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Bank of Guizhou Co. Ltd. Class H (6199) AI Stock Analysis

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HK:6199

Bank of Guizhou Co. Ltd. Class H

(HKEX:6199)

Select Model
Rating:62Neutral
Price Target:HKD 0.97â–²(3.19% Upside)
Action:reiterated
Date:09/17/26

The score is primarily supported by very attractive valuation (low P/E and high dividend yield). This is tempered by mid-range financial performance due to weak cash-flow conversion and leverage metric volatility, while technical indicators remain broadly neutral and do not materially strengthen the outlook.

Positive Factors
Diversified Regional Banking FranchiseThe bank addresses several customer segments across retail, SME, corporate and government-related activity, while offering deposits, lending, payments and settlement. This diversified regional model can support recurring customer relationships and reduce reliance on one product line over the next several quarters.
Negative Factors
Weak Cash ConversionPersistent negative operating and free cash flow despite positive profits indicates that earnings are not consistently converting into cash. This can reduce financial flexibility, constrain internally funded growth and make the bank more exposed to working-capital or balance-sheet funding pressures.

Bank of Guizhou Co. Ltd. Class H (6199) vs. iShares MSCI Hong Kong ETF (EWH)

-15%-10%-5%0%5%10%15%20%HK:6199-6.28%EWH+7.37%Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
Market Cap
HKD 13.71B
Dividend Yield
7.35%
Average Volume (3M)
80.94K
Price to Earnings (P/E)
2.9
Beta (1Y)
0.04
Revenue Growth
-1.55%
EPS Growth
10.31%
Country
Hong Kong
Employees
5,536
Sector
Financial
Sector Strength
68
Industry
Banks - Regional

Bank of Guizhou Co. Ltd. Class H Business Overview & Revenue Model

Company Description

Bank of Guizhou Co., Ltd. provides various banking products and services in the People’s Republic of China. It operates through Corporate Banking, Retail Banking, Financial Markets, and other segments. The company offers time and demand deposits; cor...

How the Company Makes Money

Bank of Guizhou makes money primarily through traditional banking income and related fee-based services. (1) Net interest income: The core earnings driver is typically the spread between interest earned on interest-bearing assets (mainly corporate lo...

Bank of Guizhou Co. Ltd. Class H Financial Statement Overview

Summary

Strong reported profitability with net profit margin around the high-40% range and ~47% TTM supports earnings strength, but the score is held back by persistently weak cash conversion (negative operating and free cash flow in most years and again TTM) and large swings in reported leverage metrics that increase balance-sheet risk uncertainty.

Income Statement

62Positive

Balance Sheet

54Neutral

Cash Flow

28Negative
Financial statement breakdown
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue8.76B8.40B7.87B8.02B8.13B23.32B
Gross Profit8.76B7.95B7.87B8.02B8.13B7.83B
EBITDA503.99M5.08B9.18B4.56B4.81B4.80B
Net Income4.13B4.02B3.78B3.65B3.83B3.71B
Balance Sheet
Total Assets633.79B610.70B589.99B576.79B533.78B503.88B
Cash, Cash Equivalents and Short-Term Investments42.20B31.58B8.16B35.72B28.45B39.19B
Total Debt11.00B169.76B9.00B94.55B85.10B72.86B
Total Liabilities580.58B560.68B537.68B528.37B489.81B464.89B
Stockholders Equity53.20B50.01B52.31B48.42B43.97B38.99B
Cash Flow
Free Cash Flow-3.80B2.84B-5.17B-5.45B-4.51B-1.17B
Operating Cash Flow-3.64B2.94B-4.96B-5.16B-4.27B-649.39M
Investing Cash Flow18.20B9.39B-17.56B4.78B-1.04B6.83B
Financing Cash Flow9.25B103.18M7.41B36.92B11.75B13.48B

Bank of Guizhou Co. Ltd. Class H Technical Analysis

Technical Analysis SentimentPositive
Last Price0.94

Price Trends

50DMA0.92Positive
100DMA0.93Positive
200DMA0.95Negative

Market Momentum

MACD0.00Positive
RSI56.31Neutral
STOCH27.78Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:6199, the sentiment is Positive. The current price of 0.94 is above the 20-day moving average (MA) of 0.93, above the 50-day MA of 0.92, and below the 200-day MA of 0.95, indicating a neutral trend. The MACD of 0.00 indicates Positive momentum. The RSI at 56.31 is Neutral, neither overbought nor oversold. The STOCH value of 27.78 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:6199.

