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Hawthorn Bancshares (HWBK)
NASDAQ:HWBK
US Market
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Hawthorn Bancshares (HWBK) Price & Analysis

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HWBK Stock Chart & Stats

$33.55
$0.12(0.38%)
At close: 4:00 PM EST
$33.55
$0.12(0.38%)

Bulls Say, Bears Say

Bulls Say
Improved Capital & LeverageHawthorn's materially stronger capital base and lower leverage provide durable regulatory and lending capacity, reducing solvency risk and enabling steadier credit supply. Improved equity and leverage support dividend policy, M&A flexibility and resilience across 2–6 month horizons.
Strengthening Cash GenerationRising operating and free cash flow that track earnings (FCF ~81% of net income) indicate higher earnings quality and internal funding for loan growth, dividends and acquisitions. Consistent cash conversion supports durable capital management and lowers refinancing reliance.
Strategic M&A To Scale FranchiseThe FSC acquisition structurally enlarges Hawthorn's Missouri footprint and deposit base, improving scale economics and revenue diversification across more branches. Accretion potential supports sustainable EPS growth and operational efficiencies beyond short-term integration effects.
Bears Say
Earnings Volatility / CyclicalityA dramatic 2023 earnings collapse followed by a rebound highlights sensitivity to rate and credit cycles. This cyclicality implies potential earnings reversals if loan losses or margin compression re-emerge, limiting predictability of returns and capital generation over the medium term.
Inconsistent Cash Flow CoverageVolatile operating cash flow and inconsistent coverage metrics undermine confidence in sustained debt service and dividend capacity. Variability suggests earnings quality and timing effects, complicating capital planning and making the company more exposed to funding stress in downturns.
Acquisition TBV Dilution & Integration RiskWhile strategic, the FSC acquisition involves near-term tangible book value dilution and execution risk. Integration pain, cultural fit, and one-time costs could pressure regulatory capital metrics and temporarily reduce returns, making anticipated accretion contingent on smooth operational integration.

Hawthorn Bancshares News

HWBK FAQ

What was Hawthorn Bancshares’s price range in the past 12 months?
Hawthorn Bancshares lowest stock price was $28.10 and its highest was $40.36 in the past 12 months.
    What is Hawthorn Bancshares’s market cap?
    Hawthorn Bancshares’s market cap is $269.93M.
      When is Hawthorn Bancshares’s upcoming earnings report date?
      Hawthorn Bancshares’s upcoming earnings report date is Jul 23, 2026 which is in 3 days.
        How were Hawthorn Bancshares’s earnings last quarter?
        Hawthorn Bancshares released its earnings results on Apr 29, 2026. The company reported $0.831 earnings per share for the quarter, beating the consensus estimate of N/A by $0.831.
          Is Hawthorn Bancshares overvalued?
          According to Wall Street analysts Hawthorn Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hawthorn Bancshares pay dividends?
            Hawthorn Bancshares pays a Quarterly dividend of $0.21 which represents an annual dividend yield of 2.39%. See more information on Hawthorn Bancshares dividends here
              What is Hawthorn Bancshares’s EPS estimate?
              Hawthorn Bancshares’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Hawthorn Bancshares have?
              Hawthorn Bancshares has 6,896,585 shares outstanding.
                What happened to Hawthorn Bancshares’s price movement after its last earnings report?
                Hawthorn Bancshares reported an EPS of $0.831 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.209%.
                  Which hedge fund is a major shareholder of Hawthorn Bancshares?
                  Currently, no hedge funds are holding shares in HWBK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Hawthorn Bancshares

                    Hawthorn Bancshares, Inc. functions as the parent holding company for Hawthorn Bank, which delivers a full spectrum of financial services to both commercial clients and individual consumers. The institution offers various deposit accounts, such as checking, savings, money market, and individual retirement accounts, in addition to time deposits and certificates of deposit. Its lending portfolio encompasses commercial and industrial financing, personal installment and single payment loans, consumer credit, and both commercial and residential real estate loans. Furthermore, Hawthorn Bank provides specialized financing for equipment, operating capital, and Small Business Administration (SBA) loans. Customers also have access to debit and credit card services. Beyond conventional banking, the company furnishes trust services, including estate planning, investment management, and asset supervision. Other available resources include cash management solutions, secure safety deposit boxes, brokerage facilities, and convenient internet banking. The bank maintains a presence across Missouri with 23 branch locations, serving communities such as Jefferson City, Columbia, Clinton, Warsaw, Springfield, St. Louis, and the broader Kansas City metropolitan area. Hawthorn Bancshares, Inc. traces its origins back to 1865 and is headquartered in Jefferson City, Missouri.

                    Hawthorn Bancshares (HWBK) Earnings & Revenues

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                    Ownership Overview

                    13.37%8.53%<0.01%69.30%
                    13.37% Insiders
                    <0.01% Other Institutional Investors
                    69.30% Public Companies and
                    Individual Investors
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