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Toho Bank, Ltd. (JP:8346)
:8346
Japanese Market
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Toho Bank, Ltd. (8346) Price & Analysis

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8346 Stock Chart & Stats

¥559.00
¥4.00(1.34%)
At close: 4:00 PM EST
¥559.00
¥4.00(1.34%)

Bulls Say, Bears Say

Bulls Say
Accelerating Revenue And Profit GrowthThe sharp 2026 acceleration indicates improving business momentum across the bank’s lending and financial-service activities. Higher earnings provide more capacity to strengthen capital, invest in customer channels, and absorb credit or funding pressures.
Strong Recent Operating Cash GenerationVery strong operating and free cash flow in the latest two periods supports internal capital formation and financial resilience. If sustained, this can reduce reliance on external funding and help the bank support lending and strategic investment.
Improved Balance-sheet LeverageRecent leverage is materially lower than the 2021–2022 peak, and a larger equity base improves loss-absorption capacity. This gives Toho Bank a sounder platform for managing regional credit cycles and funding-market volatility.
Bears Say
Highly Volatile Cash-flow HistoryThe wide swings make cash conversion difficult to forecast and may reflect variability in balance-sheet movements or working capital. Persistent unpredictability could complicate capital planning and weaken confidence in the durability of recent cash generation.
Low Returns And Prior Leverage RiskAlthough leverage has improved, the bank’s modest ROE indicates limited profitability on its capital base. The earlier leverage spike also shows sensitivity to funding and credit cycles, which could re-emerge during regional economic stress.
Earnings And Margin Durability Remain UnprovenThe recovery is meaningful but the loss year demonstrates historical earnings vulnerability. Without 2026 margin detail, it is unclear whether profit growth reflects durable operating improvement or factors that may not persist across changing rates and credit conditions.

Toho Bank, Ltd. News

8346 FAQ

What was Toho Bank, Ltd.’s price range in the past 12 months?
Toho Bank, Ltd. lowest stock price was ¥411.00 and its highest was ¥1026.00 in the past 12 months.
    What is Toho Bank, Ltd.’s market cap?
    Toho Bank, Ltd.’s market cap is ¥252.81B.
      When is Toho Bank, Ltd.’s upcoming earnings report date?
      Toho Bank, Ltd.’s upcoming earnings report date is Nov 06, 2026 which is in 61 days.
        How were Toho Bank, Ltd.’s earnings last quarter?
        Toho Bank, Ltd. released its earnings results on Jul 31, 2026. The company reported ¥20.77 earnings per share for the quarter.
          Is Toho Bank, Ltd. overvalued?
          According to Wall Street analysts Toho Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Toho Bank, Ltd. pay dividends?
            Toho Bank, Ltd. pays a Semiannually dividend of ¥10.5 which represents an annual dividend yield of 1.71%. See more information on Toho Bank, Ltd. dividends here
              What is Toho Bank, Ltd.’s EPS estimate?
              Toho Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Toho Bank, Ltd. have?
              Toho Bank, Ltd. has 252,500,000 shares outstanding.
                What happened to Toho Bank, Ltd.’s price movement after its last earnings report?
                Toho Bank, Ltd. reported an EPS of ¥20.77 in its last earnings report. Following the earnings report the stock price went up 1.655%.
                  Which hedge fund is a major shareholder of Toho Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8346
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Toho Bank, Ltd.

                    The Toho Bank, Ltd. functions as a financial institution providing a broad spectrum of banking solutions throughout Japan. Its product portfolio encompasses individual and institutional deposit accounts, negotiable certificates of deposit, credit card services, leasing options, and various loan types, including commercial and mortgage financing, along with discounted bills and credit guarantees. Beyond its primary banking activities, the company also engages in investments in marketable securities, the printing and binding of business documentation, and specialized calculation and software development operations. As of March 31, 2021, the bank maintained a network of 122 branches. The Toho Bank, Ltd. was founded in 1941 and is based in Fukushima, Japan.

                    Toho Bank, Ltd. (8346) Earnings & Revenues

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