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China Everbright Bank Co
(6818)
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Rating:56Neutral
Price Target:
HK$3.00
â–²(1.01% Upside)
Action:Reiterated
Date:08/29/26
The score is held back mainly by financial quality and risk: leverage increased sharply and cash-flow consistency is weak despite recent positive TTM figures. Technicals also lean negative with the stock trading below key moving averages. These are partially offset by attractive valuation metrics (low P/E and high dividend yield).
Positive Factors
Durable Profit Margins
Stable mid-teens margins indicate the bank continues to convert revenue into earnings effectively. This profitability resilience provides a durable earnings base and may help absorb moderate pressure from funding costs or slower loan growth.
Negative Factors
Weak Revenue and Earnings Trend
Declining revenue and lower earnings indicate weakening operating momentum rather than a clear expansion cycle. If sustained, slower business activity could limit retained capital growth and reduce the bank’s ability to improve returns.
Read all positive and negative factors
Positive Factors
Negative Factors
Durable Profit Margins
Stable mid-teens margins indicate the bank continues to convert revenue into earnings effectively. This profitability resilience provides a durable earnings base and may help absorb moderate pressure from funding costs or slower loan growth.
Read all positive factors
China Everbright Bank Co (6818) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$198.76B
Dividend Yield6.93%
Average Volume (3M)15.17M
Price to Earnings (P/E)6.0
Beta (1Y)0.58
Revenue Growth-7.38%
EPS Growth-19.59%
CountryHK
Employees48,483
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)0.51
Shares Outstanding12,678,735,000
10 Day Avg. Volume23,436,744
30 Day Avg. Volume15,165,783
Financial Highlights & Ratios
PEG Ratio-0.31
Price to Book (P/B)0.36
Price to Sales (P/S)0.89
P/FCF Ratio1.41
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.52
Revenue Forecast (FY)HK$124.57B
China Everbright Bank Co Business Overview & Revenue Model
Company Description
China Everbright Bank Company Limited operates as a financial institution, delivering an extensive array of financial solutions and products to a diverse clientele. Its services cater to corporate entities, government bodies, retail customers, and...
How the Company Makes Money
China Everbright Bank makes money primarily through (1) net interest income and (2) non-interest income.
1) Net interest income (core earnings)
- The bank collects funds mainly from customer deposits (demand and time deposits) and interbank/whole...
China Everbright Bank Co Financial Statement Overview
Summary
Income Statement
68
Positive
Balance Sheet
45
Neutral
Cash Flow
34
Negative
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 233.61B | 245.37B | 272.74B | 288.98B | 279.35B | 270.02B |
| Gross Profit | 101.38B | 126.31B | 135.40B | 145.65B | 151.69B | 152.84B |
| EBITDA | 44.77B | 56.08B | 57.93B | 56.07B | 61.93B | 58.39B |
| Net Income | 32.78B | 38.83B | 41.70B | 40.79B | 44.81B | 43.41B |
Balance Sheet | ||||||
| Total Assets | 7.25T | 7.17T | 6.96T | 6.77T | 6.30T | 5.90T |
| Cash, Cash Equivalents and Short-Term Investments | 292.38B | 1.09T | 517.56B | 538.28B | 525.66B | 574.23B |
| Total Debt | 2.42T | 1.55T | 293.05B | 1.30T | 1.07T | 953.89B |
| Total Liabilities | 6.71T | 6.56T | 6.37T | 6.22T | 5.79T | 5.42T |
| Stockholders Equity | 537.41B | 604.80B | 587.70B | 552.39B | 507.88B | 482.49B |
Cash Flow | ||||||
| Free Cash Flow | 5.58B | 155.40B | -214.20B | -8.77B | -61.06B | -117.59B |
| Operating Cash Flow | 12.61B | 162.91B | -204.80B | -3.61B | -56.40B | -112.24B |
| Investing Cash Flow | -231.56B | -103.90B | 123.68B | -205.82B | -103.09B | -93.41B |
| Financing Cash Flow | 162.67B | 52.73B | 85.00B | 196.02B | 70.57B | 286.04B |
China Everbright Bank Co Technical Analysis
Negative
2.97
Price Trends
3.01
Negative
3.05
Negative
3.16
Negative
Market Momentum
-0.06
Positive
38.85
Neutral
23.21
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:6818, the sentiment is Negative. The current price of 2.97 is above the 20-day moving average (MA) of 2.95, below the 50-day MA of 3.01, and below the 200-day MA of 3.16, indicating a bearish trend. The MACD of -0.06 indicates Positive momentum. The RSI at 38.85 is Neutral, neither overbought nor oversold. The STOCH value of 23.21 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:6818.
