Onelife Capital Advisors Limited (ONELIFECAP) AI Stock Analysis

• Market Cap: ₹158.45M
• Dividend Yield: N/A
• Average Volume (3M): 2.89K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.08
• Revenue Growth: -43.42%
• EPS Growth: -538.40%
• Country: IN
• Employees: 17
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): -0.38
• Shares Outstanding: 13,360,000
• 10 Day Avg. Volume: 990
• 30 Day Avg. Volume: 2,886
• PEG Ratio: <0.01
• Price to Book (P/B): 0.38
• Price to Sales (P/S): 0.42
• P/FCF Ratio: 0.39
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹13.00
• Price Target Upside: 9.61% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 46 Neutral
• Price Target: ₹13.00 ▲(9.61% Upside)

The overall stock score is primarily impacted by the company's financial challenges, including poor profitability and high leverage. Technical analysis provides a neutral outlook, while valuation metrics are unattractive due to negative earnings. The absence of earnings call insights and corporate events limits additional context.

Onelife Capital Advisors Limited Business Overview & Revenue Model

Company Description

Onelife Capital Advisors Limited provides strategic advisory services to corporates, high net worth individuals, family offices, etc. in India. The company operates through Advisory Services, Broking Services, and NBFC Business segments. It offers advisory for fund raising through Indian and international markets that ensure capital structures and transaction processing for private placements. The company also advises companies on fund raising during the seed, growth, and expansion phases, as well as acquisition financing and structuring the deal to maximize value for its stakeholders. Its research coverage sectors include castor oil and derivatives, food processing, glass, infrastructure, metals, oil and gas, oral care, packaging, payment gateway, pharma, power, and recycle. In addition, the company engages in commodity broking and other related ancillary services. Further, it provides financing services. The company was incorporated in 2007 and is based in Thane, India.

How the Company Makes Money

Onelife Capital Advisors Limited generates revenue through advisory fees charged for its investment and wealth management services. These fees are typically based on a percentage of the assets under management (AUM), aligning the company's earnings with the performance and growth of its clients' portfolios. Additionally, the company may earn commissions or fees from financial products it recommends or sells to clients. Key partnerships with financial institutions and asset managers can also contribute to its revenue by enabling access to a broader range of investment products and services.

Onelife Capital Advisors Limited Financial Statement Overview

Summary

Onelife Capital Advisors Limited is facing considerable financial challenges, driven by poor profitability and increased leverage. Despite positive cash flow trends, the negative income trajectory and high financial leverage pose risks to future performance. The company needs to address operational inefficiencies and stabilize revenue to improve its financial position.

Income Statement

The income statement reveals significant challenges with profitability, highlighted by negative net income and declining revenue. The gross profit margin is negative in the most recent year, indicating cost inefficiencies. Additionally, the net profit margin has worsened, coupled with a substantial decline in revenue compared to prior periods, reflecting operational difficulties and market challenges.

Balance Sheet

The balance sheet shows a highly leveraged position with a rising debt-to-equity ratio, indicating increased financial risk. The equity ratio has decreased over time, signaling reduced financial stability. Stockholders' equity has declined significantly, impacting the company's long-term sustainability. However, cash reserves remain relatively strong, providing some liquidity buffer.

Cash Flow

Cash flow analysis indicates strong operating cash flow and a significant improvement in free cash flow in the latest period. This positive cash flow trend offers some optimism amidst challenging income and balance sheet conditions. However, historical volatility in operating cash flow and negative free cash flow in previous periods highlight potential sustainability concerns.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	252.71M	317.84M	401.71M	54.23M	64.83M	65.62M
Gross Profit	-153.10M	12.19M	225.56M	25.75M	49.97M	47.67M
EBITDA	-20.27M	-193.57M	87.27M	-9.26M	170.00K	8.36M
Net Income	-62.41M	-51.43M	3.87M	-24.79M	-3.96M	-541.00K
Balance Sheet
Total Assets	0.00	1.72B	1.65B	1.24B	1.07B	904.20M
Cash, Cash Equivalents and Short-Term Investments	306.05M	306.05M	229.16M	43.95M	13.46M	15.02M
Total Debt	0.00	230.63M	268.55M	131.67M	149.41M	10.00M
Total Liabilities	-352.07M	1.36B	1.14B	417.04M	224.45M	55.16M
Stockholders Equity	352.07M	346.84M	507.00M	820.17M	845.00M	848.90M
Cash Flow
Free Cash Flow	0.00	343.08M	-282.94M	118.65M	-20.16M	-21.54M
Operating Cash Flow	0.00	558.96M	-251.52M	185.20M	-20.07M	-21.54M
Investing Cash Flow	0.00	-269.93M	133.87M	-121.98M	-120.10M	38.00K
Financing Cash Flow	0.00	-31.12M	112.25M	-32.73M	138.62M	-1.24M

Onelife Capital Advisors Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 11.86
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:ONELIFECAP, the sentiment is Negative. The current price of 11.86 is below the 20-day moving average (MA) of 13.27, below the 50-day MA of 12.73, and below the 200-day MA of 12.83, indicating a bearish trend. The MACD of -0.26 indicates Positive momentum. The RSI at 38.77 is Neutral, neither overbought nor oversold. The STOCH value of 7.52 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:ONELIFECAP.

Onelife Capital Advisors Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
LFIC	62 Neutral	₹197.25M	―	―	1.49%	-73.96%	-79.57%
TCIFINANCE	49 Neutral	₹150.61M	4.10	―	―	479.93%	―
ONELIFECAP	46 Neutral	₹158.45M	―	―	―	-43.42%	-538.40%
KHANDSE	46 Neutral	₹322.62M	39.52	―	―	-1.73%	-462.92%
TFL	40 Underperform	₹755.64M	123.69	―	―	-16.55%	-334.08%