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8346 Stock Chart & Stats
¥559.00
¥4.00(1.34%)
At close: 4:00 PM EST
¥559.00
¥4.00(1.34%)
Day’s Range― - ―
52-Week Range¥346.00 - ¥875.00
Previous CloseN/A
Volume1.21M
Average Volume (3M)618.99K
Market Cap
¥204.92B
Enterprise Value-¥516.22B
Total Cash (Recent Filing)¥952.16B
Total Debt (Recent Filing)¥243.53B
Price to Earnings (P/E)16.7
Beta1.15
Next Earnings
Jul 31, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.96%
Share Statistics
EPS (TTM)49.45
Shares Outstanding252,500,000
10 Day Avg. Volume564,190
30 Day Avg. Volume618,990
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.74
Price to Sales (P/S)1.76
P/FCF Ratio2.33
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Earnings Rebound & Revenue AccelerationA sustained rebound from prior losses into solid 2022–2026 profitability with a sharp 2026 revenue acceleration indicates structural improvement in core lending and fee businesses. Durable earnings recovery supports capital buildup, reinvestment in branches/digital, and steadier dividend capacity over coming quarters.
Strong Recent Cash GenerationVery strong operating and free cash flow in 2025–2026 materially improves liquidity and internal funding for lending, provisioning, and growth. This cash generation creates a durable buffer against funding stress, reduces near-term reliance on wholesale markets, and enables predictable capital allocation over the medium term.
Deposit‑driven Regional Banking FranchiseA classic regional deposit‑lending model tied to SMEs, households and local governments provides sticky funding and strong customer relationships. That franchise supports stable net interest margins, repeat business, and cross‑sell opportunities, forming a durable competitive advantage in its local markets.
Bears Say
Volatile Cash‑flow HistoryLarge year‑to‑year swings in operating and free cash flow weaken predictability for loan loss provisioning, capital planning and dividends. This volatility can force more conservative liquidity buffers, occasional asset sales or higher-cost funding, and increases execution risk across planning horizons.
Historical High Leverage & Modest ROEPrior episodes of materially higher leverage and persistently low returns on equity limit organic capital generation and raise sensitivity to credit or funding shocks. Modest ROE constrains the bank’s ability to expand equity‑light businesses and may pressure strategic flexibility over multiple quarters.
Inconsistent Revenue Growth TrendStops and starts in revenue reflect sensitivity to local economic cycles and possibly uneven loan or fee flows. Such inconsistency undermines margin predictability and planning for credit costs; if growth normalizes downward, earnings and capital metrics could revert quickly without structural revenue diversification.
Toho Bank, Ltd. News
8346 FAQ
What was Toho Bank, Ltd.’s price range in the past 12 months?
Toho Bank, Ltd. lowest stock price was ¥346.00 and its highest was ¥875.00 in the past 12 months.
What is Toho Bank, Ltd.’s market cap?
Toho Bank, Ltd.’s market cap is ¥204.92B.
When is Toho Bank, Ltd.’s upcoming earnings report date?
Toho Bank, Ltd.’s upcoming earnings report date is Jul 31, 2026 which is in 9 days.
How were Toho Bank, Ltd.’s earnings last quarter?
Toho Bank, Ltd. released its earnings results on May 15, 2026. The company reported ¥9.52 earnings per share for the quarter, beating the consensus estimate of N/A by ¥9.52.
Is Toho Bank, Ltd. overvalued?
According to Wall Street analysts Toho Bank, Ltd.’s price is currently Overvalued.
Does Toho Bank, Ltd. pay dividends?
Toho Bank, Ltd. pays a Semiannually dividend of ¥10.5 which represents an annual dividend yield of 1.96%. See more information on Toho Bank, Ltd. dividends here
What is Toho Bank, Ltd.’s EPS estimate?
Toho Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Toho Bank, Ltd. have?
Toho Bank, Ltd. has 252,500,000 shares outstanding.
What happened to Toho Bank, Ltd.’s price movement after its last earnings report?
Toho Bank, Ltd. reported an EPS of ¥9.52 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.714%.
Which hedge fund is a major shareholder of Toho Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8346
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Toho Bank, Ltd.
The Toho Bank, Ltd. functions as a financial institution providing a broad spectrum of banking solutions throughout Japan. Its product portfolio encompasses individual and institutional deposit accounts, negotiable certificates of deposit, credit card services, leasing options, and various loan types, including commercial and mortgage financing, along with discounted bills and credit guarantees. Beyond its primary banking activities, the company also engages in investments in marketable securities, the printing and binding of business documentation, and specialized calculation and software development operations. As of March 31, 2021, the bank maintained a network of 122 branches. The Toho Bank, Ltd. was founded in 1941 and is based in Fukushima, Japan.
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