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SBI ARUHI Corporation (JP:7198)
:7198
Japanese Market
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SBI ARUHI Corporation (7198) Price & Analysis

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7198 Stock Chart & Stats

¥902.00
-¥6.00(-0.73%)
At close: 4:00 PM EST
¥902.00
-¥6.00(-0.73%)

Bulls Say, Bears Say

Bulls Say
Focused Residential Mortgage Business ModelSpecialization in residential and long-term fixed-rate mortgages produces recurring servicing income and deep product expertise. A focused mortgage franchise with channel networks and SBI group relationships supports durable distribution, customer retention and predictable loan servicing cash flows.
Sustained Profitability And 2026 Revenue ReboundPositive operating profit and improving 2026 revenues indicate operational resilience. Sustained net income across periods enhances the company's ability to absorb credit costs and fund core mortgage operations, supporting longer-term viability despite cyclical housing demand.
Growing Asset Base And ScaleMaterial asset growth signals expanded origination and portfolio scale, enabling greater servicing fee potential and operational economies. A larger balance sheet improves market presence and capacity to originate mortgages, supporting enduring business momentum if funding is managed.
Bears Say
Weak Operating Cash GenerationMulti-year negative operating cash flow reduces self-funding ability for mortgage originations and increases dependence on external financing. For a mortgage lender, persistent weak cash generation elevates liquidity and refinancing risk and limits strategic flexibility over the medium term.
High And Rising LeverageSignificantly higher debt and a debt-to-equity ratio above 4x materially raise financial leverage. Elevated borrowing load constrains capital flexibility, amplifies sensitivity to funding costs and rate moves, and increases the probability of costly capital actions during stress periods.
Earnings Quality And Data Consistency ConcernsRepeated zero revenue and negative gross-profit periods introduce data-consistency risk, undermining confidence in reported margins and trend analysis. This complicates credit assessment, forecasting and the evaluation of sustainable earnings power over the medium term.

SBI ARUHI Corporation News

7198 FAQ

What was SBI ARUHI Corporation’s price range in the past 12 months?
SBI ARUHI Corporation lowest stock price was ¥767.00 and its highest was ¥950.00 in the past 12 months.
    What is SBI ARUHI Corporation’s market cap?
    SBI ARUHI Corporation’s market cap is ¥34.89B.
      When is SBI ARUHI Corporation’s upcoming earnings report date?
      SBI ARUHI Corporation’s upcoming earnings report date is Jul 30, 2026 which is in 51 days.
        How were SBI ARUHI Corporation’s earnings last quarter?
        SBI ARUHI Corporation released its earnings results on May 12, 2026. The company reported ¥1.98 earnings per share for the quarter, missing the consensus estimate of ¥10.997 by -¥9.017.
          Is SBI ARUHI Corporation overvalued?
          According to Wall Street analysts SBI ARUHI Corporation’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does SBI ARUHI Corporation pay dividends?
            SBI ARUHI Corporation pays a Semiannually dividend of ¥20 which represents an annual dividend yield of 4.51%. See more information on SBI ARUHI Corporation dividends here
              What is SBI ARUHI Corporation’s EPS estimate?
              SBI ARUHI Corporation’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does SBI ARUHI Corporation have?
              SBI ARUHI Corporation has 44,712,170 shares outstanding.
                What happened to SBI ARUHI Corporation’s price movement after its last earnings report?
                SBI ARUHI Corporation reported an EPS of ¥1.98 in its last earnings report, missing expectations of ¥10.997. Following the earnings report the stock price went down -0.704%.
                  Which hedge fund is a major shareholder of SBI ARUHI Corporation?
                  Currently, no hedge funds are holding shares in JP:7198
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    SBI ARUHI Corporation

                    ARUHI Corporation, established in Tokyo, Japan in 2000, primarily functions as a specialized mortgage lender. Its core activities involve the origination and intermediation of home loans. Additionally, the company provides a range of ancillary services, including insurance offerings and acting as a bank agent. ARUHI is also active in the real estate sector, where it develops and operates technology platforms, offers brokerage services for residential properties, and delivers expert consulting on mortgage financing and property transactions. Furthermore, it supports its mortgage customers with various consumer services designed to assist with home acquisition, moving logistics, and even car leasing. The entity, initially known as SBI Mortgage Co., Ltd., adopted the name ARUHI Corporation in May 2015.

                    SBI ARUHI Corporation (7198) Earnings & Revenues

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