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First Bank of Toyama Ltd. (JP:7184)
:7184
Japanese Market
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First Bank of Toyama Ltd. (7184) Price & Analysis

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7184 Stock Chart & Stats

¥1815.00
¥8.00(0.75%)
At close: 4:00 PM EST
¥1815.00
¥8.00(0.75%)

Bulls Say, Bears Say

Bulls Say
Improved Profitability And MarginsSustained revenue growth and a large margin expansion indicate the bank has improved core earnings quality and operating leverage. Higher and more durable margins support internal capital generation, capacity to fund lending or dividends, and resilience to normal cyclical earnings variability.
Stronger, De‑risked Balance SheetMarked reduction in leverage and a materially larger equity base improve solvency and regulatory headroom. This structural strengthening increases the bank's ability to absorb credit losses, support loan growth, and maintain funding flexibility over the medium term.
Positive Free Cash Flow ConversionConsistent positive FCF and high FCF-to-earnings in recent years show the bank can convert profits into cash for dividends, capital expenditure, or balance sheet strengthening. Reliable cash conversion enhances long-term financial flexibility and supports strategic execution.
Bears Say
Volatile Operating Cash FlowsHistorical swings in operating cash flow reduce predictability of available liquidity and make planning for dividends, provisioning, and loan growth harder. For a regional bank, asset and liability timing or securities moves can drive large cash swings and stress short‑term funding.
Modest Historical Returns On EquityPersistently low-to-modest ROE implies limited capital efficiency and can restrain shareholder returns even after de‑risking. Unless the bank sustains higher margins or accelerates profitable lending, the enlarged equity base may dilute return rates over the medium term.
Revenue Sensitivity To CycleHistorically uneven top-line performance shows the bank's revenues are exposed to interest‑rate and local credit cycles. This structural sensitivity can produce lumpy earnings and requires disciplined asset mix and risk management to achieve steadier growth over multiple cycles.

First Bank of Toyama Ltd. News

7184 FAQ

What was First Bank of Toyama Ltd.’s price range in the past 12 months?
First Bank of Toyama Ltd. lowest stock price was ¥1151.00 and its highest was ¥3210.00 in the past 12 months.
    What is First Bank of Toyama Ltd.’s market cap?
    First Bank of Toyama Ltd.’s market cap is ¥181.41B.
      When is First Bank of Toyama Ltd.’s upcoming earnings report date?
      First Bank of Toyama Ltd.’s upcoming earnings report date is Nov 06, 2026 which is in 91 days.
        How were First Bank of Toyama Ltd.’s earnings last quarter?
        First Bank of Toyama Ltd. released its earnings results on Aug 03, 2026. The company reported ¥124.51 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is First Bank of Toyama Ltd. overvalued?
          According to Wall Street analysts First Bank of Toyama Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does First Bank of Toyama Ltd. pay dividends?
            First Bank of Toyama Ltd. pays a Semiannually dividend of ¥37.5 which represents an annual dividend yield of 2.89%. See more information on First Bank of Toyama Ltd. dividends here
              What is First Bank of Toyama Ltd.’s EPS estimate?
              First Bank of Toyama Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does First Bank of Toyama Ltd. have?
              First Bank of Toyama Ltd. has 63,000,000 shares outstanding.
                What happened to First Bank of Toyama Ltd.’s price movement after its last earnings report?
                First Bank of Toyama Ltd. reported an EPS of ¥124.51 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 4.26%.
                  Which hedge fund is a major shareholder of First Bank of Toyama Ltd.?
                  Currently, no hedge funds are holding shares in JP:7184
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    First Bank of Toyama Ltd.

                    The First Bank of Toyama, Ltd. offers a comprehensive range of financial services, catering to individual clients, corporate entities, and business ventures. Its extensive product suite encompasses various deposit instruments, such as general, savings, foreign currency, time, and periodic accounts. The institution also extends numerous credit facilities, including home, vehicle, educational, remodeling, flexible personal, and card loans. Furthermore, customers can engage with investment trusts, government bonds, and brokerage services, alongside a selection of pension and insurance plans, all accessible via its convenient internet banking platform. Founded in 1944, the bank is headquartered in Toyama, Japan, and maintains a network of 66 operational branches.

                    First Bank of Toyama Ltd. (7184) Earnings & Revenues

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