China Everbright Bank Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | HK$1.23T | 7.00 | 12.33% | 4.38% | -0.16% | 5.69% | |
71 Outperform | HK$558.24B | 13.08 | 11.60% | 6.86% | -8.24% | 3.38% | |
69 Neutral | HK$539.45B | 6.96 | 9.34% | 5.10% | -3.15% | 1.80% | |
68 Neutral | HK$678.35B | 7.40 | 8.44% | 4.58% | 1.86% | -7.09% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
60 Neutral | HK$178.60B | 5.62 | 4.66% | 5.57% | -4.88% | -9.64% | |
56 Neutral | HK$198.76B | 6.00 | 5.88% | 6.93% | -7.38% | -19.59% |
* Financial Sector Average
HK:6818
China Everbright Bank Co
2.85
-0.52
-15.50%
HK:2388
BOC Hong Kong (Holdings)
51.65
14.33
38.39%
HK:1988
China Minsheng Banking
3.57
-0.64
-15.20%
HK:0998
China CITIC Bank
8.38
1.42
20.47%
HK:3968
China Merchants Bank Co
51.90
5.30
11.36%
HK:1658
Postal Savings Bank of China Co., Ltd. Class H
5.37
-0.21
-3.75%
China Everbright Bank Co Corporate Events
China Everbright Bank Declares Interim Dividend With Currency Option for H-Shareholders
Aug 28, 2026
China Everbright Bank Company Limited has announced an interim ordinary cash dividend for the six months ended 30 June 2026, payable for the financial year ending 31 December 2026. The dividend has been set at RMB 0.81 per 10 shares, with Hong Kon...
China Everbright Bank Unveils 2026 Interim Results and RMB4.8 Billion Dividend Plan
Aug 28, 2026
China Everbright Bank has released its unaudited interim results for the six months ended 30 June 2026 and confirmed that its full interim report will be published in September on both its own and Hong Kong’s HKEXnews websites, with versions...
China Everbright Bank Sets August Board Meeting to Review Interim Results and Dividend
Aug 18, 2026
China Everbright Bank has scheduled a board meeting for 28 August 2026 to review and consider approval of its interim results for the six months ended 30 June 2026. The board will also discuss a potential interim dividend distribution and other ma...
China Everbright Bank Announces Resignation of Executive Director and Vice President
Aug 11, 2026
China Everbright Bank announced that Executive Director and Vice President Yang Bingbing has resigned from his roles, effective 11 August 2026, due to a job adjustment. His departure also includes his position on the board committee overseeing soc...
China Everbright Bank Details Board Composition and Committee Roles
Aug 11, 2026
China Everbright Bank has announced the current composition of its board of directors, led by chairman and non-executive director Wu Lijun and vice chairman and non-executive director Cui Yong, alongside a mix of executive, non-executive and indep...
China Everbright Bank Secures Strong Shareholder Turnout at 2025 AGM
Jun 29, 2026
China Everbright Bank reported the successful convening of its 2025 annual general meeting in Beijing, confirming that the session complied with PRC Company Law, the Hong Kong Listing Rules and the bank’s Articles of Association. The meeting...
China Everbright Bank Reshuffles Board Committee Memberships
Jun 29, 2026
China Everbright Bank has reshuffled the membership of several specialised committees under its tenth board session, following unanimous approval at the board’s eighth meeting on 29 June 2026. The changes reassign directors across the Risk M...
China Everbright Bank Updates Board Composition and Committee Roles
Jun 29, 2026
China Everbright Bank has published an updated list of its board of directors, confirming Wu Lijun as chairman and Cui Yong as vice chairman, alongside a mix of executive, non-executive, and independent non-executive directors. The disclosure clar...
China Everbright Bank Sets Final 2025 Dividend, Details Tax and Currency Options
Jun 29, 2026
China Everbright Bank has declared a final ordinary cash dividend of RMB 0.7 per 10 shares for the financial year ended 31 December 2025, approved on 29 June 2026. For H-share investors in Hong Kong, the default payment will be HKD 0.8049678 per 1...
China Everbright Bank Sets Final 2025 Dividend and Dividend Timetable
Jun 8, 2026
China Everbright Bank has declared a final ordinary cash dividend of RMB 0.7 per 10 shares for the financial year ended 31 December 2025, with payment scheduled for 20 August 2026. Shareholders will have the option to receive the dividend in Hong ...
China Everbright Bank Sets 2025 AGM and Proposes RMB10.34 Billion Dividend
Jun 8, 2026
China Everbright Bank has called its 2025 annual general meeting for 29 June 2026 in Beijing, where shareholders will review the 2025 board work report, audited financial accounts and profit distribution plan, as well as vote on auditors, director...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.