2026, with free cash flow close to reported net income, provides evidence that recent earnings were accompanied by cash generation. This supports capital retention and strengthens the durability of near-term financial performance if the relationship persists.
Bears Say
Volatile Revenue TrendThe uneven revenue pattern reduces confidence that the latest acceleration represents a consistently compounding growth profile. Repeated changes in direction make future earnings less predictable and may complicate capital planning, budgeting, and the assessment of sustainable operating momentum.
Modest Returns On EquityAlthough ROE has improved, its still-modest level suggests the group is not yet generating especially strong earnings from its capital base. Large absolute debt and variable debt levels add balance-sheet sensitivity, which could constrain profitability and financial flexibility if conditions tighten.
Inconsistent Cash GenerationThe positive 2026 cash-flow result is offset by multiple years of zero reported cash flow and a major negative result in 2023. This history indicates that earnings conversion has not been consistently reliable, making internal funding capacity and multi-year cash planning less predictable.
San ju San Financial Group, Inc. News
7322 FAQ
What was San ju San Financial Group, Inc.’s price range in the past 12 months?
San ju San Financial Group, Inc. lowest stock price was ¥875.00 and its highest was ¥2333.00 in the past 12 months.
What is San ju San Financial Group, Inc.’s market cap?
San ju San Financial Group, Inc.’s market cap is ¥192.43B.
When is San ju San Financial Group, Inc.’s upcoming earnings report date?
San ju San Financial Group, Inc.’s upcoming earnings report date is Nov 13, 2026 which is in 22 days.
How were San ju San Financial Group, Inc.’s earnings last quarter?
San ju San Financial Group, Inc. released its earnings results on Jul 31, 2026. The company reported ¥23.49 earnings per share for the quarter.
Is San ju San Financial Group, Inc. overvalued?
According to Wall Street analysts San ju San Financial Group, Inc.’s price is currently Overvalued.
Does San ju San Financial Group, Inc. pay dividends?
San ju San Financial Group, Inc. pays a Semiannually dividend of ¥28 which represents an annual dividend yield of 2.18%. See more information on San ju San Financial Group, Inc. dividends here
What is San ju San Financial Group, Inc.’s EPS estimate?
San ju San Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does San ju San Financial Group, Inc. have?
San ju San Financial Group, Inc. has 104,670,340 shares outstanding.
What happened to San ju San Financial Group, Inc.’s price movement after its last earnings report?
San ju San Financial Group, Inc. reported an EPS of ¥23.49 in its last earnings report. Following the earnings report the stock price went up 3.692%.
Which hedge fund is a major shareholder of San ju San Financial Group, Inc.?
Currently, no hedge funds are holding shares in JP:7322
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
San ju San Financial Group, Inc.
San ju San Financial Group, Inc. delivers a broad spectrum of financial and banking solutions. The company's operations are structured across two primary divisions: Banking and Leasing. The Banking segment manages deposit accounts, offers investment products such as government bonds and investment trusts, provides lending services, executes domestic and foreign currency exchanges, distributes insurance policies, and handles corporate bond custody and registration. The Leasing division is dedicated to its core leasing activities. Additionally, the group extends its services to include credit card issuance and credit guarantee programs. This enterprise, founded in 1895, maintains its headquarters in Yokkaichi, Japan.
Technical Analysis
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