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Transwarranty Finance Limited (IN:TFL)
:TFL
India Market
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Transwarranty Finance Limited (TFL) Price & Analysis

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TFL Stock Chart & Stats

₹10.46
₹0.76(7.30%)
At close: 4:00 PM EDT
₹10.46
₹0.76(7.30%)

Bulls Say, Bears Say

Bulls Say
Revenue And Margin RecoveryFY2026 revenue rose about 35% year over year and gross margin improved materially versus FY2025, showing that the business regained scale and some operating efficiency. If sustained, this recovery can provide a stronger base for future earnings conversion over the next several quarters.
Lower LeverageThe substantial reduction in debt-to-equity since FY2022 lowers balance-sheet risk and improves financial flexibility compared with earlier periods. A less leveraged capital structure can reduce pressure on future cash flows and give management more capacity to support operations or pursue growth.
Improved Cash GenerationThe return to positive operating and free cash flow is an important improvement in the company’s ability to fund itself internally. Although the record is still developing, sustained cash generation would reduce reliance on external financing and support more durable business operations.
Bears Say
Persistent UnprofitabilityThe company’s revenue recovery has not yet translated into sustainable profitability, as EBIT, EBITDA, and net income remain negative. Continued losses weaken retained capital, limit internally funded growth, and leave the business exposed to setbacks if earnings do not improve over coming quarters.
Volatile Cash FlowsPositive cash flow in FY2026 is encouraging, but the history of large swings shows that cash generation is not yet dependable. This volatility can complicate planning, constrain capital allocation, and make it harder for the company to consistently fund operations and investments from internally generated cash.
Debt And Capital EfficiencyDespite lower leverage, sizable debt combined with negative shareholder returns indicates that capital is not currently being deployed profitably. Meaningful asset fluctuations add balance-sheet variability, which can reduce financial stability and make future returns more dependent on improving operating performance.

Transwarranty Finance Limited News

TFL FAQ

What was Transwarranty Finance Limited’s price range in the past 12 months?
Transwarranty Finance Limited lowest stock price was ₹10.31 and its highest was ₹18.70 in the past 12 months.
    What is Transwarranty Finance Limited’s market cap?
    Transwarranty Finance Limited’s market cap is ₹633.84M.
      When is Transwarranty Finance Limited’s upcoming earnings report date?
      Transwarranty Finance Limited’s upcoming earnings report date is Oct 29, 2026 which is today.
        How were Transwarranty Finance Limited’s earnings last quarter?
        Transwarranty Finance Limited released its earnings results on Jul 31, 2026. The company reported -₹0.022 earnings per share for the quarter.
          Is Transwarranty Finance Limited overvalued?
          According to Wall Street analysts Transwarranty Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Transwarranty Finance Limited pay dividends?
            Transwarranty Finance Limited pays a Notavailable dividend of ₹0.456 which represents an annual dividend yield of 5.84%. See more information on Transwarranty Finance Limited dividends here
              What is Transwarranty Finance Limited’s EPS estimate?
              Transwarranty Finance Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Transwarranty Finance Limited have?
              Transwarranty Finance Limited has 55,116,196 shares outstanding.
                What happened to Transwarranty Finance Limited’s price movement after its last earnings report?
                Transwarranty Finance Limited reported an EPS of -₹0.022 in its last earnings report. Following the earnings report the stock price went up 0.469%.
                  Which hedge fund is a major shareholder of Transwarranty Finance Limited?
                  Currently, no hedge funds are holding shares in IN:TFL
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Transwarranty Finance Limited

                    Transwarranty Finance Limited, a non-banking finance company, provides financial services in India. The company offers investment banking services, including private equity syndication, mergers and acquisitions, restructuring and structured funding; and corporate finance services, such as financial advice and execution to raise external commercial borrowings, rupee term loan, fund based, and non-fund based working capital finance, project finance, and structured finance. It also provides trade finance services comprising letter of credit and clean bills discounting, factoring, inter corporate deposits, loans against property, loans against shares/promoter funding, import and export finance services; small and medium enterprise loans; margin funding; and personal finance for holiday, education, and other specific end use. In addition, the company involved in retail stock broking, depository participation, institutional broking, arbitrage, distribution of mutual funds, IPO, and other financial products; manages initial public offers/follow on offers/rights issues and debt issues, placement of equity shares with QIP/private equity funds and preference shares, corporate restructuring, valuations of companies/enterprises/share, listing services on National Stock Exchange and Bombay Stock Exchange, buy back of shares, take over and offer for sale, ESOPs, and certifications. It serves small, medium, and large companies, as well as retail clients. Transwarranty Finance Limited was incorporated in 1994 and is headquartered in Mumbai, India.

                    Transwarranty Finance Limited (TFL) Earnings & Revenues

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