Mortgage Service Japan Limited (JP:7192)

:7192

7192

Mortgage Service Japan Limited

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Mortgage Service Japan Limited (7192) Price & Analysis

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7192 Stock Chart & Stats

¥441.00

¥4.00(0.91%)

At close: Jan 08 4:00 PM EST

¥441.00

¥4.00(0.91%)

Day’s Range― - ―

52-Week Range¥418.00 - ¥738.00

Previous CloseN/A

Volume44.90K

Average Volume (3M)37.55K

Market Cap

¥8.63B

Enterprise Value¥12.65B

Total Cash (Recent Filing)¥4.71B

Total Debt (Recent Filing)¥5.97B

Price to Earnings (P/E)7.1

Beta0.61

Next Earnings

Jul 31, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield3.94%

Share Statistics

EPS (TTM)69.96

Shares Outstanding14,704,000

10 Day Avg. Volume24,990

30 Day Avg. Volume37,546

Financial Highlights & Ratios

PEG Ratio0.43

Price to Book (P/B)0.94

Price to Sales (P/S)1.12

P/FCF Ratio-7.34

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue Growth TrendsSustained revenue expansion across 2021–2026, with a rebound in 2025–2026 after earlier declines, indicates durable demand for its mortgage outsourcing services and recurring client relationships. This trend supports stable top-line base and long-term contract renewal potential.

Profitability & Margin SustainabilityConsistently solid net margins (low-to-mid teens) and historically strong EBITDA (~20%+) reflect structural operating leverage in its mortgage servicing model, suggesting lasting ability to convert revenue to operating profit and maintain margin resilience through normal market cycles.

Improved Capital StructureMeaningful deleveraging through 2025 and steady equity growth have strengthened the balance sheet, reducing financial risk and increasing flexibility for investment or cyclical downturns. A healthier capital structure supports longer-term strategic options and funding resilience.

Bears Say

Volatile Cash GenerationA sharp swing to negative operating and free cash flow in 2026 after prior strong cash years shows unreliable cash conversion. Persistent cash volatility undermines funding for dividends, capex, or debt service and raises reliance on external financing during stress periods.

2026 Data & Margin UncertaintyMissing or inconsistent 2026 data and margin reporting reduce confidence in latest-year performance metrics. This weakens visibility into true profitability and cash quality, complicating forecasting and increasing model risk for medium-term fundamental analysis.

Rising Debt In Latest YearAn uptick in total debt in 2026 reverses some deleveraging progress, heightening leverage risk if cash generation remains weak. Higher debt with volatile cash flows can constrain strategic flexibility and increase refinancing pressure across the medium term.

7192 FAQ

What was Mortgage Service Japan Limited’s price range in the past 12 months?

Mortgage Service Japan Limited lowest stock price was ¥418.00 and its highest was ¥738.00 in the past 12 months.

What is Mortgage Service Japan Limited’s market cap?

Mortgage Service Japan Limited’s market cap is ¥8.63B.

When is Mortgage Service Japan Limited’s upcoming earnings report date?

Mortgage Service Japan Limited’s upcoming earnings report date is Jul 31, 2026 which is in 52 days.

How were Mortgage Service Japan Limited’s earnings last quarter?

Mortgage Service Japan Limited released its earnings results on May 11, 2026. The company reported ¥21.98 earnings per share for the quarter, beating the consensus estimate of N/A by ¥21.98.

Is Mortgage Service Japan Limited overvalued?

According to Wall Street analysts Mortgage Service Japan Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Mortgage Service Japan Limited pay dividends?

Mortgage Service Japan Limited pays a Annually dividend of ¥30 which represents an annual dividend yield of 3.94%. See more information on Mortgage Service Japan Limited dividends here

What is Mortgage Service Japan Limited’s EPS estimate?

Mortgage Service Japan Limited’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Mortgage Service Japan Limited have?

Mortgage Service Japan Limited has 14,704,000 shares outstanding.

What happened to Mortgage Service Japan Limited’s price movement after its last earnings report?

Mortgage Service Japan Limited reported an EPS of ¥21.98 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -11.59%.

Which hedge fund is a major shareholder of Mortgage Service Japan Limited?

Currently, no hedge funds are holding shares in JP:7192

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Mortgage Service Japan Limited

Established in 2005 and headquartered in Tokyo, Japan, Mortgage Service Japan Limited primarily focuses on offering residential mortgage solutions. In addition to its core lending activities, the company extends its services to include life and property & casualty insurance products. It also engages in diverse ventures such as educational programs, publishing, and consulting services.