China Bohai Bank Co., Ltd. Class H (9668) AI Stock Analysis

• Market Cap: €19.01B
• Dividend Yield: N/A
• Average Volume (3M): 5.99M
• Price to Earnings (P/E): 3.9
• Beta (1Y): 0.82
• Revenue Growth: -5.76%
• EPS Growth: 18.15%
• Country: HK
• Employees: 13,824
• Sector: Financial
• Sector Strength: 70
• Industry: Banks - Regional
• EPS (TTM): 0.23
• Shares Outstanding: 6,200,555,000
• 10 Day Avg. Volume: 8,292,150
• 30 Day Avg. Volume: 5,992,400
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 69 Neutral
• Price Target: ―

China Bohai Bank Co., Ltd. Class H demonstrates a stable financial position with low leverage and consistent profitability metrics. However, the technical indicators show a lack of upward momentum, and there are concerns about cash flow management. The stock is significantly undervalued based on its P/E ratio, offering potential for growth investors. This balanced view results in a moderate overall score.

China Bohai Bank Co., Ltd. Class H Business Overview & Revenue Model

Company Description

China Bohai Bank Co., Ltd. Class H (9668) is a Chinese commercial bank that provides a broad range of financial services. Established in 2005 and headquartered in Tianjin, China, the bank offers corporate banking, retail banking, and financial market operations. Its core services include deposit-taking, lending, wealth management, and international banking services. China Bohai Bank serves a diverse client base, including individuals, small to medium-sized enterprises, and large corporations.

How the Company Makes Money

China Bohai Bank Co., Ltd. generates revenue through various streams that are typical for commercial banks. The primary sources of income include interest income from loans and advances to customers, fees and commissions from a variety of financial services, and trading income from market operations. The bank earns interest by lending capital to individuals and businesses, while also paying interest on customer deposits at a lower rate, thus capturing the interest rate spread. Fee-based revenue arises from services such as wealth management, foreign exchange transactions, and payment processing. Additionally, China Bohai Bank leverages its financial market operations to generate trading income, contributing to its overall profitability. Partnerships with fintech companies and other financial institutions also play a role in expanding the bank's service offerings and customer base, enhancing its revenue potential.

China Bohai Bank Co., Ltd. Class H Financial Statement Overview

Summary

China Bohai Bank Co., Ltd. Class H shows a stable financial standing with consistent revenue and profitability metrics. The balance sheet reflects reduced leverage and strong equity support, although there are concerns about cash flow management and liquidity. Continued focus on improving cash generation and maintaining operational efficiency will be key to sustaining financial health.

Income Statement

The income statement indicates stable revenue performance with a slight decrease in total revenue from the previous year. Gross profit margins are consistent, showing efficient cost management. EBIT margin improved, indicating operational efficiency gains, although net income showed a marginal increase. The company demonstrates sound profitability metrics with room for growth.

Balance Sheet

The balance sheet shows a solid equity base with a decreasing debt-to-equity ratio, indicating reduced leverage risk. The equity ratio is strong, suggesting financial stability. However, the return on equity has slightly decreased, reflecting challenges in generating profits relative to equity. Overall, the balance sheet reflects a stable financial position with manageable liabilities.

Cash Flow

Cash flow analysis reveals a significant decrease in operating cash flow and negative free cash flow, indicating potential liquidity challenges. The company has shown strong financing cash flow, which might suggest reliance on external funding. While the operating cash flow to net income ratio is lower, indicating weaker cash generation, the company maintains a strategic approach to managing cash resources.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	25.07B	15.88B	25.94B	27.32B	26.15B
Gross Profit	25.07B	15.88B	25.94B	27.32B	26.15B
EBITDA	0.00	0.00	0.00	0.00	0.00
Net Income	5.26B	5.08B	6.11B	8.63B	8.44B
Balance Sheet
Total Assets	1.84T	1.73T	1.66T	1.58T	1.39T
Cash, Cash Equivalents and Short-Term Investments	92.21B	60.85B	143.04B	152.26B	130.52B
Total Debt	61.71B	272.04B	280.91B	246.65B	229.29B
Total Liabilities	1.73T	1.62T	280.91B	246.65B	229.29B
Stockholders Equity	110.12B	114.40B	109.95B	106.56B	103.25B
Cash Flow
Free Cash Flow	-30.61B	80.71B	25.96B	82.42B	51.69B
Operating Cash Flow	-30.05B	81.31B	26.83B	82.99B	52.09B
Investing Cash Flow	-43.31B	-59.11B	-65.25B	-76.07B	-63.58B
Financing Cash Flow	128.07B	30.93B	23.41B	5.88B	34.35B

