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Transwarranty Finance Limited (IN:TFL)
:TFL
India Market
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Transwarranty Finance Limited (TFL) Price & Analysis

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TFL Stock Chart & Stats

₹10.46
₹0.76(7.30%)
At close: 4:00 PM EDT
₹10.46
₹0.76(7.30%)

Bulls Say, Bears Say

Bulls Say
Revenue RecoveryA ~35% YoY revenue rebound in FY2026 signals renewed top-line traction and customer demand. Sustained revenue growth provides a necessary base for margin recovery and operational leverage, improving the odds that fixed costs can be absorbed and profitability can be achieved over the medium term.
Positive Operating And Free Cash FlowTransitioning to positive operating and free cash flow reduces near-term refinancing pressure and increases strategic flexibility. Durable cash generation enables debt servicing, selective reinvestment or deleveraging, and lowers insolvency risk if maintained across several reporting periods.
Material Leverage ReductionA large reduction in debt-to-equity from ~3.01 to ~1.07 materially lowers financial risk and interest burden. Improved leverage enhances balance-sheet resilience, increases borrowing optionality, and supports executing strategic initiatives without immediate dilution or excessive refinancing.
Bears Say
Persistent UnprofitabilityDespite revenue growth, continued negative EBIT/EBITDA and net income indicate the company has not converted sales into sustainable profits. Ongoing losses constrain retained earnings, limit reinvestment capacity, and may require external capital or cost restructuring to reach durable profitability.
Inconsistent Cash Flow HistoryPrior large swings between strong inflows and significant outflows create uncertainty around cash-flow predictability. Even with FY2026 improvement, inconsistency hampers long-term planning, raises refinancing risk during downturns, and weakens confidence in sustainably funding operations or investments.
Remaining Sizable Debt And Negative ReturnsAlthough leverage improved, material remaining debt combined with negative shareholder returns shows capital has not been deployed profitably. This restricts capital allocation, increases vulnerability to rate shocks, and could necessitate further deleveraging that limits growth initiatives.

TFL FAQ

What was Transwarranty Finance Limited’s price range in the past 12 months?
Transwarranty Finance Limited lowest stock price was ₹10.40 and its highest was ₹19.20 in the past 12 months.
    What is Transwarranty Finance Limited’s market cap?
    Transwarranty Finance Limited’s market cap is ₹595.25M.
      When is Transwarranty Finance Limited’s upcoming earnings report date?
      Transwarranty Finance Limited’s upcoming earnings report date is Jul 31, 2026 which is tomorrow.
        How were Transwarranty Finance Limited’s earnings last quarter?
        Transwarranty Finance Limited released its earnings results on May 13, 2026. The company reported -₹0.25 earnings per share for the quarter, missing the consensus estimate of N/A by -₹0.25.
          Is Transwarranty Finance Limited overvalued?
          According to Wall Street analysts Transwarranty Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Transwarranty Finance Limited pay dividends?
            Transwarranty Finance Limited pays a Notavailable dividend of ₹0.456 which represents an annual dividend yield of N/A. See more information on Transwarranty Finance Limited dividends here
              What is Transwarranty Finance Limited’s EPS estimate?
              Transwarranty Finance Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Transwarranty Finance Limited have?
              Transwarranty Finance Limited has 55,116,196 shares outstanding.
                What happened to Transwarranty Finance Limited’s price movement after its last earnings report?
                Transwarranty Finance Limited reported an EPS of -₹0.25 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 4.31%.
                  Which hedge fund is a major shareholder of Transwarranty Finance Limited?
                  Currently, no hedge funds are holding shares in IN:TFL
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Transwarranty Finance Limited

                    Transwarranty Finance Limited, a non-banking finance company, provides financial services in India. The company offers investment banking services, including private equity syndication, mergers and acquisitions, restructuring and structured funding; and corporate finance services, such as financial advice and execution to raise external commercial borrowings, rupee term loan, fund based, and non-fund based working capital finance, project finance, and structured finance. It also provides trade finance services comprising letter of credit and clean bills discounting, factoring, inter corporate deposits, loans against property, loans against shares/promoter funding, import and export finance services; small and medium enterprise loans; margin funding; and personal finance for holiday, education, and other specific end use. In addition, the company involved in retail stock broking, depository participation, institutional broking, arbitrage, distribution of mutual funds, IPO, and other financial products; manages initial public offers/follow on offers/rights issues and debt issues, placement of equity shares with QIP/private equity funds and preference shares, corporate restructuring, valuations of companies/enterprises/share, listing services on National Stock Exchange and Bombay Stock Exchange, buy back of shares, take over and offer for sale, ESOPs, and certifications. It serves small, medium, and large companies, as well as retail clients. Transwarranty Finance Limited was incorporated in 1994 and is headquartered in Mumbai, India.

                    Transwarranty Finance Limited (TFL) Earnings & Revenues

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