Mastercard (1MA) Stock Price & Analysis
1MA Stock Chart & Stats
- Day’s Range
- EUR 590.40 - EUR 606.40
- 52-Week Range
- EUR 395.00 - EUR 606.40
- Previous Close
- EUR 596.20
- Volume
- N/A
- Average Volume (3M)
- 38
- Market Cap
- EUR 522.76B
- Enterprise Value
- EUR 495.98B
- Total Cash (Recent Filing)
- EUR 10.46B
- Total Debt (Recent Filing)
- EUR 23.94B
- Price to Earnings (P/E)
- 34.3
- Beta
- 0.41
- Next Earnings
- Jan 28, 2027 (Est.)
- EPS Estimate
- 4.56
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 0.51%
Bulls Say, Bears Say
Bulls Say
Exceptional Profitability And Cash Conversion
Mastercard combines unusually high operating and net margins with strong conversion of earnings into cash. This profitability provides funding for technology, security, acceptance expansion, and shareholder returns while creating resilience across the next several quarters.
Global Network Scale And Expanding Acceptance
A large and expanding acceptance footprint strengthens Mastercard’s two-sided network, making its credentials more useful to consumers and merchants. Greater reach can reinforce issuer and acquirer relationships, support transaction growth, and raise barriers for smaller payment networks.
Broad-based Growth And Value-added Services
Growth across both core payment processing and faster-growing value-added services reduces reliance on a single revenue stream. Security, analytics, authentication, and engagement offerings deepen client relationships and can support recurring, higher-value revenue over time.
Bears Say
Elevated Financial Leverage
Higher leverage leaves Mastercard with a thinner equity cushion relative to its obligations and increases financial risk if operating conditions deteriorate. Although earnings are strong, the balance-sheet profile can constrain flexibility and amplify the effect of future business or financing pressures.
Free Cash Flow Deterioration
Strong cash conversion remains a major asset, but the sharp year-over-year free-cash-flow decline weakens the recent trend. If sustained, lower internally generated cash could reduce flexibility for investment, acquisitions, debt management, and shareholder distributions.
Cross-border Volume Pressure
Cross-border activity is an important revenue driver, so weaker intra-Europe volumes can pressure transaction growth and mix. The customs fee and related regional factors may persist over the coming quarters, making international volume performance less supportive than the broader network trend.
1MA FAQ
What was Mastercard’s price range in the past 12 months?
What is Mastercard’s market cap?
When is Mastercard’s upcoming earnings report date?
How were Mastercard’s earnings last quarter?
Is Mastercard overvalued?
Does Mastercard pay dividends?
What is Mastercard’s EPS estimate?
How many shares outstanding does Mastercard have?
What happened to Mastercard’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Mastercard?
What is the TipRanks Smart Score and how is it calculated?
Mastercard Stock Smart Score
Company Description
Mastercard
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
- Sector
- Financial
- Industry
- Financial - Credit Services
- CEO
- Michael Miebach
- Employees
- 39,800
- Website
- www.mastercard.com
- Address
- 2000 Purchase Street, Purchase, NY, 10577, US
Mastercard (1MA) Earnings & Revenues
1MA Company Deck
1MA Earnings Call
Earnings Call SentimentPositive
The call was strongly positive overall. Mastercard reported double-digit revenue, operating income, net income, and EPS growth; healthy payment volumes; broad-based value-added-services momentum; major customer wins; and continued expansion in acceptance, security, agentic commerce, and digital assets. The company also maintained favorable 2026 revenue expectations. Management acknowledged geopolitical uncertainty, foreign-exchange effects, timing-related Q4 offsets, intra-Europe cross-border pressure, and the early stage of agentic commerce, but described underlying spending and the broader business as resilient.
View all IT:1MA earnings summaries1MA Net sales Breakdown
- 59.39% Payment network
- 40.61% Value-added services and solutions
1MA Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 16 | 1 | 5 |
| Technical Analysis | 4 | 1 | 5 |
| Moving Averages | 12 | 0 | 0 |
