Bank of Toyama Ltd. stock analysis
Want to see JP:8365 full AI Analyst Report?
Bank of Toyama Ltd. (8365) Stock Price & Analysis
8365 Stock Chart & Stats
- Day’s Range
- JPY 1,736.00 - JPY 1,896.00
- 52-Week Range
- JPY 1,641.00 - JPY 2,656.00
- Previous Close
- JPY 1,960.00
- Volume
- N/A
- Average Volume (3M)
- 12.39K
- Market Cap
- JPY 9.79B
- Enterprise Value
- -JPY 13.67B
- Total Cash (Recent Filing)
- JPY 40.66B
- Total Debt (Recent Filing)
- JPY 10.86B
- Price to Earnings (P/E)
- 9.9
- Beta
- 0.93
- Next Earnings
- Jan 29, 2027 (Est.)
- EPS Estimate
- N/A
- Next Dividend Ex-Date
- Mar 30, 2027
- Dividend Yield
- 3.19%
Bulls Say, Bears Say
Bulls Say
Earnings Recovery
The recovery in net income and operating margin indicates a stronger earnings base than at the 2022 low point. If profitability remains improved, the bank should have greater capacity to reinvest, absorb credit costs, and support capital generation over the next several quarters.
Lower Leverage
Meaningfully lower leverage and growing equity strengthen the balance sheet and improve financial resilience. A larger capital base gives the bank more flexibility to support lending, withstand earnings volatility, and maintain stability through changing regional banking conditions.
Regional Banking Franchise
Serving multiple local customer groups across deposits, lending, payments, and related financial services creates a broad operating base. This regional model can support recurring relationships and diversified revenue activity rather than relying on a single product or customer segment.
Bears Say
Volatile Cash Flow
Repeated swings between positive and negative operating and free cash flow reduce confidence that reported earnings consistently translate into financial resources. Continued volatility could constrain internal funding, limit capital allocation flexibility, and make results less predictable over the medium term.
Modest Capital Returns
Low returns on equity suggest the bank is generating limited profit relative to its capital base. Unless profitability improves further, modest capital efficiency may restrict retained earnings growth and indicate that balance-sheet expansion is not yet producing consistently strong shareholder returns.
Uneven Revenue And Margins
The uneven revenue pattern and lower net margin after the latest rebound indicate that growth has not translated consistently into earnings leverage. Margin variability makes the recovery less durable and could keep future profitability sensitive to changes in business volumes and operating conditions.
8365 FAQ
What was Bank of Toyama Ltd.’s price range in the past 12 months?
What is Bank of Toyama Ltd.’s market cap?
When is Bank of Toyama Ltd.’s upcoming earnings report date?
How were Bank of Toyama Ltd.’s earnings last quarter?
Is Bank of Toyama Ltd. overvalued?
Does Bank of Toyama Ltd. pay dividends?
What is Bank of Toyama Ltd.’s EPS estimate?
How many shares outstanding does Bank of Toyama Ltd. have?
What happened to Bank of Toyama Ltd.’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Bank of Toyama Ltd.?
What is the TipRanks Smart Score and how is it calculated?
Company Description
Bank of Toyama Ltd.
The Bank of Toyama, Ltd. is a Japanese financial services provider catering to both individual and business clientele throughout the country. It offers a comprehensive suite of banking products, encompassing various deposit options such as ordinary, time, savings, and term accounts. Customers can also secure a range of loans, including financing for housing, vehicles, and education. Beyond these core services, the bank extends its offerings to include pension and insurance products, NISA accounts, financial instrument brokerage, government bonds, and investment trust management. For added convenience, clients have access to safe deposit boxes, automatic fund transfers, foreign currency exchange services, and debit cards. The institution ensures modern accessibility through its direct, internet, and mobile banking platforms. The Bank of Toyama operates 39 branches and was founded in 1954. Headquartered in Takaoka, Japan, the company adopted its current name in August 1967, having previously operated as Toyama Industrial Bank.
- Sector
- General
- Industry
- Banks - Regional
- CEO
- Yu Nakaoki
- Employees
- 325
- Website
- www.toyamabank.co.jp
- Address
- 3-1 Shimozekimachi, Takaoka, TM, 933-8606, JP
Bank of Toyama Ltd. (8365) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 6 | 2 | 14 |
| Technical Analysis | 6 | 2 | 2 |
| Moving Averages | 0 | 0 | 12 |

