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Capital Asset Planning, Inc.
(3965)
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Rating:71Outperform
Price Target:
¥950.00
▲(14.46% Upside)
Action:Reiterated
Date:08/06/26
The score is driven primarily by improving financial performance (re-accelerating revenue growth and higher margins) but tempered by a volatile cash-flow history. Valuation is a clear positive with a low P/E and a moderate dividend yield, while technical indicators point to only mild, neutral-to-positive momentum.
Positive Factors
Revenue and profitability recovery
The return to revenue growth alongside expanding gross and net margins indicates improving operating execution. If sustained, this recovery can strengthen earnings quality and provide a durable base for future investment and shareholder returns.
Negative Factors
Volatile cash-flow conversion
The repeated history of negative cash flow reduces confidence in earnings consistency, even after the FY2025 improvement. Working-capital or investment swings may continue to create funding needs and make cash generation harder to forecast.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and profitability recovery
The return to revenue growth alongside expanding gross and net margins indicates improving operating execution. If sustained, this recovery can strengthen earnings quality and provide a durable base for future investment and shareholder returns.
Read all positive factors
Capital Asset Planning, Inc. (3965) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥5.11B
Dividend Yield2.18%
Average Volume (3M)21.01K
Price to Earnings (P/E)7.9
Beta (1Y)0.10
Revenue Growth15.12%
EPS Growth152.42%
CountryJP
Employees387
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)116.05
Shares Outstanding5,759,057
10 Day Avg. Volume6,930
30 Day Avg. Volume21,010
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)1.33
Price to Sales (P/S)0.52
P/FCF Ratio13.15
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Capital Asset Planning, Inc. Business Overview & Revenue Model
Company Description
Capital Asset Planning, Inc., established in Osaka, Japan, in 1990, delivers system integration services both domestically and internationally. The company develops specialized application systems tailored for life insurance providers, encompassin...
Capital Asset Planning, Inc. Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
74
Positive
Cash Flow
61
Positive
| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 10.66B | 9.69B | 8.18B | 8.05B | 6.75B | 6.63B |
| Gross Profit | 2.64B | 2.12B | 1.73B | 1.66B | 983.87M | 1.27B |
| EBITDA | 1.23B | 846.59M | 613.21M | 761.85M | 53.22M | 387.13M |
| Net Income | 664.22M | 401.82M | 156.75M | 221.62M | -248.38M | 69.57M |
Balance Sheet | ||||||
| Total Assets | 7.03B | 6.63B | 5.77B | 5.61B | 5.15B | 5.87B |
| Cash, Cash Equivalents and Short-Term Investments | 3.42B | 1.77B | 1.44B | 1.89B | 1.21B | 1.89B |
| Total Debt | 1.35B | 1.41B | 1.44B | 1.34B | 1.38B | 1.65B |
| Total Liabilities | 2.97B | 2.70B | 2.48B | 2.47B | 2.21B | 2.63B |
| Stockholders Equity | 3.93B | 3.79B | 3.30B | 3.15B | 2.94B | 3.24B |
Cash Flow | ||||||
| Free Cash Flow | 1.19B | 383.71M | -429.50M | 879.67M | -460.04M | 486.59M |
| Operating Cash Flow | 1.29B | 434.51M | -283.41M | 1.22B | -182.17M | 996.62M |
| Investing Cash Flow | -87.52M | 16.48M | -178.02M | -433.68M | -164.65M | -525.36M |
| Financing Cash Flow | -199.53M | -119.53M | 11.15M | -104.54M | -335.00M | 4.71M |
Capital Asset Planning, Inc. Technical Analysis
Positive
830.00
Price Trends
858.20
Positive
847.56
Positive
827.50
Positive
Market Momentum
7.88
Negative
74.24
Negative
87.88
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3965, the sentiment is Positive. The current price of 830 is below the 20-day moving average (MA) of 873.45, below the 50-day MA of 858.20, and above the 200-day MA of 827.50, indicating a bullish trend. The MACD of 7.88 indicates Negative momentum. The RSI at 74.24 is Negative, neither overbought nor oversold. The STOCH value of 87.88 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3965.
Capital Asset Planning, Inc. Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | ¥10.78B | 16.01 | ― | 3.01% | 15.39% | 23.76% | |
71 Outperform | ¥5.11B | 7.91 | ― | 2.20% | 15.12% | 152.42% | |
71 Outperform | ¥16.89B | 9.45 | ― | 0.98% | 14.52% | ― | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
61 Neutral | ¥11.85B | 54.07 | ― | ― | -4.18% | 127.39% | |
56 Neutral | ¥37.19B | 81.95 | ― | ― | 22.56% | ― | |
51 Neutral | ¥2.55B | -8.34 | ― | 0.72% | -6.07% | -348.97% |
* Technology Sector Average
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.