Want to see HK:9677 full AI Analyst Report?
Top Page
Weihai City Commercial Bank Co., Ltd. Class H
(9677)
Select Model
Select Model
Rating:69Neutral
Price Target:
HK$3.50
▲(14.01% Upside)
Action:Reiterated
Date:08/04/26
The score is driven primarily by mixed financial quality (notably volatile cash flow and higher 2025 leverage risk despite improving earnings), partially offset by constructive technical trend signals and an attractive valuation supported by a low P/E and ~4% dividend yield.
Positive Factors
Revenue Growth
Strong recent revenue expansion indicates growing demand for the bank’s lending, deposit, settlement, and financial services. If maintained, this broader income base can support operating scale, deepen customer relationships, and provide capacity to compound earnings over the next several quarters.
Negative Factors
Higher 2025 Leverage
The sharp increase in 2025 debt raises sensitivity to funding and credit conditions and could increase pressure on future capital flexibility. Higher leverage may also make earnings and liquidity more exposed to changes in asset quality, funding costs, or broader banking conditions.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Strong recent revenue expansion indicates growing demand for the bank’s lending, deposit, settlement, and financial services. If maintained, this broader income base can support operating scale, deepen customer relationships, and provide capacity to compound earnings over the next several quarters.
Read all positive factors
Weihai City Commercial Bank Co., Ltd. Class H (9677) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$21.16B
Dividend Yield3.73%
Average Volume (3M)233.00
Price to Earnings (P/E)6.9
Beta (1Y)0.05
Revenue Growth6.25%
EPS Growth16.32%
CountryHK
Employees3,934
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)0.38
Shares Outstanding1,158,861,000
10 Day Avg. Volume300
30 Day Avg. Volume233
Financial Highlights & Ratios
PEG Ratio0.57
Price to Book (P/B)0.56
Price to Sales (P/S)0.89
P/FCF Ratio1.63
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.33
Revenue Forecast (FY)HK$9.77B
Weihai City Commercial Bank Co., Ltd. Class H Business Overview & Revenue Model
Company Description
Weihai City Commercial Bank Co., Ltd., established in 1997 and headquartered in Weihai, People's Republic of China, operates across the country through its various subsidiaries, providing a comprehensive range of financial services. Its core offer...
Weihai City Commercial Bank Co., Ltd. Class H Financial Statement Overview
Summary
Income Statement
66
Positive
Balance Sheet
58
Neutral
Cash Flow
54
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 17.64B | 17.29B | 8.46B | 4.24B | 4.12B | 13.92B |
| Gross Profit | 5.07B | 4.42B | 8.46B | 7.89B | 4.12B | 3.80B |
| EBITDA | 3.68B | 3.11B | 2.85B | 2.54B | 2.45B | 2.43B |
| Net Income | 2.48B | 2.19B | 1.99B | 1.93B | 1.91B | 1.75B |
Balance Sheet | ||||||
| Total Assets | 540.48B | 504.74B | 441.46B | 391.88B | 343.70B | 304.52B |
| Cash, Cash Equivalents and Short-Term Investments | 33.32B | 34.55B | 13.33B | 30.79B | 28.31B | 30.72B |
| Total Debt | 130.64B | 119.81B | 14.70B | 37.80B | 35.67B | 32.99B |
| Total Liabilities | 509.55B | 475.35B | 410.67B | 363.87B | 317.97B | 280.35B |
| Stockholders Equity | 28.68B | 27.31B | 28.90B | 26.24B | 24.15B | 23.26B |
Cash Flow | ||||||
| Free Cash Flow | 12.63B | 9.45B | -19.07B | 8.83B | 5.67B | 6.68B |
| Operating Cash Flow | 12.84B | 10.77B | -17.92B | 11.02B | 6.05B | 6.81B |
| Investing Cash Flow | -62.45B | -18.68B | -16.98B | -16.17B | -10.10B | -15.60B |
| Financing Cash Flow | 54.57B | 1.37B | 36.70B | 618.96M | 886.13M | 1.51B |
Weihai City Commercial Bank Co., Ltd. Class H Technical Analysis
Positive
3.07
Price Trends
2.97
Positive
2.87
Positive
2.69
Positive
Market Momentum
0.02
Positive
96.99
Negative
33.33
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:9677, the sentiment is Positive. The current price of 3.07 is above the 20-day moving average (MA) of 3.05, above the 50-day MA of 2.97, and above the 200-day MA of 2.69, indicating a bullish trend. The MACD of 0.02 indicates Positive momentum. The RSI at 96.99 is Negative, neither overbought nor oversold. The STOCH value of 33.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:9677.
Weihai City Commercial Bank Co., Ltd. Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
69 Neutral | HK$21.16B | 6.88 | 8.86% | 3.73% | 6.25% | 16.32% | |
68 Neutral | HK$11.87B | 2.72 | 5.18% | 7.99% | -3.82% | 0.34% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
62 Neutral | HK$13.71B | 2.93 | 7.75% | 7.35% | -1.55% | 10.31% | |
61 Neutral | HK$15.71B | 7.86 | 4.11% | 2.55% | ― | ― | |
56 Neutral | HK$12.70B | 1.98 | 4.55% | 8.25% | -5.40% | 31.36% |
* Financial Sector Average
HK:9677
Weihai City Commercial Bank Co., Ltd. Class H
3.08
0.31
11.03%
HK:6196
Bank of Zhengzhou Co., Ltd. Class H
0.88
-0.40
-31.10%
HK:9668
China Bohai Bank Co., Ltd. Class H
0.72
-0.31
-29.90%
HK:1578
Bank of Tianjin Co., Ltd. Class H
1.96
-0.39
-16.63%
HK:6199
Bank of Guizhou Co. Ltd. Class H
0.94
-0.05
-5.43%
Weihai City Commercial Bank Co., Ltd. Class H Corporate Events
Weihai Bank Posts Solid Q3 2026 Capital Buffers Ahead of Audit
Oct 30, 2026
Weihai Bank Co., Ltd. reported that as of the end of September 2026, group assets reached RMB543.48 billion, liabilities were RMB505.99 billion and owners’ equity stood at RMB37.48 billion. Net profit for the first three quarters of 2026 was...
Weihai Bank Completes RMB500 Million Green Bond Issuance for Sustainable Projects
Sep 21, 2026
Weihai Bank Co., Ltd. has completed the issuance of its 2026 Green Financial Bonds (Tranche Two) in China’s national inter-bank bond market, raising RMB500 million at a coupon rate of 1.65% with a three-year term. The successful placement st...
Weihai Bank Raises RMB500 Million in Debut 2026 Green Financial Bonds
Sep 14, 2026
Weihai Bank Co., Ltd., a mainland Chinese joint stock commercial bank with H-share listing in Hong Kong, operates as a regional financial institution offering banking and credit services. While active in Hong Kong’s capital market, it is not...
Weihai Bank Releases Unaudited Interim Results for First Half of 2026
Aug 28, 2026
Weihai Bank Co., Ltd. has released its unaudited interim results for the six months ended June 30, 2026, covering the performance of the bank and its subsidiary. The announcement states that the interim report complies with Hong Kong listing requi...
Weihai Bank Sets Board Meeting to Approve 2026 Interim Results
Aug 18, 2026
Weihai Bank Co., Ltd. has scheduled a board meeting for August 28, 2026 to review and approve the interim financial results for the six months ended June 30, 2026 for the bank and its subsidiary. The approval and subsequent publication of these in...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.