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TCI Finance Limited
(TCIFINANCE)
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Rating:44Neutral
Price Target:
₹15.00
▲(0.00% Upside)
Action:Reiterated
Date:06/26/26
The score is held down primarily by weak and unstable financial performance, especially persistently negative equity and sharp earnings/cash-flow deterioration in 2026. Technical indicators are mixed and provide only modest support, while valuation is constrained by a negative P/E and no provided dividend yield.
Positive Factors
Debt Reduction
Debt reduction from prior peaks may ease financing pressure and improve balance-sheet flexibility over the medium term. However, the benefit is constrained because negative equity makes leverage difficult to interpret and the overall capital structure remains stressed.
Negative Factors
Negative Equity
Persistently negative equity materially weakens financial flexibility and raises solvency risk. It also makes leverage harder to assess and limits the balance sheet’s ability to absorb losses, support expansion, or provide dependable protection through a weaker operating cycle.
Read all positive and negative factors
Positive Factors
Negative Factors
Debt Reduction
Debt reduction from prior peaks may ease financing pressure and improve balance-sheet flexibility over the medium term. However, the benefit is constrained because negative equity makes leverage difficult to interpret and the overall capital structure remains stressed.
Read all positive factors
TCI Finance Limited (TCIFINANCE) vs. iShares MSCI India ETF (INDA)
Market Cap
₹199.27M
Dividend YieldN/A
Average Volume (3M)3.51K
Price to Earnings (P/E)―
Beta (1Y)0.74
Revenue Growth-92.80%
EPS Growth-146.71%
CountryIN
Employees4
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)-1.34
Shares Outstanding12,872,493
10 Day Avg. Volume4,586
30 Day Avg. Volume3,506
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)-0.21
Price to Sales (P/S)33.24
P/FCF Ratio-9.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
TCI Finance Limited Business Overview & Revenue Model
Company Description
TCI Finance Limited operates as a is a non-deposit-taking, non-banking financial company in India. The company offers loans against securities, commercial vehicle finance, global IP convention, IP valuation, and patent trademark and copyright serv...
TCI Finance Limited Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
9
Very Negative
Cash Flow
31
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.82M | 4.84M | 67.30M | 0.00 | 0.00 | 0.00 |
| Gross Profit | -10.63M | -4.58M | 67.30M | -9.86M | -18.57M | -17.19M |
| EBITDA | -17.09M | -17.77M | 34.71M | -17.88M | -23.86M | -22.67M |
| Net Income | -17.14M | -17.84M | 35.80M | -4.80M | -25.10M | -329.66M |
Balance Sheet | ||||||
| Total Assets | 0.00 | 67.92M | 74.40M | 275.52M | 461.60M | 629.42M |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 515.00K | 8.20M | 24.13M | 478.00K | 698.00K |
| Total Debt | 0.00 | 25.57M | 15.90M | 74.21M | 114.90M | 228.19M |
| Total Liabilities | 768.47M | 836.39M | 826.20M | 909.12M | 1.09B | 1.10B |
| Stockholders Equity | -768.47M | -768.47M | -751.80M | -633.60M | -628.50M | -467.46M |
Cash Flow | ||||||
| Free Cash Flow | -6.66M | -17.32M | 42.35M | 37.35M | 98.00M | -226.04M |
| Operating Cash Flow | -6.66M | -17.32M | 42.61M | 37.35M | 98.00M | -226.01M |
| Investing Cash Flow | 0.00 | 0.00 | -254.00K | 22.35M | 15.00M | 251.54M |
| Financing Cash Flow | 1.00K | 9.67M | -58.32M | -40.69M | -113.30M | -25.29M |
TCI Finance Limited Technical Analysis
Positive
15.00
Price Trends
15.28
Positive
16.04
Negative
16.73
Negative
Market Momentum
-0.07
Negative
49.68
Neutral
63.93
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:TCIFINANCE, the sentiment is Positive. The current price of 15 is below the 20-day moving average (MA) of 15.30, below the 50-day MA of 15.28, and below the 200-day MA of 16.73, indicating a neutral trend. The MACD of -0.07 indicates Negative momentum. The RSI at 49.68 is Neutral, neither overbought nor oversold. The STOCH value of 63.93 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:TCIFINANCE.
TCI Finance Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | ₹3.66B | 5.94 | ― | ― | 115.72% | 391.07% | |
57 Neutral | ₹2.34B | 10.23 | ― | 0.11% | 38.86% | 100.31% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
49 Neutral | ₹892.35M | -1.44 | ― | 0.35% | -50.16% | -325.01% | |
44 Neutral | ₹199.27M | -11.50 | ― | ― | -92.80% | -146.71% | |
44 Neutral | ₹111.73M | -11.27 | ― | ― | -28.72% | 30.64% | |
44 Neutral | ₹499.22M | -0.43 | ― | 0.03% | -64.11% | -38.37% |
* General Sector Average
IN:TCIFINANCE
TCI Finance Limited
15.29
2.42
18.80%
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IN:UYFINCORP
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39.78%
TCI Finance Limited Corporate Events
Exchange Seeks Clarification from TCI Finance on June 2026 Quarter Results
Sep 3, 2026
The stock exchange has requested clarification from TCI Finance Limited regarding its financial results for the quarter ended June 30, 2026, under Regulation 33 of the SEBI Listing Obligations and Disclosure Requirements. The company has yet to re...
TCI Finance files AGM e-voting results and scrutinizer report
Aug 29, 2026
TCI Finance Limited has reported that its 52nd Annual General Meeting was held on August 27, 2026 via video conferencing and other audio-visual means, in line with regulatory provisions. The company submitted to the stock exchanges the detailed re...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.