Want to see JP:4387 full AI Analyst Report?
Top Page
ZUU Co., Ltd.
(4387)
Select Model
Select Model
Rating:47Neutral
Price Target:
¥553.00
▲(9.94% Upside)
Action:Reiterated
Date:09/29/26
The score is held down primarily by deteriorating financial performance—losses, higher leverage, and ongoing cash burn. Technicals provide partial support due to recent upward momentum, but overbought indicators increase near-term risk. Valuation is also a headwind given the negative P/E and no dividend yield data.
Positive Factors
Healthy Gross Margin
A gross margin of roughly 56% indicates that the core offerings retain meaningful economic value before operating expenses. If management can stabilize revenue and control costs, this margin provides a foundation for rebuilding profitability and funding future product or platform investment.
Negative Factors
Revenue and Profitability Deterioration
The latest year shows simultaneous top-line contraction and a shift from profit to a sizable net loss, weakening the earnings base. This combination can limit reinvestment, reduce operating flexibility, and make a durable recovery dependent on reversing both demand and cost pressures.
Read all positive and negative factors
Positive Factors
Negative Factors
Healthy Gross Margin
A gross margin of roughly 56% indicates that the core offerings retain meaningful economic value before operating expenses. If management can stabilize revenue and control costs, this margin provides a foundation for rebuilding profitability and funding future product or platform investment.
Read all positive factors
ZUU Co., Ltd. (4387) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥2.65B
Dividend YieldN/A
Average Volume (3M)13.68K
Price to Earnings (P/E)―
Beta (1Y)0.63
Revenue Growth0.76%
EPS Growth-24.76%
CountryJP
Employees96
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)-29.90
Shares Outstanding4,749,860
10 Day Avg. Volume20,030
30 Day Avg. Volume13,680
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)2.66
Price to Sales (P/S)1.10
P/FCF Ratio-13.52
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
ZUU Co., Ltd. Business Overview & Revenue Model
Company Description
ZUU Co.,Ltd. is a financial technology (fintech) enterprise that maintains platforms in both Japan and Singapore. The company's services encompass specialized fintech support, the PDCA Cloud Software-as-a-Service (SaaS) which helps improve organiz...
ZUU Co., Ltd. Financial Statement Overview
Summary
Income Statement
34
Negative
Balance Sheet
45
Neutral
Cash Flow
28
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 2.86B | 2.62B | 2.99B | 2.90B | 3.40B | 3.38B |
| Gross Profit | 2.03B | 1.47B | 1.96B | 1.90B | 2.43B | 2.43B |
| EBITDA | 373.70M | -113.76M | 727.89M | 33.41M | 190.21M | -252.45M |
| Net Income | -142.01M | -398.11M | 120.10M | -45.16M | 90.03M | -230.72M |
Balance Sheet | ||||||
| Total Assets | 18.45B | 17.45B | 9.65B | 9.33B | 3.07B | 2.01B |
| Cash, Cash Equivalents and Short-Term Investments | 1.37B | 1.77B | 2.65B | 1.84B | 1.49B | 1.04B |
| Total Debt | 923.69M | 870.44M | 297.18M | 260.48M | 125.67M | 19.17M |
| Total Liabilities | 4.95B | 5.58B | 3.35B | 4.41B | 1.71B | 812.07M |
| Stockholders Equity | 1.13B | 1.09B | 1.39B | 1.30B | 1.34B | 1.19B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -213.58M | -773.81M | 87.93M | 399.88M | -194.26M |
| Operating Cash Flow | 0.00 | -213.26M | -737.65M | 120.56M | 409.85M | -186.42M |
| Investing Cash Flow | 0.00 | 765.23M | -564.03M | -3.09B | -106.64M | -88.56M |
| Financing Cash Flow | 0.00 | -1.21B | 2.08B | 3.31B | 154.28M | 56.60M |
ZUU Co., Ltd. Technical Analysis
Neutral
503.00
Price Trends
512.54
Positive
503.50
Positive
569.84
Negative
Market Momentum
14.94
Positive
52.79
Neutral
40.20
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4387, the sentiment is Neutral. The current price of 503 is below the 20-day moving average (MA) of 546.10, below the 50-day MA of 512.54, and below the 200-day MA of 569.84, indicating a neutral trend. The MACD of 14.94 indicates Positive momentum. The RSI at 52.79 is Neutral, neither overbought nor oversold. The STOCH value of 40.20 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:4387.
ZUU Co., Ltd. Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | ¥29.27B | 14.04 | ― | 2.55% | 8.18% | 35.49% | |
77 Outperform | ¥39.63B | 17.78 | ― | 1.35% | 34.68% | 552.65% | |
76 Outperform | ¥12.39B | 17.76 | ― | 2.90% | 15.39% | 23.76% | |
71 Outperform | ¥4.94B | 7.38 | ― | 3.04% | 15.12% | 152.42% | |
64 Neutral | ¥8.17B | 62.57 | ― | ― | 9.94% | -50.69% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
47 Neutral | ¥2.65B | -18.39 | ― | ― | 0.76% | -24.76% |
* Technology Sector Average
JP:4387
ZUU Co., Ltd.
550.00
-50.00
-8.33%
JP:3965
Capital Asset Planning, Inc.
856.00
60.30
7.58%
JP:4015
Paycloud Holdings Inc.
525.00
-105.00
-16.67%
JP:4389
Property Data Bank, Inc.
1,148.00
275.29
31.54%
JP:4477
BASE, Inc.
339.00
25.84
8.25%
JP:9629
PCA Corporation
1,550.00
-277.52
-15.19%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.