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Capital Asset Planning, Inc. (3965) Price & Analysis

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3965 Stock Chart & Stats

¥830.00

-¥5.00(-0.65%)

At close: Jan 08 4:00 PM EST

¥830.00

-¥5.00(-0.65%)

Day’s Range― - ―

52-Week Range¥727.00 - ¥912.00

Previous CloseN/A

Volume4.20K

Average Volume (3M)21.01K

Market Cap

¥4.92B

Enterprise Value¥3.76B

Total Cash (Recent Filing)¥2.44B

Total Debt (Recent Filing)¥1.38B

Price to Earnings (P/E)9.2

Beta0.30

Next Earnings

Aug 07, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.33%

Share Statistics

EPS (TTM)93.94

Shares Outstanding5,759,057

10 Day Avg. Volume6,930

30 Day Avg. Volume21,010

Financial Highlights & Ratios

PEG Ratio0.08

Price to Book (P/B)1.33

Price to Sales (P/S)0.52

P/FCF Ratio13.15

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Improving Profitability And ReturnsFY2025's move to higher net margin (~4.1%) and ROE (~10.6%) reflects a durable improvement in profitability and capital efficiency. Sustained higher returns enhance the company's ability to reinvest, support dividends and justify continued resource allocation, improving long-term financial resilience if maintained.

Restored Operating And Free Cash FlowPositive operating and free cash flow in FY2025 shows the business can convert earnings into cash when performance recovers. Reliable FCF supports capital expenditures, debt reduction and dividend payments, increasing strategic optionality and decreasing reliance on external financing if conversion consistency improves.

Improving Leverage And Balance-sheet HealthThe decline in debt-to-equity and equity growth signal a strengthening balance sheet and reduced leverage risk. Lower relative debt improves solvency metrics and provides more flexibility to fund growth or absorb shocks, supporting longer-term stability and lowering refinancing pressure in adverse cycles.

Bears Say

Volatile Cash-flow Track RecordCash generation has been inconsistent across several years, with multiple negative OCF/FCF periods. This volatility reduces predictability of internally funded growth and makes the company vulnerable to working-capital swings or lumpy investments, increasing reliance on external funding during downturns.

Modest Margins Versus Software PeersMargins remain modest for an application-software company, limiting internal cash available for R&D, sales expansion, or margin-accretive scaling. Structurally lower margins reduce the company's cushion against demand shocks and constrain the ability to achieve high-margin SaaS economics over time.

Persistent Nominal Debt LoadDespite improving leverage ratios, the company maintains a meaningful nominal debt burden across uneven profitability periods. Ongoing debt of ¥1.3–¥1.6B can strain flexibility and amplify downside risk if cash flows weaken again, potentially forcing cuts to investment or dividends to preserve liquidity.

3965 FAQ

What was Capital Asset Planning, Inc.’s price range in the past 12 months?

Capital Asset Planning, Inc. lowest stock price was ¥727.00 and its highest was ¥912.00 in the past 12 months.

What is Capital Asset Planning, Inc.’s market cap?

Capital Asset Planning, Inc.’s market cap is ¥4.92B.

When is Capital Asset Planning, Inc.’s upcoming earnings report date?

Capital Asset Planning, Inc.’s upcoming earnings report date is Aug 07, 2026 which is in 6 days.

How were Capital Asset Planning, Inc.’s earnings last quarter?

Capital Asset Planning, Inc. released its earnings results on May 15, 2026. The company reported ¥50.37 earnings per share for the quarter, beating the consensus estimate of N/A by ¥50.37.

Is Capital Asset Planning, Inc. overvalued?

According to Wall Street analysts Capital Asset Planning, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Capital Asset Planning, Inc. pay dividends?

Capital Asset Planning, Inc. pays a Semiannually dividend of ¥10.5 which represents an annual dividend yield of 2.33%. See more information on Capital Asset Planning, Inc. dividends here

What is Capital Asset Planning, Inc.’s EPS estimate?

Capital Asset Planning, Inc.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Capital Asset Planning, Inc. have?

Capital Asset Planning, Inc. has 5,759,057 shares outstanding.

What happened to Capital Asset Planning, Inc.’s price movement after its last earnings report?

Capital Asset Planning, Inc. reported an EPS of ¥50.37 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.636%.

Which hedge fund is a major shareholder of Capital Asset Planning, Inc.?

Currently, no hedge funds are holding shares in JP:3965

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Capital Asset Planning, Inc.

Capital Asset Planning, Inc., established in Osaka, Japan, in 1990, delivers system integration services both domestically and internationally. The company develops specialized application systems tailored for life insurance providers, encompassing policy design, issuance processes, customer information portals for relationship management, and broader web and PC system development. They also create sophisticated tools for life planning, public pension estimations, and retirement scenario simulations. For banks and securities firms, CAP offers comprehensive systems that facilitate over-the-counter sales of investment trusts, life and individual annuity insurance, along with solutions for portfolio design, individual stock selection, information dissemination for defined contribution pension participants, and future fund management projections. A key offering is their cloud-based Wealth Management Workstation (WMW), an integrated asset management platform, which also supports their estate planning services for financial practitioners. Additionally, CAP provides financial planning education, covering subjects like portfolio and life insurance theories, real estate, and private banking, including tax law, and develops and distributes related educational content.