Bank of Guizhou Co. Ltd. Class H Peers Comparison

Overall Rating

UnderperformOutperform
Sector (68)

Financial Indicators

HK:6199 against its peers
NameOverall RatingMarket CapP/E RatioROEDividend YieldRevenue GrowthEPS Growth
HK:9677HK:967771OutperformHKD 21.16B6.868.86%3.73%6.25%16.32%
HK:1578HK:157868NeutralHKD 11.87B2.715.18%7.99%-3.82%0.34%
Sector *68Neutral$18.00B11.429.92%3.81%9.73%1.22%
HK:6199HK:619962NeutralHKD 13.71B2.937.75%7.35%-1.55%10.31%
HK:1216HK:121659NeutralHKD 10.23B2.894.32%4.69%-0.41%13.43%
HK:6196HK:619659NeutralHKD 15.71B7.864.11%2.50%――
HK:9889HK:988952NeutralHKD 20.98B2.7210.77%8.27%0.12%2.46%

* Financial Sector Average

Performance Comparison

-20%0%HK:6199HK:9889HK:6196HK:1578HK:9677HK:1216Dec '25Jan '26Feb '26Mar '26Apr '26May '26Jun '26Jul '26Aug '26Sep '26Oct '26
HK:6199 and its peers over the selected period
Show on chartTickerCompany NamePriceChange% Change
HK:6199Bank of Guizhou Co. Ltd. Class H0.94-0.05-5.43%
HK:9889Dongguan Rural Commercial Bank Co Ltd Class H3.04-0.10-3.15%
HK:6196Bank of Zhengzhou Co., Ltd. Class H0.88-0.40-31.10%
HK:1578Bank of Tianjin Co., Ltd. Class H1.96-0.39-16.63%
HK:9677Weihai City Commercial Bank Co., Ltd. Class H3.080.3111.03%
HK:1216Zhongyuan Bank Co., Ltd. Class H0.28-0.03-9.68%

Bank of Guizhou Co. Ltd. Class H Corporate Events

Bank of Guizhou Posts Unaudited Interim 2026 Results and Clarifies Hong Kong Regulatory Status

Aug 28, 2026

Bank of Guizhou Co. Ltd., a mainland Chinese commercial bank regulated by the CBIRC and listed in Hong Kong, has reiterated that it is not authorized to conduct banking or deposit-taking business in Hong Kong and falls outside the Hong Kong Monetary...

Bank of Guizhou Schedules Board Meeting to Approve 2026 Interim Results

Aug 18, 2026

Bank of Guizhou Co., Ltd., a regional commercial bank headquartered in Guiyang in the PRC, provides banking and financial services to its customers but operates outside the Hong Kong regulatory framework and is not authorized to carry out banking or...

Bank of Guizhou Assumes Panzhou Wanhe Deposits via Trust-Based Transaction

Aug 5, 2026

Bank of Guizhou Co. Ltd. is a regional commercial bank in China that offers deposit and credit services to local businesses and consumers. It participates in structured financial transactions, including trust-based arrangements, to manage funding and...

Bank of Guizhou Offers Currency Choice for 2025 Dividend as Board Confirms Full AGM Attendance

Jul 17, 2026

Bank of Guizhou Co. Ltd. has confirmed that its 2025 final cash dividend of RMB0.6 per 10 shares, approved at the annual general meeting, will be distributed on 27 August 2026 to shareholders on the register as of 24 July 2026. Registered H sharehold...

Guizhou Bank Names Yang Hongjun Board Chairman Pending Regulatory Approval

Jun 30, 2026

Guizhou Bank Co., Ltd. has appointed Mr. Yang Hongjun as an executive director of the bank’s fourth session board following shareholder approval at the 2025 annual general meeting held on June 30, 2026. On the same day, the board elected Mr. Ya...

Bank of Guizhou Sets Out Board Line-up and Committee Structure

Jun 30, 2026

Bank of Guizhou Co. Ltd. has outlined the current composition of its board of directors, which includes executive, non-executive, and independent non-executive members overseeing the bank’s governance and strategic direction. The company notes...

Bank of Guizhou shareholders approve AGM resolutions and final dividend

Jun 30, 2026

Bank of Guizhou Co. Ltd., a regional commercial bank headquartered in Guizhou Province, provides a range of banking and financial services and maintains a significant share base comprising domestic and H shares. The bank operates under both PRC regul...

Bank of Guizhou Updates Final Dividend Terms and Tax Treatment for H Shareholders

Jun 30, 2026

Bank of Guizhou Co., Ltd. has updated the details of its final cash dividend for the financial year ended 31 December 2025 for holders of its H shares listed in Hong Kong. Shareholders will receive RMB 0.6 per 10 shares, with a default payment in Hon...

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Sep 17, 2026