Want to see JP:8346 full AI Analyst Report?
8346 Stock Chart & Stats
¥559.00
¥4.00(1.34%)
At close: 4:00 PM EST
¥559.00
¥4.00(1.34%)
Day’s Range― - ―
52-Week Range¥439.00 - ¥1,165.00
Previous CloseN/A
Volume1.21M
Average Volume (3M)1.02M
Market Cap
¥260.12B
Enterprise Value-¥562.33B
Total Cash (Recent Filing)¥999.63B
Total Debt (Recent Filing)¥243.38B
Price to Earnings (P/E)17.7
Beta1.24
Next Earnings
Nov 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.37%
Share Statistics
EPS (TTM)56.59
Shares Outstanding252,500,000
10 Day Avg. Volume855,690
30 Day Avg. Volume1,017,176
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.74
Price to Sales (P/S)1.76
P/FCF Ratio2.33
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Earnings RecoveryThe strong rebound from prior losses, combined with accelerating revenue and higher net income, indicates improved operating performance and customer activity. If maintained, this recovery can strengthen internal capital generation, support investment in the franchise, and improve resilience over the next several quarters.
Recent Cash GenerationVery strong operating and free cash flow in 2026 provides the bank with greater capacity to fund operations, absorb credit costs, and allocate capital without relying as heavily on external financing. Sustained conversion would make the recent earnings improvement more financially durable.
Broad Regional Banking FranchiseServing households, local businesses, and public-sector customers gives Toho Bank several established customer segments and supports recurring demand for deposits, lending, payments, and related services. This broad regional franchise can underpin stable relationships and fee opportunities over time.
Bears Say
Volatile Cash ConversionThe large year-to-year swings in operating and free cash flow make underlying cash conversion less predictable than the latest figures suggest. Such variability can complicate capital planning and may reduce management flexibility if balance-sheet movements or credit conditions become less favorable.
Low Returns On EquityAlthough profitability has recovered, modest ROE indicates that the bank is generating limited earnings relative to its equity base. Persistently low returns can constrain retained-capital growth and suggest that stronger revenue or margin performance is needed to create more efficient long-term shareholder value.
Historical Profitability VolatilityThe earlier loss and uneven revenue path show that earnings have not been consistently stable across cycles. This history raises uncertainty about how durable the latest recovery will be, particularly because the available summary does not establish whether 2026 margins remained as healthy as in 2024–2025.
Toho Bank, Ltd. News
8346 FAQ
What was Toho Bank, Ltd.’s price range in the past 12 months?
Toho Bank, Ltd. lowest stock price was ¥439.00 and its highest was ¥1165.00 in the past 12 months.
What is Toho Bank, Ltd.’s market cap?
Toho Bank, Ltd.’s market cap is ¥260.12B.
When is Toho Bank, Ltd.’s upcoming earnings report date?
Toho Bank, Ltd.’s upcoming earnings report date is Nov 06, 2026 which is in 15 days.
How were Toho Bank, Ltd.’s earnings last quarter?
Toho Bank, Ltd. released its earnings results on Jul 31, 2026. The company reported ¥20.77 earnings per share for the quarter.
Is Toho Bank, Ltd. overvalued?
According to Wall Street analysts Toho Bank, Ltd.’s price is currently Overvalued.
Does Toho Bank, Ltd. pay dividends?
Toho Bank, Ltd. pays a Semiannually dividend of ¥13 which represents an annual dividend yield of 2.37%. See more information on Toho Bank, Ltd. dividends here
What is Toho Bank, Ltd.’s EPS estimate?
Toho Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Toho Bank, Ltd. have?
Toho Bank, Ltd. has 252,500,000 shares outstanding.
What happened to Toho Bank, Ltd.’s price movement after its last earnings report?
Toho Bank, Ltd. reported an EPS of ¥20.77 in its last earnings report. Following the earnings report the stock price went up 1.655%.
Which hedge fund is a major shareholder of Toho Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8346
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Toho Bank, Ltd.
The Toho Bank, Ltd. functions as a financial institution providing a broad spectrum of banking solutions throughout Japan. Its product portfolio encompasses individual and institutional deposit accounts, negotiable certificates of deposit, credit card services, leasing options, and various loan types, including commercial and mortgage financing, along with discounted bills and credit guarantees. Beyond its primary banking activities, the company also engages in investments in marketable securities, the printing and binding of business documentation, and specialized calculation and software development operations. As of March 31, 2021, the bank maintained a network of 122 branches. The Toho Bank, Ltd. was founded in 1941 and is based in Fukushima, Japan.
Technical Analysis
Oita Bank
―
First Bank of Toyama Ltd.
―
San ju San Financial Group, Inc.
―
Yamanashi Chuo Bank, Ltd.
―
Miyazaki Bank Ltd.
―