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Mortgage Service Japan Limited (7192) Price & Analysis

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7192 Stock Chart & Stats

¥630.00

¥6.00(1.01%)

At close: Jul 29 4:00 PM EDT

¥630.00

¥6.00(1.01%)

Day’s Range― - ―

52-Week Range¥434.00 - ¥738.00

Previous CloseN/A

Volume10.20K

Average Volume (3M)46.41K

Market Cap

¥9.94B

Enterprise Value¥12.07K

Total Cash (Recent Filing)¥5.10B

Total Debt (Recent Filing)¥8.98B

Price to Earnings (P/E)8.7

Beta0.54

Next Earnings

Nov 09, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield4.42%

Share Statistics

EPS (TTM)78.18

Shares Outstanding14,704,000

10 Day Avg. Volume89,630

30 Day Avg. Volume46,406

Financial Highlights & Ratios

PEG Ratio0.76

Price to Book (P/B)0.94

Price to Sales (P/S)1.14

P/FCF Ratio-7.34

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue RecoveryRevenue expanded overall from 2021 to 2026, with a clear rebound in 2025 and 2026 after declines in 2023–2024. This supports improving scale for the company’s mortgage-intermediation model if the recovery persists.

Sustained ProfitabilityConsistently solid net margins and strong historical operating profitability indicate that the service-based model can convert mortgage-related activity into earnings. This provides a durable cushion against moderate fluctuations in loan volumes.

Improved Capital PositionLower leverage and steadily rising equity strengthen balance-sheet resilience compared with earlier years. A more conservative capital position can improve financial flexibility and reduce vulnerability when mortgage activity or cash conversion weakens.

Bears Say

Volatile Cash ConversionThe 2026 reversal in operating and free cash flow is a material weakness because it reduces near-term funding flexibility despite reported profitability. Earlier negative cash-flow years reinforce concerns about the consistency and quality of earnings conversion.

Renewed Debt IncreaseAlthough leverage improved through 2025, the latest debt increase could limit the benefit of prior deleveraging. Missing or zeroed 2026 fields also reduce confidence in assessing current balance-sheet strength and financial risk.

Housing And Rate SensitivityBecause revenue depends on mortgage origination and related processing activity, weaker housing demand or less refinancing can reduce case volumes and fees. This creates a structural exposure to housing cycles and interest-rate conditions.

7192 FAQ

What was Mortgage Service Japan Limited’s price range in the past 12 months?

Mortgage Service Japan Limited lowest stock price was ¥434.00 and its highest was ¥738.00 in the past 12 months.

What is Mortgage Service Japan Limited’s market cap?

Mortgage Service Japan Limited’s market cap is ¥9.94B.

When is Mortgage Service Japan Limited’s upcoming earnings report date?

Mortgage Service Japan Limited’s upcoming earnings report date is Nov 09, 2026 which is in 61 days.

How were Mortgage Service Japan Limited’s earnings last quarter?

Mortgage Service Japan Limited released its earnings results on Aug 07, 2026. The company reported ¥19.85 earnings per share for the quarter.

Is Mortgage Service Japan Limited overvalued?

According to Wall Street analysts Mortgage Service Japan Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Mortgage Service Japan Limited pay dividends?

Mortgage Service Japan Limited pays a Annually dividend of ¥30 which represents an annual dividend yield of 4.42%. See more information on Mortgage Service Japan Limited dividends here

What is Mortgage Service Japan Limited’s EPS estimate?

Mortgage Service Japan Limited’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Mortgage Service Japan Limited have?

Mortgage Service Japan Limited has 14,704,000 shares outstanding.

What happened to Mortgage Service Japan Limited’s price movement after its last earnings report?

Mortgage Service Japan Limited reported an EPS of ¥19.85 in its last earnings report. Following the earnings report the stock price went up 4.441%.

Which hedge fund is a major shareholder of Mortgage Service Japan Limited?

Currently, no hedge funds are holding shares in JP:7192

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Mortgage Service Japan Limited

Established in 2005 and headquartered in Tokyo, Japan, Mortgage Service Japan Limited primarily focuses on offering residential mortgage solutions. In addition to its core lending activities, the company extends its services to include life and property & casualty insurance products. It also engages in diverse ventures such as educational programs, publishing, and consulting services.