China Bohai Bank Co., Ltd. Class H Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 1.03
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:9668, the sentiment is Positive. The current price of 1.03 is below the 20-day moving average (MA) of 1.06, below the 50-day MA of 1.06, and above the 200-day MA of 0.94, indicating a bullish trend. The MACD of 0.01 indicates Positive momentum. The RSI at 51.20 is Neutral, neither overbought nor oversold. The STOCH value of 27.87 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:9668.

China Bohai Bank Co., Ltd. Class H Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
3968	74 Outperform	1.14T	7.36	―	4.73%	-3.23%	1.81%
1288	73 Outperform	2.45T	5.92	9.09%	5.02%	-1.70%	11.36%
1988	72 Outperform	191.89B	5.81	―	8.83%	-7.28%	-5.00%
9668	69 Neutral	€19.01B	3.94	5.51%	―	-5.76%	18.15%
6818	63 Neutral	217.59B	4.64	7.04%	6.25%	-8.41%	-5.52%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%

China Bohai Bank Co., Ltd. Class H Corporate Events

China Bohai Bank Reports Q1 2025 Financial Results

China Bohai Bank Co., Ltd. announced its unaudited financial results for the first quarter of 2025, reporting an operating income of RMB 7.89 billion and a net profit of RMB 3.11 billion. The bank’s capital adequacy ratios were in compliance with PRC regulatory requirements, indicating a stable financial position. However, stakeholders are cautioned that these figures have not been audited, and discrepancies may arise after review.

China Bohai Bank Announces Closure of Register for 2024 AGM

China Bohai Bank Co., Ltd. has announced the closure of its register of members in preparation for its 2024 annual general meeting, scheduled for June 18, 2025. This move is significant for shareholders as it determines eligibility to attend and vote at the AGM, potentially impacting shareholder engagement and decision-making processes.

China Bohai Bank Completes RMB10 Billion Bond Issuance

China Bohai Bank Co., Ltd. has successfully completed the issuance of its 2025 Financial Bonds (Tranche 1) in the China national inter-bank bond market, with a total issue size of RMB10 billion and a fixed coupon rate of 1.88%. The proceeds from this bond issuance are intended to supplement medium- and long-term stable funds, optimize the bank’s liability structure, and support the sound development of its business operations.

China Bohai Bank Releases 2024 Annual Financial Results

China Bohai Bank Co., Ltd. announced its audited consolidated results for the year ending December 31, 2024. The annual report, available in both Chinese and English, complies with the listing requirements of the Hong Kong Stock Exchange. The publication of these results is significant for stakeholders as it provides insights into the bank’s financial performance and strategic direction.

China Bohai Bank Schedules Board Meeting for Annual Results and Dividend Consideration

China Bohai Bank Co., Ltd. has announced an upcoming board meeting scheduled for March 26, 2025. The meeting will focus on approving the bank’s annual results for the year ending December 31, 2024, and considering a final dividend payment recommendation. This announcement is significant for stakeholders as it may impact the bank’s financial disclosures and dividend distribution strategy.

China Bohai Bank Completes RMB5 Billion Green Bond Issuance

China Bohai Bank Co., Ltd. has successfully completed the issuance of its 2025 Green Financial Bonds (Tranche 1) in the China national inter-bank bond market. The bonds, totaling RMB5 billion with a fixed coupon rate of 1.89%, will fund green industrial projects as per the Green Bond Endorsed Projects Catalogue (2021 Edition), reflecting the bank’s commitment to sustainable development.

China Bohai Bank Co., Ltd. Strengthens Leadership with New Vice Presidents

China Bohai Bank Co., Ltd. has announced the approval of the qualifications of three new vice presidents, namely Mr. Li Jianguo, Mr. Qi Jun, and Ms. Deng Bei, by the National Financial Regulatory Administration. This move, effective from February 7, 2025, is expected to strengthen the bank’s leadership team and potentially enhance its operational efficiency and strategic positioning within the financial industry.